US Bank Directory

Banks in Sulphur Springs, TX

7 FDIC-insured banks operate 13 offices in Sulphur Springs, Texas, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Sulphur Springs

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 9 banks and credit unions operate 15 locations in Sulphur Springs, according to the FDIC and the NCUA. 15 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

15 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Sulphur Springs

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Alliance Bank has the most locations in Sulphur Springs, with 6. It is followed by The City National Bank of Sulphur Springs (2). 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Alliance Bank 6 branches · main office Sulphur Springs, TX Bank · 6

Alliance Bank has 6 branches in Sulphur Springs, 16 across Texas and 17 nationwide. FDIC records list its main office in Sulphur Springs, TX and show it operating since 1927. With $1.39 billion in total assets on June 30, 2026, it ranks No. 794 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Sulphur Springs location is its main office at 100 Jefferson St W, dating to 1927; the newest, at 1437 S Broadway St, to 2001. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    100 Jefferson St W, 75482
    Hours: see the bank's site
  • Southtown Branch
    1226 S Broadway St, 75482
    Hours: see the bank's site
  • Sulphur Springs Express Branch
    1437 S Broadway St, 75482
    Hours: see the bank's site
  • Operations Center Branch
    300 Rosemont St, 75482
    Hours: see the bank's site
  • Downtown Drive-In
    310 Church St, 75482
    Hours: see the bank's site
  • Processing Center Branch
    408 Rosemont St, 75482
    Hours: see the bank's site
Alliance Bank: profile, branches and contacts
The City National Bank of Sulphur Springs 2 branches · main office Sulphur Springs, TX Bank · 2

The City National Bank of Sulphur Springs has 2 branches in Sulphur Springs, 17 across Texas and 17 nationwide. FDIC records list its main office in Sulphur Springs, TX and show it operating since 1889. With $1.37 billion in total assets on June 30, 2026, it ranks No. 804 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Sulphur Springs location is its main office at 201 Connally St, dating to 1889; the newest, at 1133 Mockingbird Ln, to 1980. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    201 Connally St, 75482
    Hours: see the bank's site
  • Mockingbird Lane Branch
    1133 Mockingbird Ln, 75482
    Hours: see the bank's site
The City National Bank of Sulphur Springs: profile, branches and contacts
Credit Union of Texas 1 office · main office Allen, TX Credit union · 1

Credit Union of Texas has 1 office in Sulphur Springs, 26 across Texas. It is based in Allen, TX and $2.72 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Sulphur Springs Branch
    200 Main St, 75482
    (903) 475-5000Today 9 am to 6 pm
    All hours

    Mon to Fri 9 am to 6 pm; Sat 10 am to 2 pm; Sun not published

    Hours: NCUA, March 31, 2026

Credit Union of Texas: profile, branches and contacts
First National Bank Texas 1 branch · main office Killeen, TX Bank · 1

First National Bank Texas has 1 branch in Sulphur Springs, 298 across Texas and 357 nationwide. FDIC records list its main office in Killeen, TX and show it operating since 1901. With $4.64 billion in total assets on June 30, 2026, it ranks No. 302 of 4,232 U.S. banks by total assets. The Sulphur Springs Banking Center - Rc 822 at 1750 S Broadway St dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Sulphur Springs Banking Center - Rc 822
    1750 S Broadway St, 75482
    Hours: see the bank's site
First National Bank Texas: profile, branches and contacts
Glacier Bank 1 branch · main office Kalispell, MT Bank · 1

Glacier Bank has 1 branch in Sulphur Springs, 34 across Texas and 261 nationwide. FDIC records list its main office in Kalispell, MT and show it operating since 1955. With $31.58 billion in total assets on June 30, 2026, it ranks No. 69 of 4,232 U.S. banks by total assets. The Sulphur Springs Branch at 919 Gilmer St dates to 1964 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Sulphur Springs Branch
    919 Gilmer St, 75482
    Hours: see the bank's site
Glacier Bank: profile, branches and contacts
Pilgrim Bank 1 branch · main office Pittsburg, TX Bank · 1

