US Bank Directory

Banks in Childress, TX

3 FDIC-insured banks operate 3 offices in Childress, Texas, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Childress

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Childress, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Childress

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: InterBank, First United Bank and Wellington State Bank have the most locations in Childress, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First United Bank 1 branch · main office Dimmitt, TX Bank · 1

First United Bank has 1 branch in Childress, 25 across Texas and 25 nationwide. FDIC records list its main office in Dimmitt, TX and show it operating since 1907. With $2.41 billion in total assets on June 30, 2026, it ranks No. 516 of 4,232 U.S. banks by total assets. The First Bank & Trust Childress Bank Branch at 301 N Main St dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • First Bank & Trust Childress Bank Branch
    301 N Main St, 79201
    Hours: see the bank's site
First United Bank: profile, branches and contacts
InterBank 1 branch · main office Oklahoma City, OK Bank · 1

InterBank has 1 branch in Childress, 28 across Texas and 47 nationwide. FDIC records list its main office in Oklahoma City, OK and show it operating since 1988. With $5.33 billion in total assets on June 30, 2026, it ranks No. 279 of 4,232 U.S. banks by total assets. The Citzens National Bank Of Childress/Branch at 501 Avenue F Nw dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Citzens National Bank Of Childress/Branch
    501 Avenue F Nw, 79201
    Hours: see the bank's site
InterBank: profile, branches and contacts
the People's Credit Union 1 office · main office Amarillo, TX Credit union · 1

the People's Credit Union has 1 office in Childress, 5 across Texas. It is based in Amarillo, TX and $224.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Chld
    423 N Main St, 79201
    (806) 359-8571Today 9 am to 3 pm
    All hours

    Mon to Fri 9 am to 3 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

the People's Credit Union: profile, branches and contacts
Wellington State Bank 1 branch · main office Wellington, TX Bank · 1

Wellington State Bank has 1 branch in Childress, 14 across Texas and 14 nationwide. FDIC records list its main office in Wellington, TX and show it operating since 1906. With $659.7 million in total assets on June 30, 2026, it ranks No. 1,442 of 4,232 U.S. banks by total assets. The Childress Branch at 2003 Avenue F Nw dates to 1987 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Childress Branch
    2003 Avenue F Nw, 79201
    Hours: see the bank's site
Wellington State Bank: profile, branches and contacts

Join a credit union in Childress

1 credit union has 1 office here: the People's Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Childress page has every office in the state's directory.

Banking in Childress: the local picture

Short answer: 3 banks run 3 branches in Childress according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Childress, 2 elsewhere in Texas and 1 out of state, according to the FDIC.

The bank with the longest record here is Wellington State Bank, operating since 1906 according to the FDIC. In FDIC branch records, the longest-running branch is Wellington State Bank's office at 2003 Avenue F Nw, dating to 1987; the newest is First United Bank's at 301 N Main St, from 2021.

The only credit union with an office here is the People's Credit Union.

Of the 1 location with published hours. None open on Saturday. 3 locations have no published hours in these sources.

Saturday hours in Childress

Short answer: None of the 1 Childress location with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Childress, and where the nearest one is if they do not.

Short answer: No branches in Childress: Chase (nearest in Wichita Falls, 104 mi), Wells Fargo (nearest in Plainview, 87 mi), Bank of America (nearest in Amarillo, 104 mi), PNC Bank (nearest in Lubbock, 115 mi), U.S. Bank (nearest in Dallas, 221 mi), Truist (nearest in Denton, 198 mi), Fifth Third Bank (nearest in Fort Worth, 199 mi), Huntington (nearest in Fort Worth, 200 mi), Regions Bank (nearest in Keller, 200 mi), TD Bank, BMO (nearest in Dallas, 226 mi).

BankIn ChildressNearest branch if none here
ChaseNoneWichita Falls, 104 miles away
Wells FargoNonePlainview, 87 miles away
Bank of AmericaNoneAmarillo, 104 miles away
PNC BankNoneLubbock, 115 miles away
U.S. BankNoneDallas, 221 miles away
TruistNoneDenton, 198 miles away
Fifth Third BankNoneFort Worth, 199 miles away
HuntingtonNoneFort Worth, 200 miles away
Regions BankNoneKeller, 200 miles away
TD BankNonenone in Texas
BMONoneDallas, 226 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Childress to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Childress residents like anyone else.

Banks near Childress

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Memphis (28 miles) and Quanah (29 miles). Vernon, 56 miles away, has the most banks nearby: 4.

Bank branch openings and closings in Childress

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Childress between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Childress by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Childress offices.

Short answer: InterBank is the largest bank with offices in Childress, with $5.33 billion in total assets on June 30, 2026, No. 279 among U.S. banks by total assets. First United Bank is second with $2.41 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
InterBank$5.33 billionNo. 2791Oklahoma City, OK
First United Bank$2.41 billionNo. 5161Dimmitt, TX
Wellington State Bank$659.7 millionNo. 1,4421Wellington, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Childress: FAQ

How many banks are in Childress, TX?

Childress has 3 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Childress?

InterBank, with 1. First United Bank has 1 and Wellington State Bank has 1.

Is there a InterBank in Childress, TX?

Yes. FDIC data lists 1 InterBank branch in Childress as of September 5, 2026. The address and directions are under InterBank above.

Is there a First United Bank in Childress, TX?

Yes. FDIC data lists 1 First United Bank branch in Childress as of September 5, 2026. The address and directions are under First United Bank above.

Is there a Wellington State Bank in Childress, TX?

Yes. FDIC data lists 1 Wellington State Bank branch in Childress as of September 5, 2026. The address and directions are under Wellington State Bank above.

Is there a Chase in Childress, TX?

No. FDIC data lists no Chase branch in Childress as of September 5, 2026. The nearest is in Wichita Falls, about 104 miles away in a straight line.

Which banks in Childress are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 3 locations do not publish hours in our sources; call ahead.

What is the oldest bank in Childress?

Wellington State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1906.

Which credit unions can I join in Childress?

the People's Credit Union has an office in Childress. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Childress in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Childress?

Nearby cities with more banks include Memphis, Quanah, Paducah. Memphis is 28 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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