US Bank Directory
Banks in Grafton, VA
2 FDIC-insured banks operate 2 offices in Grafton, Virginia.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Grafton
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Grafton, according to the FDIC. 2 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Grafton
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Bank of America and Truist have the most locations in Grafton, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of America Bank · 1
Bank of America has 1 branch in Grafton, 98 across Virginia and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Harwoods Mill Branch at 4528 George Washington Mem Hwy dates to 1979 in FDIC branch records. Its published hours do not list Saturday.
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Harwoods Mill Branch4528 George Washington Mem Hwy, 23692
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Truist Bank · 1
Truist has 1 branch in Grafton, 259 across Virginia and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Grafton Branch at 5340 George Washington Mem Hwy dates to 1992 in FDIC branch records. It opens on Saturday.
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Grafton Branch5340 George Washington Mem Hwy, 23692
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Banking in Grafton: the local picture
Short answer: 2 banks run 2 branches in Grafton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Grafton and 2 out of state, according to the FDIC.
The bank with the longest record here is Truist, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of America's office at 4528 George Washington Mem Hwy, dating to 1979; the newest is Truist's at 5340 George Washington Mem Hwy, from 1992.
Of the 2 locations with published hours. 1 opens on Saturday.
Banks open on Saturday in Grafton
Short answer: 1 of the 2 Grafton locations with published hours opens on Saturday, run by 1 institution.
- Truist: 1 of 1 branch (5340 George Washington Mem Hwy: Saturday 9 am to 12 pm)
Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Grafton, and where the nearest one is if they do not.
Short answer: In Grafton: Bank of America (1), Truist (1). No branches in Grafton: Chase (nearest in Hampton, 9 mi), Wells Fargo (nearest in Yorktown, 1 mi), PNC Bank (nearest in Newport News, 5 mi), U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Dumfries, 109 mi), BMO.
| Bank | In Grafton | Nearest branch if none here |
|---|---|---|
| Bank of America | 1 branch | here |
| Truist | 1 branch | here |
| Chase | None | Hampton, 9 miles away |
| Wells Fargo | None | Yorktown, 1 mile away |
| PNC Bank | None | Newport News, 5 miles away |
| U.S. Bank | None | none in Virginia |
| Fifth Third Bank | None | none in Virginia |
| Huntington | None | none in Virginia |
| Regions Bank | None | none in Virginia |
| TD Bank | None | Dumfries, 109 miles away |
| BMO | None | none in Virginia |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Grafton to the nearest branch in Virginia.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Grafton residents like anyone else.
Banks near Grafton
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Yorktown (1 mile) and Newport News (5 miles). Newport News, 5 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Yorktown, VA | 1 mi | 4 | 5 |
| Banks in Newport News, VA | 5 mi | 12 | 19 |
| Banks in Hampton, VA | 9 mi | 7 | 12 |
| Banks in Smithfield, VA | 15 mi | 4 | 4 |
| Banks in Gloucester, VA | 17 mi | 5 | 5 |
| Banks in Williamsburg, VA | 18 mi | 11 | 23 |
| Banks in Norfolk, VA | 22 mi | 11 | 29 |
| Banks in Portsmouth, VA | 23 mi | 6 | 10 |
Bank branch openings and closings in Grafton
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Grafton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Grafton by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Grafton offices.
Short answer: Bank of America is the largest bank with offices in Grafton, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Truist is second with $548.35 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Grafton: FAQ
How many banks are in Grafton, VA?
Grafton has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Grafton?
Bank of America, with 1. Truist has 1.
Is there a Bank of America in Grafton, VA?
Yes. FDIC data lists 1 Bank of America branch in Grafton as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Truist in Grafton, VA?
Yes. FDIC data lists 1 Truist branch in Grafton as of September 5, 2026. The address and directions are under Truist above.
Is there a Chase in Grafton, VA?
No. FDIC data lists no Chase branch in Grafton as of September 5, 2026. The nearest is in Hampton, about 9 miles away in a straight line.
Which banks in Grafton are open on Saturday?
Truist publishes Saturday hours for one or more Grafton locations. The Saturday section above lists each one with its hours.
What is the oldest bank in Grafton?
Truist has the longest record among banks with a branch here: the FDIC shows it operating since 1872.
Did any bank branches open or close in Grafton in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Grafton?
Nearby cities with more banks include Yorktown, Newport News, Hampton. Yorktown is 1 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (2 of 2 branches: Bank of America, Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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