Pilgrim Bank has 1 branch in Sulphur Springs, 14 across Texas and 14 nationwide. FDIC records list its main office in Pittsburg, TX and show it operating since 1911. With $714.6 million in total assets on June 30, 2026, it ranks No. 1,366 of 4,232 U.S. banks by total assets. The Sulphur Springs Branch at 1404 S Broadway St dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Sulphur Springs Branch
    1404 S Broadway St, 75482
    Hours: see the bank's site
Pilgrim Bank: profile, branches and contacts
Red River Employees Credit Union 1 office · main office Texarkana, TX Credit union · 1

Red River Employees Credit Union has 1 office in Sulphur Springs, 17 across Texas. It is based in Texarkana, TX and $1.59 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Sulphur Springs Tx Office
    822 Gilmer St, 75482
    (903) 735-3000Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Red River Employees Credit Union: profile, branches and contacts
Texas Heritage National Bank 1 branch · main office Daingerfield, TX Bank · 1

Texas Heritage National Bank has 1 branch in Sulphur Springs, 6 across Texas and 6 nationwide. FDIC records list its main office in Daingerfield, TX and show it operating since 1892. With $936.4 million in total assets on June 30, 2026, it ranks No. 1,111 of 4,232 U.S. banks by total assets. The Sulphur Springs Branch at 215 N Hillcrest Dr dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Sulphur Springs Branch
    215 N Hillcrest Dr, 75482
    Hours: see the bank's site
Texas Heritage National Bank: profile, branches and contacts
The First National Bank of East Texas 1 branch · main office Gilmer, TX Bank · 1

The First National Bank of East Texas has 1 branch in Sulphur Springs, 12 across Texas and 12 nationwide. FDIC records list its main office in Gilmer, TX and show it operating since 1900. With $594.8 million in total assets on June 30, 2026, it ranks No. 1,577 of 4,232 U.S. banks by total assets. The Sulphur Springs Branch at 1460 Hillcrest Drive South dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Sulphur Springs Branch
    1460 Hillcrest Drive South, 75482
    Hours: see the bank's site
The First National Bank of East Texas: profile, branches and contacts

Join a credit union in Sulphur Springs

2 credit unions have 2 offices here: Credit Union of Texas and Red River Employees Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Sulphur Springs page has every office in the state's directory.

Banking in Sulphur Springs: the local picture

Short answer: 7 banks run 13 branches in Sulphur Springs according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 7 banks, 2 have their main office in Sulphur Springs, 4 elsewhere in Texas and 1 out of state, according to the FDIC.

The bank with the longest record here is The City National Bank of Sulphur Springs, operating since 1889 according to the FDIC. In FDIC branch records, the longest-running branch is The City National Bank of Sulphur Springs's office at 201 Connally St, dating to 1889; the newest is The First National Bank of East Texas's at 1460 Hillcrest Drive South, from 2023.

2 credit unions have 2 offices in Sulphur Springs, according to the NCUA. Who can join each one is on the credit unions page.

Of the 2 locations with published hours. 1 opens on Saturday. 13 locations have no published hours in these sources.

Credit unions open on Saturday in Sulphur Springs

Short answer: 1 of the 2 Sulphur Springs locations with published hours opens on Saturday, run by 1 institution.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 13 of the 15 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Sulphur Springs, and where the nearest one is if they do not.

Short answer: No branches in Sulphur Springs: Chase (nearest in Commerce, 19 mi), Wells Fargo (nearest in Terrell, 47 mi), Bank of America (nearest in Greenville, 29 mi), PNC Bank (nearest in Rockwall, 51 mi), U.S. Bank (nearest in Dallas, 67 mi), Truist (nearest in Caddo Mills, 36 mi), Fifth Third Bank (nearest in Allen, 59 mi), Huntington (nearest in Honey Grove, 36 mi), Regions Bank (nearest in Rockwall, 53 mi), TD Bank, BMO (nearest in Dallas, 73 mi).

