US Bank Directory

Banks in Wichita Falls, TX

13 FDIC-insured banks operate 24 offices in Wichita Falls, Texas, and 6 credit unions have 12 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Wichita Falls

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 19 banks and credit unions operate 36 locations in Wichita Falls, according to the FDIC and the NCUA. 36 of them have coordinates on record and are on the map. 15 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

36 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Wichita Falls

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 4 banks share the most locations in Wichita Falls, with 3 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

American National Bank & Trust 3 branches · main office Wichita Falls, TX Bank · 3

American National Bank & Trust has 3 branches in Wichita Falls, 14 across Texas and 14 nationwide. FDIC records list its main office in Wichita Falls, TX and show it operating since 1976. With $2.54 billion in total assets on June 30, 2026, it ranks No. 499 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Wichita Falls location is the Downtown Wichita Falls Branch at 825 Scott Ave, dating to 1960; the newest, at 1920 Elmwood North Ave, to 2008. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    2732a Midwestern Pkwy, 76308
    Hours: see the bank's site
  • Elmwood Branch
    1920 Elmwood North Ave, 76308
    Hours: see the bank's site
  • Downtown Wichita Falls Branch
    825 Scott Ave, 76301
    Hours: see the bank's site
American National Bank & Trust: profile, branches and contacts
First Bank 3 branches · main office Burkburnett, TX Bank · 3

First Bank has 3 branches in Wichita Falls, 9 across Texas and 9 nationwide. FDIC records list its main office in Burkburnett, TX and show it operating since 1907. With $703.6 million in total assets on June 30, 2026, it ranks No. 1,376 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Wichita Falls location is the Wichita Falls Branch at 4110 Kell Blvd, dating to 1994; the newest, at 2801 Midwestern Pkwy, to 2007. It does not publish hours in the sources this page uses; check its site before you go.

  • Midwestern Branch
    2801 Midwestern Pkwy, 76308
    Hours: see the bank's site
  • Wichita Falls Branch
    4110 Kell Blvd, 76309
    Hours: see the bank's site
  • Wichita Falls - Downtown Branch
    901 Lamar St, 76301
    Hours: see the bank's site
First Bank: profile, branches and contacts
First National Bank Texas 3 branches · main office Killeen, TX Bank · 3

First National Bank Texas has 3 branches in Wichita Falls, 298 across Texas and 357 nationwide. FDIC records list its main office in Killeen, TX and show it operating since 1901. With $4.64 billion in total assets on June 30, 2026, it ranks No. 302 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Wichita Falls location is the Wichita Falls Central Bkg Center - Rc 826 at 2700 Central Fwy, dating to 2000; the newest, at 5099 Greenbriar Rd, to 2007. It does not publish hours in the sources this page uses; check its site before you go.

  • Wichita Falls Central Bkg Center - Rc 826
    2700 Central Fwy, 76306
    Hours: see the bank's site
  • Wichita Falls Lawrence Bkg Center - Rc 825
    3130 Lawrence Rd, 76308
    Hours: see the bank's site
  • Greenbriar Banking Center - Rc 827
    5099 Greenbriar Rd, 76302
    Hours: see the bank's site
First National Bank Texas: profile, branches and contacts
Prosperity Bank 3 branches · main office El Campo, TX Bank · 3

Prosperity Bank has 3 branches in Wichita Falls, 388 across Texas and 354 nationwide. FDIC records list its main office in El Campo, TX and show it operating since 1949. With $43.88 billion in total assets on June 30, 2026, it ranks No. 54 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Wichita Falls location is the The Cattlemans Branch at 900 Midwestern Pkwy, dating to 1994; the newest, at 2405 Kell Blvd, to 2016. It does not publish hours in the sources this page uses; check its site before you go.

