Banks in Balsam Lake, WI

Bank branch map: Balsam Lake

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Balsam Lake, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Balsam Lake

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Pillar Bank is the only bank with an office in Balsam Lake. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Pillar Bank 1 branch · main office Baldwin, WI Bank · 1

Pillar Bank has 1 branch in Balsam Lake, 7 across Wisconsin and 7 nationwide. FDIC records list its main office in Baldwin, WI and show it operating since 1883. With $267.0 million in total assets on June 30, 2026, it ranks No. 2,640 of 4,232 U.S. banks by total assets. The Balsam Lake Office at 100 Mill St dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Balsam Lake Office

  100 Mill St, 54810

  Hours: see the bank's site
  DirectionsWebsite

Pillar Bank: profile, branches and contacts

Royal Credit Union 1 office · main office Eau Claire, WI Credit union · 1

Royal Credit Union has 1 office in Balsam Lake, 49 across Wisconsin. It is based in Eau Claire, WI and $5.90 billion in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.

Who can join: see the credit union's site.

• Unity Elementary-Ms-Hs Rcu

  1908 150Th St, 54810

  (715) 825-2101Hours as filed: RCU School $ense
  Directions

Royal Credit Union: profile, branches and contacts

Join a credit union in Balsam Lake

1 credit union has 1 office here: Royal Credit Union. Each office is listed above with the phone it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Balsam Lake page has every office in the state's directory.

Banking in Balsam Lake: the local picture

Short answer: 1 bank runs 1 branch in Balsam Lake according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Pillar Bank has its main office in Baldwin, WI, according to the FDIC.

The bank with the longest record here is Pillar Bank, operating since 1883 according to the FDIC.

The only credit union with an office here is Royal Credit Union.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Balsam Lake, and where the nearest one is if they do not.

Short answer: No branches in Balsam Lake: Chase (nearest in Hudson, 36 mi), Wells Fargo (nearest in Hudson, 36 mi), Bank of America, PNC Bank (nearest in West Bend, 254 mi), U.S. Bank (nearest in Frederic, 14 mi), Truist, Fifth Third Bank, Huntington (nearest in Milwaukee, 271 mi), Regions Bank, TD Bank, BMO (nearest in Spooner, 38 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Balsam Lake to the nearest branch in Wisconsin.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Balsam Lake residents like anyone else.

Banks near Balsam Lake

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Saint Croix Falls (8 miles) and Luck (9 miles). Cumberland, 22 miles away, has the most banks nearby: 3.

Bank branch openings and closings in Balsam Lake

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Balsam Lake between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Balsam Lake by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Balsam Lake offices.

Short answer: Pillar Bank is the largest bank with offices in Balsam Lake, with $267.0 million in total assets on June 30, 2026, No. 2,640 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Balsam Lake: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.