US Bank Directory
Banks in Smithfield, VA
4 FDIC-insured banks operate 4 offices in Smithfield, Virginia, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Smithfield
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 5 locations in Smithfield, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Smithfield
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Smithfield, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bayport Credit Union Credit union · 1
Bayport Credit Union has 1 office in Smithfield, 31 across Virginia. It is based in Newport News, VA and $2.79 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Smithfield Branch1290 Benns Church Blvd Smithfield Plaza Shopping Center, 23430
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
The Bank of Southside Virginia Bank · 1
The Bank of Southside Virginia has 1 branch in Smithfield, 15 across Virginia and 15 nationwide. FDIC records list its main office in Carson, VA and show it operating since 1911. With $670.3 million in total assets on June 30, 2026, it ranks No. 1,420 of 4,232 U.S. banks by total assets. The Smithfield Branch at 115 Main St dates to 1891 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Smithfield Branch115 Main St, 23430
TowneBank Bank · 1
TowneBank has 1 branch in Smithfield, 48 across Virginia and 81 nationwide. FDIC records list its main office in Portsmouth, VA and show it operating since 1999. With $22.62 billion in total assets on June 30, 2026, it ranks No. 94 of 4,232 U.S. banks by total assets. The Smithfield Branch at 1119 S Church St dates to 1994 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Smithfield Branch1119 S Church St, 23430
Truist Bank · 1
Truist has 1 branch in Smithfield, 259 across Virginia and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The South Church Street Branch at 1803 S Church St dates to 1973 in FDIC branch records. It opens on Saturday.
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South Church Street Branch1803 S Church St, 23430
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Smithfield, 179 across Virginia and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Smithfield Plaza Branch at 13400 Benns Church Blvd dates to 1989 in FDIC branch records. Its published hours do not list Saturday.
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Smithfield Plaza Branch13400 Benns Church Blvd, 23430
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Smithfield
1 credit union has 1 office here: Bayport Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Smithfield page has every office in the state's directory.
Banking in Smithfield: the local picture
Short answer: 4 banks run 4 branches in Smithfield according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Smithfield, 2 elsewhere in Virginia and 2 out of state, according to the FDIC.
The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is The Bank of Southside Virginia's office at 115 Main St, dating to 1891; the newest is TowneBank's at 1119 S Church St, from 1994.
The only credit union with an office here is Bayport Credit Union.
Of the 3 locations with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.
Banks open on Saturday in Smithfield
Short answer: 1 of the 3 Smithfield locations with published hours opens on Saturday, run by 1 institution.
- Truist: 1 of 1 branch (1803 S Church St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Smithfield, and where the nearest one is if they do not.
Short answer: In Smithfield: Wells Fargo (1), Truist (1). No branches in Smithfield: Chase (nearest in Newport News, 11 mi), Bank of America (nearest in Newport News, 11 mi), PNC Bank (nearest in Newport News, 11 mi), U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Dumfries, 118 mi), BMO.
| Bank | In Smithfield | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Truist | 1 branch | here |
| Chase | None | Newport News, 11 miles away |
| Bank of America | None | Newport News, 11 miles away |
| PNC Bank | None | Newport News, 11 miles away |
| U.S. Bank | None | none in Virginia |
| Fifth Third Bank | None | none in Virginia |
| Huntington | None | none in Virginia |
| Regions Bank | None | none in Virginia |
| TD Bank | None | Dumfries, 118 miles away |
| BMO | None | none in Virginia |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Smithfield to the nearest branch in Virginia.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Smithfield residents like anyone else.
Banks near Smithfield
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Newport News (11 miles) and Suffolk (13 miles). Newport News, 11 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Newport News, VA | 11 mi | 12 | 19 |
| Banks in Suffolk, VA | 13 mi | 9 | 15 |
| Banks in Hampton, VA | 14 mi | 7 | 12 |
| Banks in Yorktown, VA | 14 mi | 4 | 5 |
| Banks in Grafton, VA | 15 mi | 2 | 2 |
| Banks in Portsmouth, VA | 17 mi | 6 | 10 |
| Banks in Norfolk, VA | 20 mi | 11 | 29 |
| Banks in Wakefield, VA | 21 mi | 2 | 2 |
Bank branch openings and closings in Smithfield
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Smithfield between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Smithfield by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Smithfield offices.
Short answer: Wells Fargo is the largest bank with offices in Smithfield, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Truist is second with $548.35 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| TowneBank | $22.62 billion | No. 94 | 1 | Portsmouth, VA |
| The Bank of Southside Virginia | $670.3 million | No. 1,420 | 1 | Carson, VA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Smithfield: FAQ
How many banks are in Smithfield, VA?
Smithfield has 4 banks with 4 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Smithfield?
Wells Fargo, with 1. Truist has 1 and TowneBank has 1.
Is there a Wells Fargo in Smithfield, VA?
Yes. FDIC data lists 1 Wells Fargo branch in Smithfield as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a Truist in Smithfield, VA?
Yes. FDIC data lists 1 Truist branch in Smithfield as of September 5, 2026. The address and directions are under Truist above.
Is there a TowneBank in Smithfield, VA?
Yes. FDIC data lists 1 TowneBank branch in Smithfield as of September 5, 2026. The address and directions are under TowneBank above.
Is there a Chase in Smithfield, VA?
No. FDIC data lists no Chase branch in Smithfield as of September 5, 2026. The nearest is in Newport News, about 11 miles away in a straight line.
Which banks in Smithfield are open on Saturday?
Truist publishes Saturday hours for one or more Smithfield locations. The Saturday section above lists each one with its hours. 2 of the 5 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Smithfield?
Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.
Which credit unions can I join in Smithfield?
Bayport Credit Union has an office in Smithfield. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Smithfield in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Smithfield?
Nearby cities with more banks include Newport News, Suffolk, Hampton. Newport News is 11 miles away with 12 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 4 branches: Truist, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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