US Bank Directory

Banks in Menlo Park, CA

10 FDIC-insured banks operate 12 offices in Menlo Park, California, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Menlo Park

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 12 banks and credit unions operate 14 locations in Menlo Park, according to the FDIC and the NCUA. 14 of them have coordinates on record and are on the map. 8 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

14 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Menlo Park

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Chase and Wells Fargo have the most locations in Menlo Park, with 2 each. 8 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Chase JPMorgan Chase Bank, National Association · 2 branches · main office Columbus, OH Bank · 2

Chase has 2 branches in Menlo Park, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Menlo Park location is the Menlo Park Branch at 650 Santa Cruz Ave, dating to 1919; the newest, at 2550 Sand Hill Rd, to 2011. It opens on Saturday.

  • Sand Hill Road Branch
    2550 Sand Hill Rd, 94025
    Hours: see the bank's site
  • Menlo Park Branch
    650 Santa Cruz Ave, 94025
    (650) 853-2655Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 2 branches · main office Sioux Falls, SD Bank · 2

Wells Fargo has 2 branches in Menlo Park, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Menlo Park location is the Menlo Park Branch at 735 Santa Cruz Ave, dating to 1952; the newest, at 325 Sharon Park Dr, to 1966. 1 of its 2 Menlo Park locations with published hours open on Saturday.

  • Sharon Heights Branch
    325 Sharon Park Dr, 94025
    (650) 926-0760Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  • Menlo Park Branch
    735 Santa Cruz Ave, 94025
    (650) 289-1036Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts
Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Menlo Park, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Menlo Park Branch at 633 Santa Cruz Ave dates to 1937 in FDIC branch records. Its published hours do not list Saturday.

  • Menlo Park Branch
    633 Santa Cruz Ave, 94025
    (650) 687-0883Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
BMO BMO Bank National Association · 1 branch · main office Chicago, IL Bank · 1

BMO has 1 branch in Menlo Park, 226 across California and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Menlo Park Branch at 701 Santa Cruz Ave dates to 1971 in FDIC branch records. Its published hours do not list Saturday.

  • Menlo Park Branch
    701 Santa Cruz Ave, 94025
    (650) 328-4530Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: BMO branch locator (All The Places), checked Oct 10, 2026

BMO: profile, branches and contacts
BNY Mellon 1 branch · main office Pittsburgh, PA Bank · 1

BNY Mellon has 1 branch in Menlo Park, 4 across California and 29 nationwide. FDIC records list its main office in Pittsburgh, PA and show it operating since 1869. With $30.62 billion in total assets on June 30, 2026, it ranks No. 71 of 4,232 U.S. banks by total assets. The Menlo Park Trust Office Branch at 3000 Sand Hill Rd Bldg 3 Ste 290 dates to 2016 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Menlo Park Trust Office Branch
    3000 Sand Hill Rd Bldg 3 Ste 290, 94025
    Hours: see the bank's site
BNY Mellon: profile, branches and contacts
Citizens Citizens Bank, National Association · 1 branch · main office Providence, RI Bank · 1

Citizens has 1 branch in Menlo Park, 6 across California and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Menlo Park Branch at 99 El Camino Real dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Menlo Park Branch
    99 El Camino Real, 94025
    Hours: see the bank's site
Citizens: profile, branches and contacts
East County Schools Credit Union 1 office · main office El Cajon, CA Credit union · 1

East County Schools Credit Union has 1 office in Menlo Park, 2 across California. It is based in El Cajon, CA and $147.5 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Opentext
    2440 Sand Hill Rd Ste 301, 94025
    (650) 645-3000Today 24 hours
    All hours

    Mon to Sun 24 hours

    Hours: NCUA, March 31, 2026

East County Schools Credit Union: profile, branches and contacts
First Citizens Bank First-Citizens Bank & Trust Company · 1 branch · main office Raleigh, NC Bank · 1

First Citizens Bank has 1 branch in Menlo Park, 53 across California and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Silcon Valley Bank Private Bank Branch at 2770 Sand Hill Rd dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Silcon Valley Bank Private Bank Branch
    2770 Sand Hill Rd, 94025
    Hours: see the bank's site
First Citizens Bank: profile, branches and contacts
Northern Trust The Northern Trust Company · 1 branch · main office Chicago, IL Bank · 1

Northern Trust has 1 branch in Menlo Park, 8 across California and 65 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1889. With $178.57 billion in total assets on June 30, 2026, it ranks No. 25 of 4,232 U.S. banks by total assets. The Silicon Valley Branch at 2500 Sand Hill Rd dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Silicon Valley Branch
    2500 Sand Hill Rd, 94025
    Hours: see the bank's site
Northern Trust: profile, branches and contacts
Poppy Bank 1 branch · main office Santa Rosa, CA Bank · 1

Poppy Bank has 1 branch in Menlo Park, 42 across California and 42 nationwide. FDIC records list its main office in Santa Rosa, CA and show it operating since 2005. With $8.32 billion in total assets on June 30, 2026, it ranks No. 196 of 4,232 U.S. banks by total assets. The Menlo Park at 525 El Camino Real dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Poppy Bank: profile, branches and contacts
Sri Credit Union 1 office · main office Menlo Park, CA Credit union · 1

Sri Credit Union has 1 office in Menlo Park, 2 across California. It is based in Menlo Park, CA and $242.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    333 Ravenswood Ave, 94025
    (650) 859-3711Today 9 am to 4 pm
    All hours

    Mon to Fri 9 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Sri Credit Union: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Menlo Park, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Menlo Park Branch at 620 Santa Cruz Ave dates to 1961 in FDIC branch records. Its published hours do not list Saturday.

