Banks in Warsaw, VA

Bank branch map: Warsaw

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 4 locations in Warsaw, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Warsaw

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Atlantic Union Bank has the most locations in Warsaw, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Atlantic Union Bank 2 branches · main office Richmond City, VA Bank · 2

Atlantic Union Bank has 2 branches in Warsaw, 130 across Virginia and 184 nationwide. FDIC records list its main office in Richmond City, VA and show it operating since 1997. With $38.02 billion in total assets on June 30, 2026, it ranks No. 59 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Warsaw location is the Warsaw Branch at 5839 Richmond Rd, dating to 1909; the newest, at 4256 Richmond Rd, to 2010. It does not publish hours in the sources this page uses; check its site before you go.

• Times Square Drive-Thru Branch

  4256 Richmond Rd, 22572

  Hours: see the bank's site
  DirectionsWebsite
• Warsaw Branch

  5839 Richmond Rd, 22572

  Hours: see the bank's site
  DirectionsWebsite

Atlantic Union Bank: profile, branches and contacts

Blue Ridge Bank 1 branch · main office Martinsville, VA Bank · 1

Blue Ridge Bank has 1 branch in Warsaw, 26 across Virginia and 27 nationwide. FDIC records list its main office in Martinsville, VA and show it operating since 2000. With $2.31 billion in total assets on June 30, 2026, it ranks No. 542 of 4,232 U.S. banks by total assets. The Warsaw Branch at 4935 Richmond Rd dates to 1980 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Warsaw Branch

  4935 Richmond Rd, 22572

  Hours: see the bank's site
  DirectionsWebsite

Blue Ridge Bank: profile, branches and contacts

Citizens and Farmers Bank 1 branch · main office West Point, VA Bank · 1

Citizens and Farmers Bank has 1 branch in Warsaw, 32 across Virginia and 32 nationwide. FDIC records list its main office in West Point, VA and show it operating since 1927. With $2.79 billion in total assets on June 30, 2026, it ranks No. 462 of 4,232 U.S. banks by total assets. The Warsaw Branch at 4593 Richmond Rd dates to 1986 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Warsaw Branch

  4593 Richmond Rd, 22572

  Hours: see the bank's site
  DirectionsWebsite

Citizens and Farmers Bank: profile, branches and contacts

Banking in Warsaw: the local picture

Short answer: 3 banks run 4 branches in Warsaw according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Warsaw, 3 elsewhere in Virginia, according to the FDIC.

The bank with the longest record here is Citizens and Farmers Bank, operating since 1927 according to the FDIC. In FDIC branch records, the longest-running branch is Atlantic Union Bank's office at 5839 Richmond Rd, dating to 1909; the newest is Atlantic Union Bank's at 4256 Richmond Rd, from 2010.

None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Warsaw, and where the nearest one is if they do not.

Short answer: No branches in Warsaw: Chase (nearest in Mechanicsville, 38 mi), Wells Fargo (nearest in Mechanicsville, 39 mi), Bank of America (nearest in Mechanicsville, 39 mi), PNC Bank (nearest in Fredericksburg, 44 mi), U.S. Bank, Truist (nearest in Colonial Beach, 23 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Dumfries, 52 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Warsaw to the nearest branch in Virginia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Warsaw residents like anyone else.

Banks near Warsaw

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Tappahannock (6 miles) and Montross (10 miles). Kilmarnock, 27 miles away, has the most banks nearby: 4.

Bank branch openings and closings in Warsaw

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Warsaw between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Warsaw by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Warsaw offices.

Short answer: Atlantic Union Bank is the largest bank with offices in Warsaw, with $38.02 billion in total assets on June 30, 2026, No. 59 among U.S. banks by total assets. Citizens and Farmers Bank is second with $2.79 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Warsaw: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.