US Bank Directory
Banks in Montross, VA
3 FDIC-insured banks operate 3 offices in Montross, Virginia.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Montross
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Montross, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Montross
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Atlantic Union Bank, Citizens and Farmers Bank and Blue Ridge Bank have the most locations in Montross, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Atlantic Union Bank Bank · 1
Atlantic Union Bank has 1 branch in Montross, 130 across Virginia and 184 nationwide. FDIC records list its main office in Richmond City, VA and show it operating since 1997. With $38.02 billion in total assets on June 30, 2026, it ranks No. 59 of 4,232 U.S. banks by total assets. The Montross Branch at 17191 Kings Hwy dates to 1989 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Montross Branch17191 Kings Hwy, 22520
Blue Ridge Bank Bank · 1
Blue Ridge Bank has 1 branch in Montross, 26 across Virginia and 27 nationwide. FDIC records list its main office in Martinsville, VA and show it operating since 2000. With $2.31 billion in total assets on June 30, 2026, it ranks No. 542 of 4,232 U.S. banks by total assets. The Montross Branch at 15648 Kings Highway dates to 1908 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Montross Branch15648 Kings Highway, 22520
Citizens and Farmers Bank Bank · 1
Citizens and Farmers Bank has 1 branch in Montross, 32 across Virginia and 32 nationwide. FDIC records list its main office in West Point, VA and show it operating since 1927. With $2.79 billion in total assets on June 30, 2026, it ranks No. 462 of 4,232 U.S. banks by total assets. The Montross Branch at 15960 Kings Hwy dates to 1913 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Montross Branch15960 Kings Hwy, 22520
Banking in Montross: the local picture
Short answer: 3 banks run 3 branches in Montross according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Montross, 3 elsewhere in Virginia, according to the FDIC.
The bank with the longest record here is Citizens and Farmers Bank, operating since 1927 according to the FDIC. In FDIC branch records, the longest-running branch is Blue Ridge Bank's office at 15648 Kings Highway, dating to 1908; the newest is Atlantic Union Bank's at 17191 Kings Hwy, from 1989.
None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Montross, and where the nearest one is if they do not.
Short answer: No branches in Montross: Chase (nearest in Fredericksburg, 38 mi), Wells Fargo (nearest in Fredericksburg, 38 mi), Bank of America (nearest in Fredericksburg, 38 mi), PNC Bank (nearest in Fredericksburg, 38 mi), U.S. Bank, Truist (nearest in Colonial Beach, 14 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Dumfries, 43 mi), BMO.
| Bank | In Montross | Nearest branch if none here |
|---|---|---|
| Chase | None | Fredericksburg, 38 miles away |
| Wells Fargo | None | Fredericksburg, 38 miles away |
| Bank of America | None | Fredericksburg, 38 miles away |
| PNC Bank | None | Fredericksburg, 38 miles away |
| U.S. Bank | None | none in Virginia |
| Truist | None | Colonial Beach, 14 miles away |
| Fifth Third Bank | None | none in Virginia |
| Huntington | None | none in Virginia |
| Regions Bank | None | none in Virginia |
| TD Bank | None | Dumfries, 43 miles away |
| BMO | None | none in Virginia |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Montross to the nearest branch in Virginia.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Montross residents like anyone else.
Banks near Montross
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Warsaw (10 miles) and Tappahannock (13 miles). Kilmarnock, 35 miles away, has the most banks nearby: 4.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Warsaw, VA | 10 mi | 3 | 4 |
| Banks in Tappahannock, VA | 13 mi | 3 | 4 |
| Banks in Colonial Beach, VA | 14 mi | 2 | 2 |
| Banks in Callao, VA | 17 mi | 3 | 3 |
| Banks in King George, VA | 23 mi | 3 | 3 |
| Banks in Burgess, VA | 30 mi | 3 | 3 |
| Banks in King William, VA | 30 mi | 2 | 2 |
| Banks in Kilmarnock, VA | 35 mi | 4 | 6 |
Bank branch openings and closings in Montross
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Montross between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Montross by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Montross offices.
Short answer: Atlantic Union Bank is the largest bank with offices in Montross, with $38.02 billion in total assets on June 30, 2026, No. 59 among U.S. banks by total assets. Citizens and Farmers Bank is second with $2.79 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Atlantic Union Bank | $38.02 billion | No. 59 | 1 | Richmond City, VA |
| Citizens and Farmers Bank | $2.79 billion | No. 462 | 1 | West Point, VA |
| Blue Ridge Bank | $2.31 billion | No. 542 | 1 | Martinsville, VA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Montross: FAQ
How many banks are in Montross, VA?
Montross has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Montross?
Atlantic Union Bank, with 1. Citizens and Farmers Bank has 1 and Blue Ridge Bank has 1.
Is there a Atlantic Union Bank in Montross, VA?
Yes. FDIC data lists 1 Atlantic Union Bank branch in Montross as of September 5, 2026. The address and directions are under Atlantic Union Bank above.
Is there a Citizens and Farmers Bank in Montross, VA?
Yes. FDIC data lists 1 Citizens and Farmers Bank branch in Montross as of September 5, 2026. The address and directions are under Citizens and Farmers Bank above.
Is there a Blue Ridge Bank in Montross, VA?
Yes. FDIC data lists 1 Blue Ridge Bank branch in Montross as of September 5, 2026. The address and directions are under Blue Ridge Bank above.
Is there a Chase in Montross, VA?
No. FDIC data lists no Chase branch in Montross as of September 5, 2026. The nearest is in Fredericksburg, about 38 miles away in a straight line.
What is the oldest bank in Montross?
Citizens and Farmers Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1927.
Did any bank branches open or close in Montross in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Montross?
Nearby cities with more banks include Warsaw, Tappahannock, Colonial Beach. Warsaw is 10 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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