Banks in Cooper, TX

Bank branch map: Cooper

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Cooper, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Cooper

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Legend Bank and The First National Bank in Cooper have the most locations in Cooper, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Legend Bank 1 branch · main office Bowie, TX Bank · 1

Legend Bank has 1 branch in Cooper, 15 across Texas and 15 nationwide. FDIC records list its main office in Bowie, TX and show it operating since 1890. With $1.27 billion in total assets on June 30, 2026, it ranks No. 860 of 4,232 U.S. banks by total assets. The The Enloe State Bank Branch at 45 Texas Highway 24 N dates to 1928 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• The Enloe State Bank Branch

  45 Texas Highway 24 N, 75432

  Hours: see the bank's site
  DirectionsWebsite

Legend Bank: profile, branches and contacts

The First National Bank in Cooper 1 branch · main office Cooper, TX Bank · 1

The First National Bank in Cooper has 1 branch in Cooper, 1 across Texas and 1 nationwide. FDIC records list its main office in Cooper, TX and show it operating since 1891. With $57.3 million in total assets on June 30, 2026, it ranks No. 4,008 of 4,232 U.S. banks by total assets. Its main office at 11 W Side Sq dates to 1891 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  11 W Side Sq, 75432

  Hours: see the bank's site
  DirectionsWebsite

The First National Bank in Cooper: profile, branches and contacts

Banking in Cooper: the local picture

Short answer: 2 banks run 2 branches in Cooper according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Cooper, 1 elsewhere in Texas, according to the FDIC.

The bank with the longest record here is Legend Bank, operating since 1890 according to the FDIC. In FDIC branch records, the longest-running branch is The First National Bank in Cooper's office at 11 W Side Sq, dating to 1891; the newest is Legend Bank's at 45 Texas Highway 24 N, from 1928.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Cooper, and where the nearest one is if they do not.

Short answer: No branches in Cooper: Chase (nearest in Commerce, 15 mi), Wells Fargo (nearest in Terrell, 56 mi), Bank of America (nearest in Greenville, 30 mi), PNC Bank (nearest in Rockwall, 53 mi), U.S. Bank (nearest in Dallas, 67 mi), Truist (nearest in Caddo Mills, 38 mi), Fifth Third Bank (nearest in Allen, 57 mi), Huntington (nearest in Honey Grove, 19 mi), Regions Bank (nearest in Rockwall, 56 mi), TD Bank, BMO (nearest in Dallas, 76 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cooper to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cooper residents like anyone else.

Banks near Cooper

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Commerce (15 miles) and Sulphur Springs (18 miles). Sulphur Springs, 18 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Cooper

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Cooper between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Cooper

Short answer: 1 institution has its main office in Cooper: The First National Bank in Cooper.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Cooper by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cooper offices.

Short answer: Legend Bank is the largest bank with offices in Cooper, with $1.27 billion in total assets on June 30, 2026, No. 860 among U.S. banks by total assets. The First National Bank in Cooper is second with $57.3 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Cooper: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.