Find your next credit card
- A travel card, which is what you asked for
- No annual fee
- No foreign transaction fees
No annual fee and no foreign transaction fee as of Sep 6, 2026. 3X points on restaurants, travel, gas and transit, streaming and phone plans, 1X on the rest, no caps. 20,000 bonus points after $1,000 in 3 months. 0% intro APR on purchases for 12 months, then 18.49%, 24.49% or 28.49% variable.
- A travel card, which is what you asked for
- No foreign transaction fees
For people who fly JetBlue a few times a year and check bags. It earns 6X points on eligible JetBlue purchases, 2X at restaurants and eligible grocery stores and 1X elsewhere, plus 5,000 bonus points each account anniversary. The free first checked bag covers you and up to 3 eligible companions on JetBlue-operated flights, and there is no foreign transaction fee. The caveat: the $99 annual fee only pays off if you fly JetBlue, since most other purchases earn 1X.
- A travel card, which is what you asked for
- No foreign transaction fees
This card is for people who fly Southwest a few times a year. Southwest purchases earn 3 points per $1, grocery stores and restaurants earn 2 points per $1 on the first $8,000 a year, and everything else earns 1. Cardmembers get a first checked bag free, a Preferred seat within 48 hours of departure, Group 5 boarding and 6,000 points each anniversary. The caveat: the $149 annual fee only pays off if you actually fly Southwest, and the 2X grocery and restaurant rate stops after $8,000 a year.
This card is for people who fly American now and then and want to collect AAdvantage miles without paying a fee. It earns 2 miles per $1 at grocery stores and on eligible American Airlines purchases, 1 mile on everything else, and 25% off inflight food and drinks. New cardmembers get a $100 statement credit plus 15,000 bonus miles after $500 in purchases in the first 3 months. The caveat: purchases abroad carry a 3% foreign transaction fee, which is awkward on an airline card.
This card is for people who want simple travel rewards with no annual fee and no booking portal. Every purchase earns 1.5x miles, and 100 miles are worth $1 as cash or travel credit. Discover matches every mile earned in the first year with no minimum spend, and purchases and balance transfers get 0% intro APR for 15 months. The caveat: after the first-year match it is a flat 1.5x with no bonus categories, and a balance transfer fee applies.
This card is for renters and homeowners who want their biggest monthly bill to earn rewards. Housing payments earn up to 1.25 points per $1 with no transaction fee, and on-time rent payments are reported to credit bureaus free. Dining at Bilt partner restaurants earns up to 4x, and Bilt Travel Portal hotels and flights up to 3x. The caveat: outside partners and housing, everyday spend earns 1 point per $1.
This card fits travelers who want points without tracking categories or paying a fee. Every purchase earns unlimited 1.5 points per $1, and travel booked through the Bank of America Travel Center earns 3 points per $1. There is no annual fee and no foreign transaction fee. The trade-off is a flat rate: heavy spenders in dining or travel can earn faster elsewhere.
Altitude Connect is for travelers who want real travel perks without an annual fee. You earn 5X on prepaid hotels and car rentals booked in the U.S. Bank Travel Center, 4X on travel, 4X at gas and EV charging stations on your first $1,000 each quarter, and 2X on dining, streaming and groceries. There are no foreign transaction fees. The caveat: the gas rate caps each quarter, and lounge access is limited to a small number of visits.
This card is for people who want travel miles without paying an annual fee. Every purchase earns 1.25X miles, and Capital One Travel hotel and car bookings earn 5X. A 0% intro APR covers purchases and balance transfers for 15 months. The caveat: the earning rate trails the Venture's 2X, so heavy spenders leave value on the table.
This card suits people who fly Delta a few times a year and do not want to pay an annual fee. It earns 2X miles on purchases made directly with Delta and at restaurants, and 1X on everything else. There is no annual fee and no foreign transaction fee. The caveat: no free checked bag, no priority boarding and no lounge access, which is where the Gold card starts to pay for itself.
This card fits travelers who stay at Hilton brands a few times a year and want no annual fee. It earns 7X points at Hilton properties and 5X at U.S. restaurants, U.S. supermarkets and U.S. gas stations. Hilton Honors Silver status is included. Hilton points run lower in value than flexible currencies, so the card rewards Hilton stays more than general spending.
The Traveler brings IHG's most useful redemption perk, the fourth reward night free, to a card with no annual fee. It earns 5X at IHG hotels, 3X on dining, utilities, select streaming services and gas stations, and 2X on everything else. Silver Elite status is automatic, Gold arrives after $20,000 in annual purchases, and $10,000 in yearly spend adds 10,000 bonus points. There is no anniversary free night at this tier.