  • Menlo Park Branch
    620 Santa Cruz Ave, 94025
    (650) 687-1754Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts

Join a credit union in Menlo Park

2 credit unions have 2 offices here: Sri Credit Union and East County Schools Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Menlo Park page has every office in the state's directory.

Banking in Menlo Park: the local picture

Short answer: 10 banks run 12 branches in Menlo Park according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 10 banks, 0 have their main office in Menlo Park, 1 elsewhere in California and 9 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 650 Santa Cruz Ave, dating to 1919; the newest is Citizens's at 99 El Camino Real, from 2026.

2 credit unions have 2 offices in Menlo Park, according to the NCUA. Who can join each one is on the credit unions page.

Of the 8 locations with published hours. 3 open on Saturday. 6 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Menlo Park

Short answer: 3 of the 8 Menlo Park locations with published hours open on Saturday, run by 3 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 14 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Menlo Park, and where the nearest one is if they do not.

Short answer: In Menlo Park: Chase (2), Wells Fargo (2), Bank of America (1), U.S. Bank (1), BMO (1). No branches in Menlo Park: PNC Bank (nearest in Redwood City, 3 mi), Truist, Fifth Third Bank (nearest in Palo Alto, 2 mi), Huntington, Regions Bank, TD Bank.

BankIn Menlo ParkNearest branch if none here
Chase2 brancheshere
Wells Fargo2 brancheshere
Bank of America1 branchhere
U.S. Bank1 branchhere
BMO1 branchhere
PNC BankNoneRedwood City, 3 miles away
TruistNonenone in California
Fifth Third BankNonePalo Alto, 2 miles away
HuntingtonNonenone in California
Regions BankNonenone in California
TD BankNonenone in California

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Menlo Park to the nearest branch in California.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Menlo Park residents like anyone else.

Banks near Menlo Park

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Palo Alto (2 miles) and Redwood City (4 miles). Los Altos, 6 miles away, has the most banks nearby: 13.

Bank branch openings and closings in Menlo Park

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Menlo Park between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Jan 12, 2026OpenedCitizens99 El Camino Real, 94025

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Banks and credit unions based in Menlo Park

Short answer: 1 institution has its main office in Menlo Park: Sri Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
Sri Credit UnionCredit union$242.1 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Menlo Park by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Menlo Park offices.

Short answer: Chase is the largest bank with offices in Menlo Park, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 12Columbus, OH
Bank of America$2.65 trillionNo. 21Charlotte, NC
Wells Fargo$1.91 trillionNo. 42Sioux Falls, SD
U.S. Bank$705.55 billionNo. 61Cincinnati, OH
BMO$254.97 billionNo. 161Chicago, IL
First Citizens Bank$236.32 billionNo. 191Raleigh, NC
Citizens$232.52 billionNo. 201Providence, RI
Northern Trust$178.57 billionNo. 251Chicago, IL
BNY Mellon$30.62 billionNo. 711Pittsburgh, PA
Poppy Bank$8.32 billionNo. 1961Santa Rosa, CA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Menlo Park: FAQ

How many banks are in Menlo Park, CA?

Menlo Park has 10 banks with 12 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Menlo Park?

Chase, with 2. Wells Fargo has 2 and Bank of America has 1.

Is there a Chase in Menlo Park, CA?

Yes. FDIC data lists 2 Chase branches in Menlo Park as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.

Is there a Wells Fargo in Menlo Park, CA?

Yes. FDIC data lists 2 Wells Fargo branches in Menlo Park as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.

Is there a Bank of America in Menlo Park, CA?

Yes. FDIC data lists 1 Bank of America branch in Menlo Park as of September 5, 2026. The address and directions are under Bank of America above.

Is there a PNC Bank in Menlo Park, CA?

No. FDIC data lists no PNC Bank branch in Menlo Park as of September 5, 2026. The nearest is in Redwood City, about 3 miles away in a straight line.

Which banks in Menlo Park are open on Saturday?

Chase, Wells Fargo and East County Schools Credit Union publish Saturday hours for one or more Menlo Park locations. The Saturday section above lists each one with its hours. 6 of the 14 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Menlo Park?

Sri Credit Union has its main office in Menlo Park, according to the FDIC and the NCUA.

What is the oldest bank in Menlo Park?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Which credit unions can I join in Menlo Park?

Sri Credit Union and East County Schools Credit Union have offices in Menlo Park. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Menlo Park in the past year?

FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Menlo Park?

Nearby cities with more banks include Palo Alto, Redwood City, San Carlos. Palo Alto is 2 miles away with 10 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (6 of 12 branches: BMO, Bank of America, Chase, U.S. Bank, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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