US Bank Directory
Banks in Osceola, WI
2 FDIC-insured banks operate 2 offices in Osceola, Wisconsin, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Osceola
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Osceola, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Osceola
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Nicolet Bank and Hiawatha National Bank have the most locations in Osceola, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Hiawatha National Bank Bank · 1
Hiawatha National Bank has 1 branch in Osceola, 8 across Wisconsin and 8 nationwide. FDIC records list its main office in Hager City, WI and show it operating since 1917. With $781.3 million in total assets on June 30, 2026, it ranks No. 1,285 of 4,232 U.S. banks by total assets. The Hiawatha National Bank Branch at 409 S Cascade St dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Hiawatha National Bank Branch409 S Cascade St, 54020
Nicolet Bank Bank · 1
Nicolet Bank has 1 branch in Osceola, 49 across Wisconsin and 119 nationwide. FDIC records list its main office in Green Bay, WI and show it operating since 2000. With $15.39 billion in total assets on June 30, 2026, it ranks No. 126 of 4,232 U.S. banks by total assets. The Osceola - Branch 40 at 304 N Cascade St dates to 1894 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Osceola - Branch 40304 N Cascade St, 54020
Royal Credit Union Credit union · 1
Royal Credit Union has 1 office in Osceola, 49 across Wisconsin. It is based in Eau Claire, WI and $5.90 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Osceola Office500 Chieftain St, 54020
All hours
Mon to Thu 8 am to 5 pm; Fri 8 am to 5:30 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Osceola
1 credit union has 1 office here: Royal Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Osceola page has every office in the state's directory.
Banking in Osceola: the local picture
Short answer: 2 banks run 2 branches in Osceola according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Osceola, 2 elsewhere in Wisconsin, according to the FDIC.
The bank with the longest record here is Hiawatha National Bank, operating since 1917 according to the FDIC. In FDIC branch records, the longest-running branch is Nicolet Bank's office at 304 N Cascade St, dating to 1894; the newest is Hiawatha National Bank's at 409 S Cascade St, from 2012.
The only credit union with an office here is Royal Credit Union.
Of the 1 location with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.
Credit unions open on Saturday in Osceola
Short answer: 1 of the 1 Osceola location with published hours opens on Saturday, run by 1 institution.
- Royal Credit Union: 1 of 1 office (500 Chieftain St: Saturday 8:30 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Osceola, and where the nearest one is if they do not.
Short answer: No branches in Osceola: Chase (nearest in Hudson, 25 mi), Wells Fargo (nearest in Hudson, 24 mi), Bank of America, PNC Bank (nearest in West Bend, 260 mi), U.S. Bank (nearest in Hudson, 25 mi), Truist, Fifth Third Bank, Huntington (nearest in Milwaukee, 276 mi), Regions Bank, TD Bank, BMO (nearest in Prescott, 39 mi).
| Bank | In Osceola | Nearest branch if none here |
|---|---|---|
| Chase | None | Hudson, 25 miles away |
| Wells Fargo | None | Hudson, 24 miles away |
| Bank of America | None | none in Wisconsin |
| PNC Bank | None | West Bend, 260 miles away |
| U.S. Bank | None | Hudson, 25 miles away |
| Truist | None | none in Wisconsin |
| Fifth Third Bank | None | none in Wisconsin |
| Huntington | None | Milwaukee, 276 miles away |
| Regions Bank | None | none in Wisconsin |
| TD Bank | None | none in Wisconsin |
| BMO | None | Prescott, 39 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Osceola to the nearest branch in Wisconsin.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Osceola residents like anyone else.
Banks near Osceola
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Saint Croix Falls (7 miles) and New Richmond (16 miles). Hudson, 24 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Saint Croix Falls, WI | 7 mi | 2 | 2 |
| Banks in New Richmond, WI | 16 mi | 2 | 3 |
| Banks in Amery, WI | 16 mi | 2 | 2 |
| Banks in Luck, WI | 21 mi | 2 | 2 |
| Banks in Hudson, WI | 24 mi | 9 | 11 |
| Banks in Baldwin, WI | 29 mi | 2 | 2 |
| Banks in River Falls, WI | 32 mi | 3 | 4 |
| Banks in Cumberland, WI | 36 mi | 3 | 3 |
Bank branch openings and closings in Osceola
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Osceola between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Osceola by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Osceola offices.
Short answer: Nicolet Bank is the largest bank with offices in Osceola, with $15.39 billion in total assets on June 30, 2026, No. 126 among U.S. banks by total assets. Hiawatha National Bank is second with $781.3 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Nicolet Bank | $15.39 billion | No. 126 | 1 | Green Bay, WI |
| Hiawatha National Bank | $781.3 million | No. 1,285 | 1 | Hager City, WI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Osceola: FAQ
How many banks are in Osceola, WI?
Osceola has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Osceola?
Nicolet Bank, with 1. Hiawatha National Bank has 1.
Is there a Nicolet Bank in Osceola, WI?
Yes. FDIC data lists 1 Nicolet Bank branch in Osceola as of September 5, 2026. The address and directions are under Nicolet Bank above.
Is there a Hiawatha National Bank in Osceola, WI?
Yes. FDIC data lists 1 Hiawatha National Bank branch in Osceola as of September 5, 2026. The address and directions are under Hiawatha National Bank above.
Is there a Chase in Osceola, WI?
No. FDIC data lists no Chase branch in Osceola as of September 5, 2026. The nearest is in Hudson, about 25 miles away in a straight line.
Which banks in Osceola are open on Saturday?
Royal Credit Union publishes Saturday hours for one or more Osceola locations. The Saturday section above lists each one with its hours. 2 of the 3 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Osceola?
Hiawatha National Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1917.
Which credit unions can I join in Osceola?
Royal Credit Union has an office in Osceola. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Osceola in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Osceola?
Nearby cities with more banks include Saint Croix Falls, New Richmond, Amery. Saint Croix Falls is 7 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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