  • Drive Thru Branch
    2405 Kell Blvd, 76308
    Hours: see the bank's site
  • Kell Branch
    2525 Kell Blvd, 76308
    Hours: see the bank's site
  • The Cattlemans Branch
    900 Midwestern Pkwy, 76302
    Hours: see the bank's site
Prosperity Bank: profile, branches and contacts
Texoma Community Credit Union 3 offices · main office Wichita Falls, TX Credit union · 3

Texoma Community Credit Union has 3 officees in Wichita Falls, 3 across Texas. It is based in Wichita Falls, TX and $314.5 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 3 Wichita Falls locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    3800 Sheppard Access Rd, 76306
    (940) 851-4000Today 8:30 am to 6 pm
    All hours

    Mon to Fri 8:30 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Spo (2 Dt & 1 Lobby Atm)
    4019 Southwest Pkwy, 76308
    (940) 851-4070Today 8:30 am to 6 pm
    All hours

    Mon to Fri 8:30 am to 6 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • Downtown Branch
    807 8Th St, 76301
    (940) 851-4000Today 8:30 am to 6 pm
    All hours

    Mon to Fri 8:30 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Texoma Community Credit Union: profile, branches and contacts
Union Square Credit Union 3 offices · main office Wichita Falls, TX Credit union · 3

Union Square Credit Union has 3 officees in Wichita Falls, 5 across Texas. It is based in Wichita Falls, TX and $599.4 million in assets on March 31, 2026, according to its NCUA call report. None of its 3 Wichita Falls locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Main Office main office
    1401 Holliday St, 76301
    (940) 720-8000Today 8:30 am to 4:30 pm
    All hours

    Mon to Fri 8:30 am to 4:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Kemp Street
    2903 Kemp Blvd, 76308
    (940) 720-8000Today 8:30 am to 4:30 pm
    All hours

    Mon to Fri 8:30 am to 4:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Lending Center
    2903 Kemp Blvd Ste 200, 76308
    (940) 720-8000Today 8:30 am to 5 pm
    All hours

    Mon to Fri 8:30 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Union Square Credit Union: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 2 branches · main office Columbus, OH Bank · 2

Chase has 2 branches in Wichita Falls, 489 across Texas and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Wichita Falls location is the Southwest Tower Branch at 4245 Kemp Blvd, dating to 1964; the newest, at 2626 E Elliott St, to 2003. All 2 of its Wichita Falls locations with published hours open on Saturday.

  • Elliot Street Drive-Up Branch
    2626 E Elliott St, 76308
    (940) 689-6772Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

  • Southwest Tower Branch
    4245 Kemp Blvd, 76308
    (940) 689-6500Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
Investar Bank 2 branches · main office Baton Rouge, LA Bank · 2

Investar Bank has 2 branches in Wichita Falls, 11 across Texas and 38 nationwide. FDIC records list its main office in Baton Rouge, LA and show it operating since 2006. With $3.85 billion in total assets on June 30, 2026, it ranks No. 347 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Wichita Falls location is the Midwestern Branch at 2304 Midwestern Pkwy, dating to 1995; the newest, at 3801 Fairway Blvd, to 2026. It does not publish hours in the sources this page uses; check its site before you go.

  • Midwestern Branch
    2304 Midwestern Pkwy, 76308
    Hours: see the bank's site
  • Wichita Falls Branch
    3801 Fairway Blvd, 76310
    Hours: see the bank's site
Investar Bank: profile, branches and contacts
Midwestern State University Credit Union 2 offices · main office Wichita Falls, TX Credit union · 2

Midwestern State University Credit Union has 2 officees in Wichita Falls, 3 across Texas. It is based in Wichita Falls, TX and $4.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    3410 Taft Blvd, 76308
    (940) 397-4622Today: hours not published
    All hours

    Mon 9 am to 3 pm; Tue to Sun not published

    Hours: NCUA, March 31, 2026

  • Midwestern State University Credit Union
    3410 Taft Blvd, 76308
    (940) 397-4622Hours: see the credit union's site
Midwestern State University Credit Union: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 2 branches · main office Sioux Falls, SD Bank · 2

Wells Fargo has 2 branches in Wichita Falls, 457 across Texas and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Wichita Falls location is the Kell Branch at 2301 Kell Blvd, dating to 1905; the newest, at 2714 Southwest Pkwy, to 1994. 1 of its 2 Wichita Falls locations with published hours open on Saturday.

