US Bank Directory

Banks in Kilmarnock, VA

4 FDIC-insured banks operate 6 offices in Kilmarnock, Virginia.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Kilmarnock

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 6 locations in Kilmarnock, according to the FDIC. 6 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

6 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Kilmarnock

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Chesapeake Bank has the most locations in Kilmarnock, with 3. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Chesapeake Bank 3 branches · main office Kilmarnock, VA Bank · 3

Chesapeake Bank has 3 branches in Kilmarnock, 19 across Virginia and 19 nationwide. FDIC records list its main office in Kilmarnock, VA and show it operating since 1900. With $1.72 billion in total assets on June 30, 2026, it ranks No. 663 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Kilmarnock location is its main office at 97 N Main St, dating to 1900; the newest, at 35 School St, to 2008. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    97 N Main St, 22482
    Hours: see the bank's site
  • Chesapeake Bank Operations Center
    35 School St, 22482
    Hours: see the bank's site
  • Www.Clearskyaccounts.Com
    35 School St, 22482
    Hours: see the bank's site
Chesapeake Bank: profile, branches and contacts
Atlantic Union Bank 1 branch · main office Richmond City, VA Bank · 1

Atlantic Union Bank has 1 branch in Kilmarnock, 130 across Virginia and 184 nationwide. FDIC records list its main office in Richmond City, VA and show it operating since 1997. With $38.02 billion in total assets on June 30, 2026, it ranks No. 59 of 4,232 U.S. banks by total assets. The Kilmarnock Branch at 284 N Main St dates to 1987 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Kilmarnock Branch
    284 N Main St, 22482
    Hours: see the bank's site
Atlantic Union Bank: profile, branches and contacts
Blue Ridge Bank 1 branch · main office Martinsville, VA Bank · 1

Blue Ridge Bank has 1 branch in Kilmarnock, 26 across Virginia and 27 nationwide. FDIC records list its main office in Martinsville, VA and show it operating since 2000. With $2.31 billion in total assets on June 30, 2026, it ranks No. 542 of 4,232 U.S. banks by total assets. The Kilmarnock Branch at 100 S Main St dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Kilmarnock Branch
    100 S Main St, 22482
    Hours: see the bank's site
Blue Ridge Bank: profile, branches and contacts
Woodforest Woodforest National Bank · 1 branch · main office The Woodlands, TX Bank · 1

Woodforest has 1 branch in Kilmarnock, 48 across Virginia and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0965 Kilmarnock Walmart Branch at 200 Old Fair Grounds Way dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 0965 Kilmarnock Walmart Branch
    200 Old Fair Grounds Way, 22482
    Hours: see the bank's site
Woodforest: profile, branches and contacts

Banking in Kilmarnock: the local picture

Short answer: 4 banks run 6 branches in Kilmarnock according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 1 has its main office in Kilmarnock, 2 elsewhere in Virginia and 1 out of state, according to the FDIC.

The bank with the longest record here is Chesapeake Bank, operating since 1900 according to the FDIC. In FDIC branch records, the longest-running branch is Chesapeake Bank's office at 97 N Main St, dating to 1900; the newest is Blue Ridge Bank's at 100 S Main St, from 2017.

None of the 6 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Kilmarnock, and where the nearest one is if they do not.

Short answer: No branches in Kilmarnock: Chase (nearest in Williamsburg, 32 mi), Wells Fargo (nearest in Williamsburg, 32 mi), Bank of America (nearest in Williamsburg, 35 mi), PNC Bank (nearest in Eastville, 35 mi), U.S. Bank, Truist (nearest in Saluda, 14 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Dumfries, 79 mi), BMO.

BankIn KilmarnockNearest branch if none here
ChaseNoneWilliamsburg, 32 miles away
Wells FargoNoneWilliamsburg, 32 miles away
Bank of AmericaNoneWilliamsburg, 35 miles away
PNC BankNoneEastville, 35 miles away
U.S. BankNonenone in Virginia
TruistNoneSaluda, 14 miles away
Fifth Third BankNonenone in Virginia
HuntingtonNonenone in Virginia
Regions BankNonenone in Virginia
TD BankNoneDumfries, 79 miles away
BMONonenone in Virginia

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Kilmarnock to the nearest branch in Virginia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Kilmarnock residents like anyone else.

Banks near Kilmarnock

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Burgess (11 miles) and Hartfield (12 miles). Gloucester, 23 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Kilmarnock

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Kilmarnock between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Kilmarnock

Short answer: 1 institution has its main office in Kilmarnock: Chesapeake Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
Chesapeake BankBank$1.72 billion3

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Kilmarnock by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Kilmarnock offices.

Short answer: Atlantic Union Bank is the largest bank with offices in Kilmarnock, with $38.02 billion in total assets on June 30, 2026, No. 59 among U.S. banks by total assets. Woodforest is second with $8.98 billion. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Atlantic Union Bank$38.02 billionNo. 591Richmond City, VA
Woodforest$8.98 billionNo. 1811The Woodlands, TX
Blue Ridge Bank$2.31 billionNo. 5421Martinsville, VA
Chesapeake Bank$1.72 billionNo. 6633Kilmarnock, VA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Kilmarnock: FAQ

How many banks are in Kilmarnock, VA?

Kilmarnock has 4 banks with 6 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Kilmarnock?

Chesapeake Bank, with 3. Atlantic Union Bank has 1 and Woodforest has 1.

Is there a Chesapeake Bank in Kilmarnock, VA?

Yes. FDIC data lists 3 Chesapeake Bank branches in Kilmarnock as of September 5, 2026, the main office at 97 N Main St. Its branches are listed under Chesapeake Bank above, with the address and directions for each.

Is there a Atlantic Union Bank in Kilmarnock, VA?

Yes. FDIC data lists 1 Atlantic Union Bank branch in Kilmarnock as of September 5, 2026. The address and directions are under Atlantic Union Bank above.

Is there a Woodforest in Kilmarnock, VA?

Yes. FDIC data lists 1 Woodforest branch in Kilmarnock as of September 5, 2026. The address and directions are under Woodforest above.

Is there a Chase in Kilmarnock, VA?

No. FDIC data lists no Chase branch in Kilmarnock as of September 5, 2026. The nearest is in Williamsburg, about 32 miles away in a straight line.

Which banks are headquartered in Kilmarnock?

Chesapeake Bank has its main office in Kilmarnock, according to the FDIC.

What is the oldest bank in Kilmarnock?

Chesapeake Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1900.

Did any bank branches open or close in Kilmarnock in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Kilmarnock?

Nearby cities with more banks include Burgess, Hartfield, Saluda. Burgess is 11 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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