US Bank Directory
Banks in Saratoga, CA
7 FDIC-insured banks operate 7 offices in Saratoga, California, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Saratoga
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 8 locations in Saratoga, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 7 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
8 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Saratoga
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 7 banks share the most locations in Saratoga, with 1 each. 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of America Bank · 1
Bank of America has 1 branch in Saratoga, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Saratoga Branch at 14476 Big Basin Way dates to 1936 in FDIC branch records. Its published hours do not list Saturday.
-
Saratoga Branch14476 Big Basin Way, 95070
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
BMO Bank · 1
BMO has 1 branch in Saratoga, 226 across California and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Saratoga Branch at 18860 Cox Ave dates to 1959 in FDIC branch records. Its published hours do not list Saturday.
-
Saratoga Branch18860 Cox Ave, 95070
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Saratoga, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Big Basin & Saratoga Los Gatos Banking Center Branch at 14410 Big Basin Way dates to 2012 in FDIC branch records. Its published hours do not list Saturday.
-
Big Basin & Saratoga Los Gatos Banking Center Branch14410 Big Basin Way, 95070
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Citibank Bank · 1
Citibank has 1 branch in Saratoga, 271 across California and 667 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1812. With $1.98 trillion in total assets on June 30, 2026, it ranks No. 3 of 4,232 U.S. banks by total assets. The Saratoga Branch at 12948 Saratoga Sunnyvale Rd dates to 1987 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Saratoga Branch12948 Saratoga Sunnyvale Rd, 95070
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Saratoga, 87 across California and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Saratoga Branch at 13000 Saratoga Sunnyvale Rd dates to 1978 in FDIC branch records. Its published hours do not list Saturday.
-
Saratoga Branch13000 Saratoga Sunnyvale Rd, 95070
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Star One Credit Union Credit union · 1
Star One Credit Union has 1 office in Saratoga, 7 across California. It is based in Sunnyvale, CA and $9.58 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
-
Branch - Big Basin14411 Big Basin Way, 95070
All hours
Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Saratoga, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Saratoga Branch at 12988 Saratoga Sunnyvale Rd dates to 2011 in FDIC branch records. Its published hours do not list Saturday.
-
Saratoga Branch12988 Saratoga Sunnyvale Rd, 95070
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Saratoga, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Saratoga Branch at 14428 Big Basin Way dates to 1965 in FDIC branch records. Its published hours do not list Saturday.
-
Saratoga Branch14428 Big Basin Way, 95070
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Saratoga
1 credit union has 1 office here: Star One Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Saratoga page has every office in the state's directory.
Banking in Saratoga: the local picture
Short answer: 7 banks run 7 branches in Saratoga according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 0 have their main office in Saratoga and 7 out of state, according to the FDIC.
The bank with the longest record here is Citibank, operating since 1812 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of America's office at 14476 Big Basin Way, dating to 1936; the newest is Chase's at 14410 Big Basin Way, from 2012.
The only credit union with an office here is Star One Credit Union.
Of the 7 locations with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.
Credit unions open on Saturday in Saratoga
Short answer: 1 of the 7 Saratoga locations with published hours opens on Saturday, run by 1 institution.
- Star One Credit Union: 1 of 1 office (14411 Big Basin Way: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Saratoga, and where the nearest one is if they do not.
Short answer: In Saratoga: Chase (1), Wells Fargo (1), Bank of America (1), U.S. Bank (1), Fifth Third Bank (1), BMO (1). No branches in Saratoga: PNC Bank (nearest in Campbell, 4 mi), Truist, Huntington, Regions Bank, TD Bank.
| Bank | In Saratoga | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| U.S. Bank | 1 branch | here |
| Fifth Third Bank | 1 branch | here |
| BMO | 1 branch | here |
| PNC Bank | None | Campbell, 4 miles away |
| Truist | None | none in California |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Saratoga to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Saratoga residents like anyone else.
Banks near Saratoga
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Cupertino (4 miles) and Los Gatos (4 miles). San Jose, 8 miles away, has the most banks nearby: 25.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Cupertino, CA | 4 mi | 17 | 24 |
| Banks in Los Gatos, CA | 4 mi | 8 | 11 |
| Banks in Campbell, CA | 5 mi | 9 | 11 |
| Banks in Santa Clara, CA | 6 mi | 10 | 20 |
| Banks in Sunnyvale, CA | 7 mi | 11 | 19 |
| Banks in San Jose, CA | 8 mi | 25 | 120 |
| Banks in Mountain View, CA | 9 mi | 10 | 14 |
| Banks in Los Altos, CA | 9 mi | 13 | 13 |
Bank branch openings and closings in Saratoga
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Saratoga between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Saratoga by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Saratoga offices.
Short answer: Chase is the largest bank with offices in Saratoga, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Citibank | $1.98 trillion | No. 3 | 1 | Sioux Falls, SD |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Saratoga: FAQ
How many banks are in Saratoga, CA?
Saratoga has 7 banks with 7 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Saratoga?
Chase, with 1. Bank of America has 1 and Citibank has 1.
Is there a Chase in Saratoga, CA?
Yes. FDIC data lists 1 Chase branch in Saratoga as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in Saratoga, CA?
Yes. FDIC data lists 1 Bank of America branch in Saratoga as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Citibank in Saratoga, CA?
Yes. FDIC data lists 1 Citibank branch in Saratoga as of September 5, 2026. The address and directions are under Citibank above.
Is there a PNC Bank in Saratoga, CA?
No. FDIC data lists no PNC Bank branch in Saratoga as of September 5, 2026. The nearest is in Campbell, about 4 miles away in a straight line.
Which banks in Saratoga are open on Saturday?
Star One Credit Union publishes Saturday hours for one or more Saratoga locations. The Saturday section above lists each one with its hours. 1 of the 8 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Saratoga?
Citibank has the longest record among banks with a branch here: the FDIC shows it operating since 1812.
Which credit unions can I join in Saratoga?
Star One Credit Union has an office in Saratoga. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Saratoga in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Saratoga?
Nearby cities with more banks include Cupertino, Los Gatos, Campbell. Cupertino is 4 miles away with 17 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (6 of 7 branches: BMO, Bank of America, Chase, Fifth Third Bank, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds