U.S. Bank Altitude® Connect Visa Signature® Card
Altitude Connect is for travelers who want real travel perks without an annual fee. You earn 5X on prepaid hotels and car rentals booked in the U.S. Bank Travel Center, 4X on travel, 4X at gas and EV charging stations on your first $1,000 each quarter, and 2X on dining, streaming and groceries. There are no foreign transaction fees. The caveat: the gas rate caps each quarter, and lounge access is limited to a small number of visits.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Statement credit for the TSA PreCheck or Global Entry application fee
- 12-month Priority Pass Select membership with complimentary enrollment
- 5X points on prepaid hotels and car rentals in the Travel Center
- 4X points on travel and on gas and EV charging up to the quarterly cap
- No foreign transaction fees
- No annual fee
- 20,000 bonus points after $1,000 in the first 90 days
- Annual fee: $0
- Purchase APR: 0% intro for the first 15 billing cycles, then 17.49% - 27.49% Variable
- Balance transfer APR: 0% intro for the first 15 billing cycles on transfers made within 60 days of account opening, then 17.49% - 27.49% Variable
- Balance transfer fee: 5% of each transfer amount, $5 minimum
- Cash advance APR and fee: see the issuer's pricing and terms
- Late payment fee: see the issuer's pricing and terms
- Foreign transaction fee: None
- Rates and offers verified on the issuer's website on August 27, 2026 and may change. See the issuer's pricing and terms for current details.
- You travel a few times a year and want airport perks without paying an annual fee
- You drive enough that 4X on gas and EV charging up to $1,000 a quarter matters
- You book hotels and rental cars and can route them through the Travel Center for 5X
- You spend abroad and want a card with no foreign transaction fees
- You should skip it if you fly weekly and live in lounges, a premium card with unlimited access serves you better
U.S. Bank Altitude® Connect Visa Signature® Card Review
Altitude Connect moved to a no annual fee structure and kept benefits that usually sit behind a fee: a TSA PreCheck or Global Entry credit and a Priority Pass Select membership. This review looks at the earning caps and where the card fits.
How You Earn
Earning is travel-first, with a strong gas rate that caps quarterly. Booking prepaid hotels and car rentals through the U.S. Bank Travel Center earns the top rate.
- Gas and EV charging earn 4X on your first $1,000 each quarter, then 1X
- Grocery and gas categories exclude wholesale clubs, discount stores and supercenters
| Category | Earn rate |
|---|---|
| Prepaid hotels and car rentals via Travel Center | 5X |
| Travel | 4X |
| Gas and EV charging stations | 4X on first $1,000 per quarter, then 1X |
| Dining, streaming, grocery stores | 2X |
| All other eligible purchases | 1X |
How You Redeem
Points redeem for travel, cash back, gift cards and merchandise through U.S. Bank's rewards center, including Real-Time Rewards redemptions on eligible purchases.
- Redemption options and values are set by U.S. Bank's rewards program terms
- Points expire only after 12 consecutive statement cycles with no activity, per the program rules
Benefits and Protections
The benefits package is the story: airport security and lounge perks on a card with no annual fee.
- Statement credit for the TSA PreCheck or Global Entry application fee, issued within 1 to 2 billing cycles
- 12-month Priority Pass Select membership, enrollment required at prioritypass.com/usbankaltitudeconnect
- No foreign transaction fees
- Zero fraud liability for unauthorized transactions
Who This Card Is For
This card fits the occasional traveler and road-tripper who wants perks without a fee. Frequent flyers who need unlimited lounge access will outgrow the limited visit allowance.
- Best for a few trips a year plus heavy driving
- Weak fit for weekly flyers needing unlimited lounge entry
- Strong companion card for international spending
Comparison
| Feature | U.S. Bank Altitude Connect | Citi Strata Premier | Discover it Miles |
|---|---|---|---|
| Annual Fee | $0 | $95 | $0 |
| Welcome Offer | 20,000 points after $1,000 in 90 days | 60,000 points after $4,000 in 3 months | Mile match, first year |
| Rewards Rate | 4X travel, 5X prepaid hotels and cars | 10X hotels and cars via Citi Travel, 3X core | 1.5X on every purchase |
| Intro APR | 0% for 15 billing cycles | N/A | 0% for 15 months |
| Foreign Transaction Fee | None | None | None |
| Best For | No-fee travel perks | Bigger bonus, hotel credit | Flat travel earning |
Issuer Comparison
| Feature | U.S. Bank Altitude Connect | U.S. Bank Altitude Go | U.S. Bank Cash+ |
|---|---|---|---|
| Annual Fee | $0 | $0 | $0 |
| Welcome Offer | 20,000 points after $1,000 in 90 days | 20,000 points after $1,000 in 90 days | $200 after $1,000 in 90 days |
| Rewards Rate | 4X travel, 5X prepaid hotels and cars | 4X dining, capped quarterly | 5% chosen categories, capped |
| Key Credits | TSA PreCheck or Global Entry credit | $15 streaming credit | None |
| Best For | Travel and gas | Dining and streaming | Category cash back |
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Reader reports, not issuer data. Not a prediction of your result. Ranges only, reviewed before publishing.