US Bank Directory
Banks in Saint Croix Falls, WI
2 FDIC-insured banks operate 2 offices in Saint Croix Falls, Wisconsin, and 1 credit union has 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Saint Croix Falls
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 6 locations in Saint Croix Falls, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Saint Croix Falls
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Nicolet Bank and First Resource Bank have the most locations in Saint Croix Falls, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Royal Credit Union Credit union · 4
Royal Credit Union has 4 officees in Saint Croix Falls, 49 across Wisconsin. It is based in Eau Claire, WI and $5.90 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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St. Croix Falls Office2175 Us Highway 8, 54024
All hours
Mon to Fri 8 am to 5:30 pm; Sat 8 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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St. Croix Falls Elementary Rcu651 East Louisiana St, 54024
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St. Croix Falls Middle School Rcu740 Maple Dr, 54024
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St. Croix Falls High School Rcu740 Maple Dr, 54024
First Resource Bank Bank · 1
First Resource Bank has 1 branch in Saint Croix Falls, 1 across Wisconsin and 8 nationwide. FDIC records list its main office in Lino Lakes, MN and show it operating since 2005. With $1.08 billion in total assets on June 30, 2026, it ranks No. 971 of 4,232 U.S. banks by total assets. The Saint Croix Falls Branch at 2206 Glacier Dr dates to 1919 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Saint Croix Falls Branch2206 Glacier Dr, 54024
Nicolet Bank Bank · 1
Nicolet Bank has 1 branch in Saint Croix Falls, 49 across Wisconsin and 119 nationwide. FDIC records list its main office in Green Bay, WI and show it operating since 2000. With $15.39 billion in total assets on June 30, 2026, it ranks No. 126 of 4,232 U.S. banks by total assets. The St Croix Falls - Branch 30 at 2183 Us Highway 8 dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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St Croix Falls - Branch 302183 Us Highway 8, 54024
Join a credit union in Saint Croix Falls
1 credit union has 4 offices here: Royal Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Saint Croix Falls page has every office in the state's directory.
Banking in Saint Croix Falls: the local picture
Short answer: 2 banks run 2 branches in Saint Croix Falls according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Saint Croix Falls, 1 elsewhere in Wisconsin and 1 out of state, according to the FDIC.
The bank with the longest record here is Nicolet Bank, operating since 2000 according to the FDIC. In FDIC branch records, the longest-running branch is First Resource Bank's office at 2206 Glacier Dr, dating to 1919; the newest is Nicolet Bank's at 2183 Us Highway 8, from 1995.
The only credit union with an office here is Royal Credit Union.
Of the 1 location with published hours. 1 opens on Saturday. 5 locations have no published hours in these sources.
Credit unions open on Saturday in Saint Croix Falls
Short answer: 1 of the 1 Saint Croix Falls location with published hours opens on Saturday, run by 1 institution.
- Royal Credit Union: 1 of 4 offices (2175 Us Highway 8: Saturday 8 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Saint Croix Falls, and where the nearest one is if they do not.
Short answer: No branches in Saint Croix Falls: Chase (nearest in Hudson, 31 mi), Wells Fargo (nearest in Hudson, 30 mi), Bank of America, PNC Bank (nearest in West Bend, 258 mi), U.S. Bank (nearest in Frederic, 19 mi), Truist, Fifth Third Bank, Huntington (nearest in Milwaukee, 275 mi), Regions Bank, TD Bank, BMO (nearest in Prescott, 45 mi).
| Bank | In Saint Croix Falls | Nearest branch if none here |
|---|---|---|
| Chase | None | Hudson, 31 miles away |
| Wells Fargo | None | Hudson, 30 miles away |
| Bank of America | None | none in Wisconsin |
| PNC Bank | None | West Bend, 258 miles away |
| U.S. Bank | None | Frederic, 19 miles away |
| Truist | None | none in Wisconsin |
| Fifth Third Bank | None | none in Wisconsin |
| Huntington | None | Milwaukee, 275 miles away |
| Regions Bank | None | none in Wisconsin |
| TD Bank | None | none in Wisconsin |
| BMO | None | Prescott, 45 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Saint Croix Falls to the nearest branch in Wisconsin.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Saint Croix Falls residents like anyone else.
Banks near Saint Croix Falls
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Osceola (7 miles) and Amery (14 miles). Hudson, 30 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Osceola, WI | 7 mi | 2 | 2 |
| Banks in Amery, WI | 14 mi | 2 | 2 |
| Banks in Luck, WI | 14 mi | 2 | 2 |
| Banks in New Richmond, WI | 20 mi | 2 | 3 |
| Banks in Siren, WI | 29 mi | 2 | 2 |
| Banks in Cumberland, WI | 30 mi | 3 | 3 |
| Banks in Hudson, WI | 30 mi | 9 | 11 |
| Banks in Baldwin, WI | 32 mi | 2 | 2 |
Bank branch openings and closings in Saint Croix Falls
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Saint Croix Falls between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Saint Croix Falls by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Saint Croix Falls offices.
Short answer: Nicolet Bank is the largest bank with offices in Saint Croix Falls, with $15.39 billion in total assets on June 30, 2026, No. 126 among U.S. banks by total assets. First Resource Bank is second with $1.08 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Nicolet Bank | $15.39 billion | No. 126 | 1 | Green Bay, WI |
| First Resource Bank | $1.08 billion | No. 971 | 1 | Lino Lakes, MN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Saint Croix Falls: FAQ
How many banks are in Saint Croix Falls, WI?
Saint Croix Falls has 2 banks with 2 branches and 1 credit union with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Saint Croix Falls?
Nicolet Bank, with 1. First Resource Bank has 1.
Is there a Nicolet Bank in Saint Croix Falls, WI?
Yes. FDIC data lists 1 Nicolet Bank branch in Saint Croix Falls as of September 5, 2026. The address and directions are under Nicolet Bank above.
Is there a First Resource Bank in Saint Croix Falls, WI?
Yes. FDIC data lists 1 First Resource Bank branch in Saint Croix Falls as of September 5, 2026. The address and directions are under First Resource Bank above.
Is there a Chase in Saint Croix Falls, WI?
No. FDIC data lists no Chase branch in Saint Croix Falls as of September 5, 2026. The nearest is in Hudson, about 31 miles away in a straight line.
Which banks in Saint Croix Falls are open on Saturday?
Royal Credit Union publishes Saturday hours for one or more Saint Croix Falls locations. The Saturday section above lists each one with its hours. 5 of the 6 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Saint Croix Falls?
Nicolet Bank has the longest record among banks with a branch here: the FDIC shows it operating since 2000.
Which credit unions can I join in Saint Croix Falls?
Royal Credit Union has an office in Saint Croix Falls. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Saint Croix Falls in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Saint Croix Falls?
Nearby cities with more banks include Osceola, Amery, Luck. Osceola is 7 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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