  • Kell Branch
    2301 Kell Blvd, 76308
    (940) 767-8321Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  • Southwest Branch
    2714 Southwest Pkwy, 76308
    (940) 691-6250Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts
Wichita Falls Credit Union 2 offices · main office Wichita Falls, TX Credit union · 2

Wichita Falls Credit Union has 2 officees in Wichita Falls, 2 across Texas. It is based in Wichita Falls, TX and $34.9 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Wichita Falls locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Main Office main office
    3410 Mcniel Ave, 76308
    (940) 322-9328Today 8 am to 5:30 pm
    All hours

    Mon to Fri 8 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Wffcu - Seymour
    2100 Seymour Hwy, 76301
    (940) 322-9328Today 8 am to 5:30 pm
    All hours

    Mon to Fri 8 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Wichita Falls Credit Union: profile, branches and contacts
First Capital Bank 1 branch · main office Quanah, TX Bank · 1

First Capital Bank has 1 branch in Wichita Falls, 2 across Texas and 2 nationwide. FDIC records list its main office in Quanah, TX and show it operating since 1907. With $107.3 million in total assets on June 30, 2026, it ranks No. 3,646 of 4,232 U.S. banks by total assets. The Wichita Falls Branch at 5030 Stone Lake Dr dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Wichita Falls Branch
    5030 Stone Lake Dr, 76310
    Hours: see the bank's site
First Capital Bank: profile, branches and contacts
First United Bank 1 branch · main office Dimmitt, TX Bank · 1

First United Bank has 1 branch in Wichita Falls, 25 across Texas and 25 nationwide. FDIC records list its main office in Dimmitt, TX and show it operating since 1907. With $2.41 billion in total assets on June 30, 2026, it ranks No. 516 of 4,232 U.S. banks by total assets. The First United Bank Wichita Falls Banking Center at 2904 Garnett Ave dates to 2011 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • First United Bank Wichita Falls Banking Center
    2904 Garnett Ave, 76308
    Hours: see the bank's site
First United Bank: profile, branches and contacts
FSNB 1 branch · main office Lawton, OK Bank · 1

FSNB has 1 branch in Wichita Falls, 2 across Texas and 68 nationwide. FDIC records list its main office in Lawton, OK and show it operating since 1946. With $478.3 million in total assets on June 30, 2026, it ranks No. 1,851 of 4,232 U.S. banks by total assets. The Kemp Blvd Branch at 3512 Kemp Blvd dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Kemp Blvd Branch
    3512 Kemp Blvd, 76308
    Hours: see the bank's site
FSNB: profile, branches and contacts
Legend Bank 1 branch · main office Bowie, TX Bank · 1

Legend Bank has 1 branch in Wichita Falls, 15 across Texas and 15 nationwide. FDIC records list its main office in Bowie, TX and show it operating since 1890. With $1.27 billion in total assets on June 30, 2026, it ranks No. 860 of 4,232 U.S. banks by total assets. The Wichita Falls Branch at 3710 Fairway Blvd dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Wichita Falls Branch
    3710 Fairway Blvd, 76310
    Hours: see the bank's site
Legend Bank: profile, branches and contacts
Peoples Bank 1 branch · main office Ryan, OK Bank · 1

Peoples Bank has 1 branch in Wichita Falls, 1 across Texas and 2 nationwide. FDIC records list its main office in Ryan, OK and show it operating since 1906. With $61.9 million in total assets on June 30, 2026, it ranks No. 3,979 of 4,232 U.S. banks by total assets. The Wichita Falls Branch at 2525 Kell Blvd dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Wichita Falls Branch
    2525 Kell Blvd, 76308
    Hours: see the bank's site
Peoples Bank: profile, branches and contacts
Pilgrim Bank 1 branch · main office Pittsburg, TX Bank · 1