BankIn Sulphur SpringsNearest branch if none here
ChaseNoneCommerce, 19 miles away
Wells FargoNoneTerrell, 47 miles away
Bank of AmericaNoneGreenville, 29 miles away
PNC BankNoneRockwall, 51 miles away
U.S. BankNoneDallas, 67 miles away
TruistNoneCaddo Mills, 36 miles away
Fifth Third BankNoneAllen, 59 miles away
HuntingtonNoneHoney Grove, 36 miles away
Regions BankNoneRockwall, 53 miles away
TD BankNonenone in Texas
BMONoneDallas, 73 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sulphur Springs to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sulphur Springs residents like anyone else.

Banks near Sulphur Springs

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Cooper (18 miles) and Emory (19 miles). Greenville, 29 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Sulphur Springs

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Sulphur Springs between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Sulphur Springs

Short answer: 2 institutions have their main office in Sulphur Springs: Alliance Bank and The City National Bank of Sulphur Springs.

InstitutionTypeTotal assets, June 30, 2026Offices here
Alliance BankBank$1.39 billion6
The City National Bank of Sulphur SpringsBank$1.37 billion2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Sulphur Springs by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sulphur Springs offices.

Short answer: Glacier Bank is the largest bank with offices in Sulphur Springs, with $31.58 billion in total assets on June 30, 2026, No. 69 among U.S. banks by total assets. First National Bank Texas is second with $4.64 billion. 2 of the 7 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Glacier Bank$31.58 billionNo. 691Kalispell, MT
First National Bank Texas$4.64 billionNo. 3021Killeen, TX
Alliance Bank$1.39 billionNo. 7946Sulphur Springs, TX
The City National Bank of Sulphur Springs$1.37 billionNo. 8042Sulphur Springs, TX
Texas Heritage National Bank$936.4 millionNo. 1,1111Daingerfield, TX
Pilgrim Bank$714.6 millionNo. 1,3661Pittsburg, TX
The First National Bank of East Texas$594.8 millionNo. 1,5771Gilmer, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Sulphur Springs: FAQ

How many banks are in Sulphur Springs, TX?

Sulphur Springs has 7 banks with 13 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Sulphur Springs?

Alliance Bank, with 6. The City National Bank of Sulphur Springs has 2 and Glacier Bank has 1.

Is there a Alliance Bank in Sulphur Springs, TX?

Yes. FDIC data lists 6 Alliance Bank branches in Sulphur Springs as of September 5, 2026, the main office at 100 Jefferson St W. Its branches are listed under Alliance Bank above, with the address and directions for each.

Is there a Glacier Bank in Sulphur Springs, TX?

Yes. FDIC data lists 1 Glacier Bank branch in Sulphur Springs as of September 5, 2026. The address and directions are under Glacier Bank above.

Is there a Chase in Sulphur Springs, TX?

No. FDIC data lists no Chase branch in Sulphur Springs as of September 5, 2026. The nearest is in Commerce, about 19 miles away in a straight line.

Which banks in Sulphur Springs are open on Saturday?

Credit Union of Texas publishes Saturday hours for one or more Sulphur Springs locations. The Saturday section above lists each one with its hours. 13 of the 15 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Sulphur Springs?

Alliance Bank and The City National Bank of Sulphur Springs have their main office in Sulphur Springs, according to the FDIC.

What is the oldest bank in Sulphur Springs?

The City National Bank of Sulphur Springs has the longest record among banks with a branch here: the FDIC shows it operating since 1889.

Which credit unions can I join in Sulphur Springs?

Credit Union of Texas and Red River Employees Credit Union have offices in Sulphur Springs. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Sulphur Springs in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Sulphur Springs?

Nearby cities with more banks include Cooper, Emory, Commerce. Cooper is 18 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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