Banks in James City County, VA

Bank branch map: James City County

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 2 locations in James City County, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in James City County

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Citizens and Farmers Bank is the only bank with offices in James City County, with 2. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Citizens and Farmers Bank 2 branches · main office West Point, VA Bank · 2

Citizens and Farmers Bank has 2 branches in James City County, 32 across Virginia and 32 nationwide. FDIC records list its main office in West Point, VA and show it operating since 1927. With $2.79 billion in total assets on June 30, 2026, it ranks No. 462 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running James City County location is the Norge Branch at U.S. Route 60 And State Route 607, dating to 1984; the newest, at Longhill And Olde Towne Roads, to 1988. It does not publish hours in the sources this page uses; check its site before you go.

• Longhill Branch

  Longhill And Olde Towne Roads, 23081

  Hours: see the bank's site
  DirectionsWebsite
• Norge Branch

  U.S. Route 60 And State Route 607, 23127

  Hours: see the bank's site
  DirectionsWebsite

Citizens and Farmers Bank: profile, branches and contacts

Banking in James City County: the local picture

Short answer: 1 bank runs 2 branches in James City County according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Citizens and Farmers Bank has its main office in West Point, VA, according to the FDIC.

The bank with the longest record here is Citizens and Farmers Bank, operating since 1927 according to the FDIC. In FDIC branch records, the longest-running branch is Citizens and Farmers Bank's office at U.S. Route 60 And State Route 607, dating to 1984; the newest is Citizens and Farmers Bank's at Longhill And Olde Towne Roads, from 1988.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Banks by ZIP code in James City County

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 23081 has the most bank and credit union offices in James City County (1), followed by 23127 (1). Offices are spread across 2 ZIP codes.

Chase, Bank of America and other national banks

Which big national banks have branches in James City County, and where the nearest one is if they do not.

Short answer: No branches in James City County: Chase (nearest in Williamsburg, 2 mi), Wells Fargo (nearest in Williamsburg, 2 mi), Bank of America (nearest in Williamsburg, 2 mi), PNC Bank (nearest in Williamsburg, 3 mi), U.S. Bank, Truist (nearest in Williamsburg, 2 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Dumfries, 94 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of James City County to the nearest branch in Virginia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to James City County residents like anyone else.

Banks near James City County

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Williamsburg (2 miles) and Gloucester (15 miles). Newport News, 21 miles away, has the most banks nearby: 12.

Bank branch openings and closings in James City County

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in James City County between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in James City County by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its James City County offices.

Short answer: Citizens and Farmers Bank is the largest bank with offices in James City County, with $2.79 billion in total assets on June 30, 2026, No. 462 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in James City County: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.