Pilgrim Bank has 1 branch in Wichita Falls, 14 across Texas and 14 nationwide. FDIC records list its main office in Pittsburg, TX and show it operating since 1911. With $714.6 million in total assets on June 30, 2026, it ranks No. 1,366 of 4,232 U.S. banks by total assets. The Jacksboro Highway Branch at 4301 Jacksboro Hwy dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Jacksboro Highway Branch
    4301 Jacksboro Hwy, 76302
    Hours: see the bank's site
Pilgrim Bank: profile, branches and contacts
Postel Family Credit Union 1 office · main office Wichita Falls, TX Credit union · 1

Postel Family Credit Union has 1 office in Wichita Falls, 1 across Texas. It is based in Wichita Falls, TX and $83.0 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    4400 Maplewood Ave, 76308
    (940) 761-8600Today 8 am to 5:30 pm
    All hours

    Mon to Fri 8 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Postel Family Credit Union: profile, branches and contacts
Wichita Falls Teachers Credit Union 1 office · main office Wichita Falls, TX Credit union · 1

Wichita Falls Teachers Credit Union has 1 office in Wichita Falls, 1 across Texas. It is based in Wichita Falls, TX and $115.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    4301 Barnett Rd, 76310
    (940) 692-7096Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Wichita Falls Teachers Credit Union: profile, branches and contacts

Join a credit union in Wichita Falls

6 credit unions have 12 offices here: Union Square Credit Union, Texoma Community Credit Union, Wichita Falls Credit Union, Midwestern State University Credit Union, Wichita Falls Teachers Credit Union and Postel Family Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Wichita Falls page has every office in the state's directory.

Banking in Wichita Falls: the local picture

Short answer: 13 banks run 24 branches in Wichita Falls according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 13 banks, 1 has its main office in Wichita Falls, 7 elsewhere in Texas and 5 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 2301 Kell Blvd, dating to 1905; the newest is Peoples Bank's at 2525 Kell Blvd, from 2026.

6 credit unions have 12 offices in Wichita Falls, according to the NCUA. Who can join each one is on the credit unions page.

Of the 15 locations with published hours. 5 open on Saturday. 21 locations have no published hours in these sources.

Banks by ZIP code in Wichita Falls

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 76308 has the most bank and credit union offices in Wichita Falls (21), followed by 76301 (5) and 76310 (4). Offices are spread across 6 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
763082115American National Bank & Trust, Chase, Midwestern State University Credit Union
7630155American National Bank & Trust, First Bank, Texoma Community Credit Union
7631044First Capital Bank, Investar Bank, Legend Bank
7630233First National Bank Texas, Pilgrim Bank, Prosperity Bank
7630622First National Bank Texas, Texoma Community Credit Union
7630911First Bank

Banks and credit unions open on Saturday in Wichita Falls

Short answer: 5 of the 15 Wichita Falls locations with published hours open on Saturday, run by 4 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 21 of the 36 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Wichita Falls, and where the nearest one is if they do not.

Short answer: In Wichita Falls: Chase (2), Wells Fargo (2). No branches in Wichita Falls: Bank of America (nearest in Hudson Oaks, 91 mi), PNC Bank (nearest in Weatherford, 88 mi), U.S. Bank (nearest in Dallas, 118 mi), Truist (nearest in Denton, 95 mi), Fifth Third Bank (nearest in Fort Worth, 100 mi), Huntington (nearest in Fort Worth, 101 mi), Regions Bank (nearest in Keller, 99 mi), TD Bank, BMO (nearest in Dallas, 124 mi).

BankIn Wichita FallsNearest branch if none here
Chase2 brancheshere
Wells Fargo2 brancheshere
Bank of AmericaNoneHudson Oaks, 91 miles away
PNC BankNoneWeatherford, 88 miles away
U.S. BankNoneDallas, 118 miles away
TruistNoneDenton, 95 miles away
Fifth Third BankNoneFort Worth, 100 miles away
HuntingtonNoneFort Worth, 101 miles away
Regions BankNoneKeller, 99 miles away
TD BankNonenone in Texas
BMONoneDallas, 124 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Wichita Falls to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Wichita Falls residents like anyone else.

Banks near Wichita Falls

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Iowa Park (10 miles) and Burkburnett (15 miles). Bowie, 45 miles away, has the most banks nearby: 4.

