US Bank Directory
Banks in River Falls, WI
3 FDIC-insured banks operate 4 offices in River Falls, Wisconsin, and 2 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: River Falls
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 7 locations in River Falls, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in River Falls
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: The First National Bank of River Falls has the most locations in River Falls, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Royal Credit Union Credit union · 2
Royal Credit Union has 2 officees in River Falls, 49 across Wisconsin. It is based in Eau Claire, WI and $5.90 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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River Falls Office1150 N Main St, 54022
All hours
Mon to Fri 8 am to 5:30 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Rocky Branch Elementary Rcu1415 Bartosh Ln, 54022
The First National Bank of River Falls Bank · 2
The First National Bank of River Falls has 2 branches in River Falls, 3 across Wisconsin and 3 nationwide. FDIC records list its main office in River Falls, WI and show it operating since 1904. With $325.3 million in total assets on June 30, 2026, it ranks No. 2,369 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running River Falls location is its main office at 104 E Locust St, dating to 1904; the newest, at 119 Union St, to 2001. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office104 E Locust St, 54022
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Wellhaven Branch119 Union St, 54022
River Falls State Bank Bank · 1
River Falls State Bank has 1 branch in River Falls, 1 across Wisconsin and 1 nationwide. FDIC records list its main office in River Falls, WI and show it operating since 1949. With $143.2 million in total assets on June 30, 2026, it ranks No. 3,372 of 4,232 U.S. banks by total assets. Its main office at 124 S 2nd St dates to 1949 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office124 S 2nd St, 54022
Security Financial Bank Bank · 1
Security Financial Bank has 1 branch in River Falls, 8 across Wisconsin and 8 nationwide. FDIC records list its main office in Durand, WI and show it operating since 1934. With $1.04 billion in total assets on June 30, 2026, it ranks No. 1,016 of 4,232 U.S. banks by total assets. The River Falls Branch at 1561 Commerce Ct dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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River Falls Branch1561 Commerce Ct, 54022
Westconsin Credit Union Credit union · 1
Westconsin Credit Union has 1 office in River Falls, 21 across Wisconsin. It is based in Menomonie, WI and $2.20 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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River Falls Office1207 N Main St, 54022
All hours
Mon 9 am to 5 pm; Tue to Fri not published; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in River Falls
2 credit unions have 3 offices here: Royal Credit Union and Westconsin Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in River Falls page has every office in the state's directory.
Banking in River Falls: the local picture
Short answer: 3 banks run 4 branches in River Falls according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 2 have their main office in River Falls, 1 elsewhere in Wisconsin, according to the FDIC.
The bank with the longest record here is The First National Bank of River Falls, operating since 1904 according to the FDIC. In FDIC branch records, the longest-running branch is The First National Bank of River Falls's office at 104 E Locust St, dating to 1904; the newest is Security Financial Bank's at 1561 Commerce Ct, from 2005.
2 credit unions have 3 offices in River Falls, according to the NCUA. Who can join each one is on the credit unions page.
Of the 2 locations with published hours. 2 open on Saturday. 5 locations have no published hours in these sources.
Credit unions open on Saturday in River Falls
Short answer: 2 of the 2 River Falls locations with published hours open on Saturday, run by 2 institutions.
- Royal Credit Union: 1 of 2 offices (1150 N Main St: Saturday 8:30 am to 12 pm)
- Westconsin Credit Union: 1 of 1 office (1207 N Main St: Saturday 8:30 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in River Falls, and where the nearest one is if they do not.
Short answer: No branches in River Falls: Chase (nearest in Hudson, 8 mi), Wells Fargo (nearest in Hudson, 10 mi), Bank of America, PNC Bank (nearest in West Bend, 243 mi), U.S. Bank (nearest in Hudson, 8 mi), Truist, Fifth Third Bank, Huntington (nearest in Milwaukee, 258 mi), Regions Bank, TD Bank, BMO (nearest in Prescott, 11 mi).
| Bank | In River Falls | Nearest branch if none here |
|---|---|---|
| Chase | None | Hudson, 8 miles away |
| Wells Fargo | None | Hudson, 10 miles away |
| Bank of America | None | none in Wisconsin |
| PNC Bank | None | West Bend, 243 miles away |
| U.S. Bank | None | Hudson, 8 miles away |
| Truist | None | none in Wisconsin |
| Fifth Third Bank | None | none in Wisconsin |
| Huntington | None | Milwaukee, 258 miles away |
| Regions Bank | None | none in Wisconsin |
| TD Bank | None | none in Wisconsin |
| BMO | None | Prescott, 11 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of River Falls to the nearest branch in Wisconsin.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to River Falls residents like anyone else.
Banks near River Falls
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Hudson (8 miles) and Prescott (11 miles). Hudson, 8 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Hudson, WI | 8 mi | 9 | 11 |
| Banks in Prescott, WI | 11 mi | 2 | 2 |
| Banks in Ellsworth, WI | 12 mi | 2 | 2 |
| Banks in Baldwin, WI | 14 mi | 2 | 2 |
| Banks in New Richmond, WI | 18 mi | 2 | 3 |
| Banks in Osceola, WI | 32 mi | 2 | 2 |
| Banks in Amery, WI | 33 mi | 2 | 2 |
| Banks in Menomonie, WI | 34 mi | 5 | 6 |
Bank branch openings and closings in River Falls
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in River Falls between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in River Falls
Short answer: 2 institutions have their main office in River Falls: The First National Bank of River Falls and River Falls State Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| The First National Bank of River Falls | Bank | $325.3 million | 2 |
| River Falls State Bank | Bank | $143.2 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in River Falls by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its River Falls offices.
Short answer: Security Financial Bank is the largest bank with offices in River Falls, with $1.04 billion in total assets on June 30, 2026, No. 1,016 among U.S. banks by total assets. The First National Bank of River Falls is second with $325.3 million. 2 of the 3 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Security Financial Bank | $1.04 billion | No. 1,016 | 1 | Durand, WI |
| The First National Bank of River Falls | $325.3 million | No. 2,369 | 2 | River Falls, WI |
| River Falls State Bank | $143.2 million | No. 3,372 | 1 | River Falls, WI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in River Falls: FAQ
How many banks are in River Falls, WI?
River Falls has 3 banks with 4 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in River Falls?
The First National Bank of River Falls, with 2. Security Financial Bank has 1 and River Falls State Bank has 1.
Is there a Security Financial Bank in River Falls, WI?
Yes. FDIC data lists 1 Security Financial Bank branch in River Falls as of September 5, 2026. The address and directions are under Security Financial Bank above.
Is there a Chase in River Falls, WI?
No. FDIC data lists no Chase branch in River Falls as of September 5, 2026. The nearest is in Hudson, about 8 miles away in a straight line.
Which banks in River Falls are open on Saturday?
Royal Credit Union and Westconsin Credit Union publish Saturday hours for one or more River Falls locations. The Saturday section above lists each one with its hours. 5 of the 7 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in River Falls?
The First National Bank of River Falls and River Falls State Bank have their main office in River Falls, according to the FDIC.
What is the oldest bank in River Falls?
The First National Bank of River Falls has the longest record among banks with a branch here: the FDIC shows it operating since 1904.
Which credit unions can I join in River Falls?
Royal Credit Union and Westconsin Credit Union have offices in River Falls. Check each credit union's membership rules before you apply.
Did any bank branches open or close in River Falls in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near River Falls?
Nearby cities with more banks include Hudson, Prescott, Ellsworth. Hudson is 8 miles away with 9 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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