Banks in West Point, VA

Bank branch map: West Point

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in West Point, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 2 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in West Point

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: United Bank and Citizens and Farmers Bank have the most locations in West Point, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Baylands Family Credit Union 1 office · main office West Point, VA Credit union · 1

Baylands Family Credit Union has 1 office in West Point, 3 across Virginia. It is based in West Point, VA and $95.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Main Office main office

  2004 Main Street, 23181

  (804) 843-2520Today 9 am to 5 pm

  All hours

  Mon to Tue 8 am to 5 pm; Wed 9 am to 5 pm; Thu to Fri 8 am to 5 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

Baylands Family Credit Union: profile, branches and contacts

Citizens and Farmers Bank 1 branch · main office West Point, VA Bank · 1

Citizens and Farmers Bank has 1 branch in West Point, 32 across Virginia and 32 nationwide. FDIC records list its main office in West Point, VA and show it operating since 1927. With $2.79 billion in total assets on June 30, 2026, it ranks No. 462 of 4,232 U.S. banks by total assets. Its main office at 415 14th Street dates to 1927 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  415 14th Street, 23181

  Hours: see the bank's site
  DirectionsWebsite

Citizens and Farmers Bank: profile, branches and contacts

United Bank 1 branch · main office Fairfax, VA Bank · 1

United Bank has 1 branch in West Point, 81 across Virginia and 237 nationwide. FDIC records list its main office in Fairfax, VA and show it operating since 1979. With $33.64 billion in total assets on June 30, 2026, it ranks No. 65 of 4,232 U.S. banks by total assets. The West Point Branch at 1681 Main Street dates to 1968 in FDIC branch records. Its published hours do not list Saturday.

• West Point Branch

  1681 Main Street, 23181

  (804) 843-4347Today 9 am to 5 pm

  All hours

  Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published

  Hours: United Bank branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

United Bank: profile, branches and contacts

Join a credit union in West Point

1 credit union has 1 office here: Baylands Family Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in West Point page has every office in the state's directory.

Banking in West Point: the local picture

Short answer: 2 banks run 2 branches in West Point according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in West Point, 1 elsewhere in Virginia, according to the FDIC.

The bank with the longest record here is Citizens and Farmers Bank, operating since 1927 according to the FDIC. In FDIC branch records, the longest-running branch is Citizens and Farmers Bank's office at 415 14th Street, dating to 1927; the newest is United Bank's at 1681 Main Street, from 1968.

The only credit union with an office here is Baylands Family Credit Union.

Of the 2 locations with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in West Point

Short answer: None of the 2 West Point locations with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in West Point, and where the nearest one is if they do not.

Short answer: No branches in West Point: Chase (nearest in Williamsburg, 14 mi), Wells Fargo (nearest in Williamsburg, 14 mi), Bank of America (nearest in Williamsburg, 17 mi), PNC Bank (nearest in Williamsburg, 20 mi), U.S. Bank, Truist (nearest in Mattaponi, 1 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Dumfries, 78 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of West Point to the nearest branch in Virginia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to West Point residents like anyone else.

Banks near West Point

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Saluda (13 miles) and Gloucester (18 miles). Williamsburg, 18 miles away, has the most banks nearby: 11.

Bank branch openings and closings in West Point

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in West Point between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in West Point

Short answer: 2 institutions have their main office in West Point: Citizens and Farmers Bank and Baylands Family Credit Union.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in West Point by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its West Point offices.

Short answer: United Bank is the largest bank with offices in West Point, with $33.64 billion in total assets on June 30, 2026, No. 65 among U.S. banks by total assets. Citizens and Farmers Bank is second with $2.79 billion. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in West Point: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.