Banks in Memphis, TX

Bank branch map: Memphis

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Memphis, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Memphis

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Centennial Bank, Wellington State Bank and Bank19 have the most locations in Memphis, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank19 1 branch · main office Memphis, TX Bank · 1

Bank19 has 1 branch in Memphis, 2 across Texas and 3 nationwide. FDIC records list its main office in Memphis, TX and show it operating since 1898. With $147.8 million in total assets on June 30, 2026, it ranks No. 3,341 of 4,232 U.S. banks by total assets. Its main office at 501 W Main St dates to 1898 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  501 W Main St, 79245

  Hours: see the bank's site
  DirectionsWebsite

Bank19: profile, branches and contacts

Centennial Bank 1 branch · main office Conway, AR Bank · 1

Centennial Bank has 1 branch in Memphis, 61 across Texas and 243 nationwide. FDIC records list its main office in Conway, AR and show it operating since 1903. With $24.55 billion in total assets on June 30, 2026, it ranks No. 89 of 4,232 U.S. banks by total assets. The Memphis Branch at 621 W Noel dates to 1986 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Memphis Branch

  621 W Noel, 79245

  Hours: see the bank's site
  DirectionsWebsite

Centennial Bank: profile, branches and contacts

Wellington State Bank 1 branch · main office Wellington, TX Bank · 1

Wellington State Bank has 1 branch in Memphis, 14 across Texas and 14 nationwide. FDIC records list its main office in Wellington, TX and show it operating since 1906. With $659.7 million in total assets on June 30, 2026, it ranks No. 1,442 of 4,232 U.S. banks by total assets. The Memphis Branch at 119 S 6th St dates to 1987 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Memphis Branch

  119 S 6th St, 79245

  Hours: see the bank's site
  DirectionsWebsite

Wellington State Bank: profile, branches and contacts

Banking in Memphis: the local picture

Short answer: 3 banks run 3 branches in Memphis according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 1 has its main office in Memphis, 1 elsewhere in Texas and 1 out of state, according to the FDIC.

The bank with the longest record here is Bank19, operating since 1898 according to the FDIC. In FDIC branch records, the longest-running branch is Bank19's office at 501 W Main St, dating to 1898; the newest is Wellington State Bank's at 119 S 6th St, from 1987.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Memphis, and where the nearest one is if they do not.

Short answer: No branches in Memphis: Chase (nearest in Amarillo, 84 mi), Wells Fargo (nearest in Plainview, 76 mi), Bank of America (nearest in Amarillo, 78 mi), PNC Bank (nearest in Lubbock, 114 mi), U.S. Bank (nearest in Dallas, 247 mi), Truist (nearest in Midland, 209 mi), Fifth Third Bank (nearest in Fort Worth, 226 mi), Huntington (nearest in Fort Worth, 227 mi), Regions Bank (nearest in Keller, 226 mi), TD Bank, BMO (nearest in Dallas, 253 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Memphis to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Memphis residents like anyone else.

Banks near Memphis

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Wellington (21 miles) and Clarendon (25 miles). Clarendon, 25 miles away, has the most banks nearby: 3.

Bank branch openings and closings in Memphis

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Memphis between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Memphis

Short answer: 1 institution has its main office in Memphis: Bank19.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Memphis by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Memphis offices.

Short answer: Centennial Bank is the largest bank with offices in Memphis, with $24.55 billion in total assets on June 30, 2026, No. 89 among U.S. banks by total assets. Wellington State Bank is second with $659.7 million. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Memphis: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.