US Bank Directory
Banks in Vernon, TX
4 FDIC-insured banks operate 6 offices in Vernon, Texas.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Vernon
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 6 locations in Vernon, according to the FDIC. 6 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Vernon
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Herring Bank has the most locations in Vernon, with 3. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Herring Bank Bank · 3
Herring Bank has 3 branches in Vernon, 8 across Texas and 12 nationwide. FDIC records list its main office in Amarillo, TX and show it operating since 1899. With $540.5 million in total assets on June 30, 2026, it ranks No. 1,703 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Vernon location is the Vernon Branch at 4102 Wilbarger St, dating to 1987; the newest, at 1900 Pease St, to 2002. It does not publish hours in the sources this page uses; check its site before you go.
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Vernon Pease Street Branch1900 Pease St, 76384
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Mobile Branch1900 Pease St, 76384
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Vernon Branch4102 Wilbarger St, 76384
Bank of the West Bank · 1
Bank of the West has 1 branch in Vernon, 10 across Texas and 10 nationwide. FDIC records list its main office in Grapevine, TX and show it operating since 1986. With $829.8 million in total assets on June 30, 2026, it ranks No. 1,224 of 4,232 U.S. banks by total assets. The Vernon Branch at 1630 Hillcrest Dr dates to 1974 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Vernon Branch1630 Hillcrest Dr, 76384
Pilgrim Bank Bank · 1
Pilgrim Bank has 1 branch in Vernon, 14 across Texas and 14 nationwide. FDIC records list its main office in Pittsburg, TX and show it operating since 1911. With $714.6 million in total assets on June 30, 2026, it ranks No. 1,366 of 4,232 U.S. banks by total assets. The Vernon Branch at 901 Hillcrest Dr dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Vernon Branch901 Hillcrest Dr, 76384
The Waggoner National Bank of Vernon Bank · 1
The Waggoner National Bank of Vernon has 1 branch in Vernon, 2 across Texas and 2 nationwide. FDIC records list its main office in Vernon, TX and show it operating since 1899. With $353.7 million in total assets on June 30, 2026, it ranks No. 2,249 of 4,232 U.S. banks by total assets. Its main office at 1818 Texas St dates to 1899 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1818 Texas St, 76384
Banking in Vernon: the local picture
Short answer: 4 banks run 6 branches in Vernon according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 1 has its main office in Vernon, 3 elsewhere in Texas, according to the FDIC.
The bank with the longest record here is Herring Bank, operating since 1899 according to the FDIC. In FDIC branch records, the longest-running branch is The Waggoner National Bank of Vernon's office at 1818 Texas St, dating to 1899; the newest is Pilgrim Bank's at 901 Hillcrest Dr, from 2009.
None of the 6 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Vernon, and where the nearest one is if they do not.
Short answer: No branches in Vernon: Chase (nearest in Wichita Falls, 48 mi), Wells Fargo (nearest in Wichita Falls, 48 mi), Bank of America (nearest in Abilene, 123 mi), PNC Bank (nearest in Weatherford, 130 mi), U.S. Bank (nearest in Dallas, 166 mi), Truist (nearest in Denton, 143 mi), Fifth Third Bank (nearest in Fort Worth, 146 mi), Huntington (nearest in Fort Worth, 147 mi), Regions Bank (nearest in Keller, 145 mi), TD Bank, BMO (nearest in Dallas, 172 mi).
| Bank | In Vernon | Nearest branch if none here |
|---|---|---|
| Chase | None | Wichita Falls, 48 miles away |
| Wells Fargo | None | Wichita Falls, 48 miles away |
| Bank of America | None | Abilene, 123 miles away |
| PNC Bank | None | Weatherford, 130 miles away |
| U.S. Bank | None | Dallas, 166 miles away |
| Truist | None | Denton, 143 miles away |
| Fifth Third Bank | None | Fort Worth, 146 miles away |
| Huntington | None | Fort Worth, 147 miles away |
| Regions Bank | None | Keller, 145 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 172 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Vernon to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Vernon residents like anyone else.
Banks near Vernon
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Electra (23 miles) and Quanah (27 miles). Wichita Falls, 48 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Electra, TX | 23 mi | 2 | 2 |
| Banks in Quanah, TX | 27 mi | 3 | 3 |
| Banks in Iowa Park, TX | 39 mi | 3 | 3 |
| Banks in Seymour, TX | 39 mi | 3 | 3 |
| Banks in Burkburnett, TX | 42 mi | 2 | 2 |
| Banks in Wichita Falls, TX | 48 mi | 13 | 24 |
| Banks in Archer City, TX | 55 mi | 2 | 2 |
| Banks in Childress, TX | 56 mi | 3 | 3 |
Bank branch openings and closings in Vernon
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Vernon between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Vernon
Short answer: 1 institution has its main office in Vernon: The Waggoner National Bank of Vernon.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| The Waggoner National Bank of Vernon | Bank | $353.7 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Vernon by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Vernon offices.
Short answer: Bank of the West is the largest bank with offices in Vernon, with $829.8 million in total assets on June 30, 2026, No. 1,224 among U.S. banks by total assets. Pilgrim Bank is second with $714.6 million. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of the West | $829.8 million | No. 1,224 | 1 | Grapevine, TX |
| Pilgrim Bank | $714.6 million | No. 1,366 | 1 | Pittsburg, TX |
| Herring Bank | $540.5 million | No. 1,703 | 3 | Amarillo, TX |
| The Waggoner National Bank of Vernon | $353.7 million | No. 2,249 | 1 | Vernon, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Vernon: FAQ
How many banks are in Vernon, TX?
Vernon has 4 banks with 6 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Vernon?
Herring Bank, with 3. Bank of the West has 1 and Pilgrim Bank has 1.
Is there a Herring Bank in Vernon, TX?
Yes. FDIC data lists 3 Herring Bank branches in Vernon as of September 5, 2026. Its branches are listed under Herring Bank above, with the address and directions for each.
Is there a Bank of the West in Vernon, TX?
Yes. FDIC data lists 1 Bank of the West branch in Vernon as of September 5, 2026. The address and directions are under Bank of the West above.
Is there a Pilgrim Bank in Vernon, TX?
Yes. FDIC data lists 1 Pilgrim Bank branch in Vernon as of September 5, 2026. The address and directions are under Pilgrim Bank above.
Is there a Chase in Vernon, TX?
No. FDIC data lists no Chase branch in Vernon as of September 5, 2026. The nearest is in Wichita Falls, about 48 miles away in a straight line.
Which banks are headquartered in Vernon?
The Waggoner National Bank of Vernon has its main office in Vernon, according to the FDIC.
What is the oldest bank in Vernon?
Herring Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1899.
Did any bank branches open or close in Vernon in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Vernon?
Nearby cities with more banks include Electra, Quanah, Iowa Park. Electra is 23 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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