Banks in Luck, WI

Bank branch map: Luck

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Luck, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Luck

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Frandsen Bank & Trust and Sterling Bank have the most locations in Luck, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Frandsen Bank & Trust 1 branch · main office Lonsdale, MN Bank · 1

Frandsen Bank & Trust has 1 branch in Luck, 4 across Wisconsin and 40 nationwide. FDIC records list its main office in Lonsdale, MN and show it operating since 1901. With $3.66 billion in total assets on June 30, 2026, it ranks No. 359 of 4,232 U.S. banks by total assets. The Luck Branch at 200 S Main St dates to 1931 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Luck Branch

  200 S Main St, 54853

  Hours: see the bank's site
  DirectionsWebsite

Frandsen Bank & Trust: profile, branches and contacts

Sterling Bank 1 branch · main office Barron, WI Bank · 1

Sterling Bank has 1 branch in Luck, 4 across Wisconsin and 4 nationwide. FDIC records list its main office in Barron, WI and show it operating since 1885. With $352.4 million in total assets on June 30, 2026, it ranks No. 2,257 of 4,232 U.S. banks by total assets. The Luck Branch at 2547 State Route 35 dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Luck Branch

  2547 State Route 35, 54853

  Hours: see the bank's site
  DirectionsWebsite

Sterling Bank: profile, branches and contacts

Banking in Luck: the local picture

Short answer: 2 banks run 2 branches in Luck according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Luck, 1 elsewhere in Wisconsin and 1 out of state, according to the FDIC.

The bank with the longest record here is Sterling Bank, operating since 1885 according to the FDIC. In FDIC branch records, the longest-running branch is Frandsen Bank & Trust's office at 200 S Main St, dating to 1931; the newest is Sterling Bank's at 2547 State Route 35, from 2002.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Luck, and where the nearest one is if they do not.

Short answer: No branches in Luck: Chase (nearest in Hudson, 44 mi), Wells Fargo (nearest in Hudson, 43 mi), Bank of America, PNC Bank (nearest in West Bend, 260 mi), U.S. Bank (nearest in Frederic, 6 mi), Truist, Fifth Third Bank, Huntington (nearest in Milwaukee, 277 mi), Regions Bank, TD Bank, BMO (nearest in Spooner, 34 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Luck to the nearest branch in Wisconsin.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Luck residents like anyone else.

Banks near Luck

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Saint Croix Falls (14 miles) and Siren (16 miles). Spooner, 34 miles away, has the most banks nearby: 4.

Bank branch openings and closings in Luck

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Luck between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Luck by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Luck offices.

Short answer: Frandsen Bank & Trust is the largest bank with offices in Luck, with $3.66 billion in total assets on June 30, 2026, No. 359 among U.S. banks by total assets. Sterling Bank is second with $352.4 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Luck: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.