Bank branch openings and closings in Wichita Falls

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 2 branch openings in Wichita Falls between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Aug 25, 2026OpenedPeoples Bank2525 Kell Blvd, 76308
Jan 1, 2026OpenedInvestar Bank3801 Fairway Blvd, 76310

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Banks and credit unions based in Wichita Falls

Short answer: 7 institutions have their main office in Wichita Falls: American National Bank & Trust, Union Square Credit Union, Texoma Community Credit Union and Wichita Falls Credit Union and 3 more.

InstitutionTypeTotal assets, June 30, 2026Offices here
American National Bank & TrustBank$2.54 billion3
Union Square Credit UnionCredit union$599.4 million3
Texoma Community Credit UnionCredit union$314.5 million3
Wichita Falls Credit UnionCredit union$34.9 million2
Midwestern State University Credit UnionCredit union$4.8 million2
Wichita Falls Teachers Credit UnionCredit union$115.0 million1
Postel Family Credit UnionCredit union$83.0 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Wichita Falls by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Wichita Falls offices.

Short answer: Chase is the largest bank with offices in Wichita Falls, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. 1 of the 13 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 12Columbus, OH
Wells Fargo$1.91 trillionNo. 42Sioux Falls, SD
Prosperity Bank$43.88 billionNo. 543El Campo, TX
First National Bank Texas$4.64 billionNo. 3023Killeen, TX
Investar Bank$3.85 billionNo. 3472Baton Rouge, LA
American National Bank & Trust$2.54 billionNo. 4993Wichita Falls, TX
First United Bank$2.41 billionNo. 5161Dimmitt, TX
Legend Bank$1.27 billionNo. 8601Bowie, TX
Pilgrim Bank$714.6 millionNo. 1,3661Pittsburg, TX
First Bank$703.6 millionNo. 1,3763Burkburnett, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Wichita Falls: FAQ

How many banks are in Wichita Falls, TX?

Wichita Falls has 13 banks with 24 branches and 6 credit unions with 12 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Wichita Falls?

Prosperity Bank, with 3. First National Bank Texas has 3 and American National Bank & Trust has 3.

Is there a Prosperity Bank in Wichita Falls, TX?

Yes. FDIC data lists 3 Prosperity Bank branches in Wichita Falls as of September 5, 2026. Its branches are listed under Prosperity Bank above, with the address and directions for each.

Is there a First National Bank Texas in Wichita Falls, TX?

Yes. FDIC data lists 3 First National Bank Texas branches in Wichita Falls as of September 5, 2026. Its branches are listed under First National Bank Texas above, with the address and directions for each.

Is there a American National Bank & Trust in Wichita Falls, TX?

Yes. FDIC data lists 3 American National Bank & Trust branches in Wichita Falls as of September 5, 2026, the main office at 2732a Midwestern Pkwy. Its branches are listed under American National Bank & Trust above, with the address and directions for each.

Is there a Bank of America in Wichita Falls, TX?

No. FDIC data lists no Bank of America branch in Wichita Falls as of September 5, 2026. The nearest is in Hudson Oaks, about 91 miles away in a straight line.

Which banks in Wichita Falls are open on Saturday?

Chase, Wells Fargo, Texoma Community Credit Union and Postel Family Credit Union publish Saturday hours for one or more Wichita Falls locations. The Saturday section above lists each one with its hours. 21 of the 36 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Wichita Falls?

American National Bank & Trust, Union Square Credit Union, Texoma Community Credit Union, Wichita Falls Credit Union and Midwestern State University Credit Union and 2 more have their main office in Wichita Falls, according to the FDIC and the NCUA.

What is the oldest bank in Wichita Falls?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Which credit unions can I join in Wichita Falls?

Union Square Credit Union, Texoma Community Credit Union, Wichita Falls Credit Union and Midwestern State University Credit Union and 2 more have offices in Wichita Falls. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Wichita Falls in the past year?

FDIC branch records show 2 branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Wichita Falls?

Nearby cities with more banks include Iowa Park, Burkburnett, Henrietta. Iowa Park is 10 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 12 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (4 of 24 branches: Chase, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds