US Bank Directory
Banks in Bonham, TX
4 FDIC-insured banks operate 5 offices in Bonham, Texas, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Bonham
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 8 locations in Bonham, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
8 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Bonham
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Legend Bank has the most locations in Bonham, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Legend Bank Bank · 2
Legend Bank has 2 branches in Bonham, 15 across Texas and 15 nationwide. FDIC records list its main office in Bowie, TX and show it operating since 1890. With $1.27 billion in total assets on June 30, 2026, it ranks No. 860 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Bonham location is the Bonham Branch at 502 N Center St, dating to 1931; the newest, at 2232 N Center St, to 1987. It does not publish hours in the sources this page uses; check its site before you go.
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North Center Branch2232 N Center St, 75418
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Bonham Branch502 N Center St, 75418
Community National Bank & Trust of Texas Bank · 1
Community National Bank & Trust of Texas has 1 branch in Bonham, 18 across Texas and 18 nationwide. FDIC records list its main office in Corsicana, TX and show it operating since 1934. With $1.68 billion in total assets on June 30, 2026, it ranks No. 673 of 4,232 U.S. banks by total assets. The Bonham Branch at 2109 N Center St dates to 1992 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bonham Branch2109 N Center St, 75418
Credit Union of Texas Credit union · 1
Credit Union of Texas has 1 office in Bonham, 26 across Texas. It is based in Allen, TX and $2.72 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Bonham Branch410 N Center St Suite 100, 75418
All hours
Mon to Fri 9 am to 6 pm; Sat 10 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Fannin Bank Bank · 1
Fannin Bank has 1 branch in Bonham, 2 across Texas and 2 nationwide. FDIC records list its main office in Bonham, TX and show it operating since 1925. With $159.1 million in total assets on June 30, 2026, it ranks No. 3,252 of 4,232 U.S. banks by total assets. Its main office at 230 E 3rd St dates to 1925 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office230 E 3rd St, 75418
Fannin County Teachers Credit Union Credit union · 1
Fannin County Teachers Credit Union has 1 office in Bonham, 1 across Texas. It is based in Bonham, TX and $9.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office621 N Center St, 75418
All hours
Mon to Fri 1 pm to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Fannin Credit Union Credit union · 1
Fannin Credit Union has 1 office in Bonham, 1 across Texas. It is based in Bonham, TX and $79.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office1737 N State Highway 121, 75418
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First United Bank Bank · 1
First United Bank has 1 branch in Bonham, 43 across Texas and 85 nationwide. FDIC records list its main office in Durant, OK and show it operating since 1900. With $16.59 billion in total assets on June 30, 2026, it ranks No. 119 of 4,232 U.S. banks by total assets. The Bonham Branch at 120 W Sam Rayburn Dr dates to 1883 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bonham Branch120 W Sam Rayburn Dr, 75418
Join a credit union in Bonham
3 credit unions have 3 offices here: Credit Union of Texas, Fannin Credit Union and Fannin County Teachers Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Bonham page has every office in the state's directory.
Banking in Bonham: the local picture
Short answer: 4 banks run 5 branches in Bonham according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 1 has its main office in Bonham, 2 elsewhere in Texas and 1 out of state, according to the FDIC.
The bank with the longest record here is Legend Bank, operating since 1890 according to the FDIC. In FDIC branch records, the longest-running branch is First United Bank's office at 120 W Sam Rayburn Dr, dating to 1883; the newest is Community National Bank & Trust of Texas's at 2109 N Center St, from 1992.
3 credit unions have 3 offices in Bonham, according to the NCUA. Who can join each one is on the credit unions page.
Of the 3 locations with published hours. 1 opens on Saturday. 5 locations have no published hours in these sources.
Credit unions open on Saturday in Bonham
Short answer: 1 of the 3 Bonham locations with published hours opens on Saturday, run by 1 institution.
- Credit Union of Texas: 1 of 1 office (410 N Center St Suite 100: Saturday 10 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Bonham, and where the nearest one is if they do not.
Short answer: No branches in Bonham: Chase (nearest in Sherman, 25 mi), Wells Fargo (nearest in Mckinney, 37 mi), Bank of America (nearest in Greenville, 33 mi), PNC Bank (nearest in Mckinney, 38 mi), U.S. Bank (nearest in Dallas, 52 mi), Truist (nearest in Caddo Mills, 36 mi), Fifth Third Bank (nearest in Allen, 41 mi), Huntington (nearest in Honey Grove, 15 mi), Regions Bank (nearest in Allen, 45 mi), TD Bank, BMO (nearest in Dallas, 66 mi).
| Bank | In Bonham | Nearest branch if none here |
|---|---|---|
| Chase | None | Sherman, 25 miles away |
| Wells Fargo | None | Mckinney, 37 miles away |
| Bank of America | None | Greenville, 33 miles away |
| PNC Bank | None | Mckinney, 38 miles away |
| U.S. Bank | None | Dallas, 52 miles away |
| Truist | None | Caddo Mills, 36 miles away |
| Fifth Third Bank | None | Allen, 41 miles away |
| Huntington | None | Honey Grove, 15 miles away |
| Regions Bank | None | Allen, 45 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 66 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Bonham to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Bonham residents like anyone else.
Banks near Bonham
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Leonard (14 miles) and Honey Grove (16 miles). Sherman, 25 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Leonard, TX | 14 mi | 2 | 2 |
| Banks in Honey Grove, TX | 16 mi | 2 | 2 |
| Banks in Tom Bean, TX | 19 mi | 2 | 2 |
| Banks in Sherman, TX | 25 mi | 14 | 16 |
| Banks in Denison, TX | 26 mi | 5 | 7 |
| Banks in Van Alstyne, TX | 26 mi | 3 | 3 |
| Banks in Anna, TX | 28 mi | 5 | 5 |
| Banks in Commerce, TX | 28 mi | 4 | 4 |
Bank branch openings and closings in Bonham
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Bonham between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Bonham
Short answer: 3 institutions have their main office in Bonham: Fannin Bank, Fannin Credit Union and Fannin County Teachers Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Fannin Bank | Bank | $159.1 million | 1 |
| Fannin Credit Union | Credit union | $79.5 million | 1 |
| Fannin County Teachers Credit Union | Credit union | $9.9 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Bonham by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Bonham offices.
Short answer: First United Bank is the largest bank with offices in Bonham, with $16.59 billion in total assets on June 30, 2026, No. 119 among U.S. banks by total assets. Community National Bank & Trust of Texas is second with $1.68 billion. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| First United Bank | $16.59 billion | No. 119 | 1 | Durant, OK |
| Community National Bank & Trust of Texas | $1.68 billion | No. 673 | 1 | Corsicana, TX |
| Legend Bank | $1.27 billion | No. 860 | 2 | Bowie, TX |
| Fannin Bank | $159.1 million | No. 3,252 | 1 | Bonham, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Bonham: FAQ
How many banks are in Bonham, TX?
Bonham has 4 banks with 5 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Bonham?
Legend Bank, with 2. First United Bank has 1 and Community National Bank & Trust of Texas has 1.
Is there a Legend Bank in Bonham, TX?
Yes. FDIC data lists 2 Legend Bank branches in Bonham as of September 5, 2026. Its branches are listed under Legend Bank above, with the address and directions for each.
Is there a First United Bank in Bonham, TX?
Yes. FDIC data lists 1 First United Bank branch in Bonham as of September 5, 2026. The address and directions are under First United Bank above.
Is there a Community National Bank & Trust of Texas in Bonham, TX?
Yes. FDIC data lists 1 Community National Bank & Trust of Texas branch in Bonham as of September 5, 2026. The address and directions are under Community National Bank & Trust of Texas above.
Is there a Chase in Bonham, TX?
No. FDIC data lists no Chase branch in Bonham as of September 5, 2026. The nearest is in Sherman, about 25 miles away in a straight line.
Which banks in Bonham are open on Saturday?
Credit Union of Texas publishes Saturday hours for one or more Bonham locations. The Saturday section above lists each one with its hours. 5 of the 8 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Bonham?
Fannin Bank, Fannin Credit Union and Fannin County Teachers Credit Union have their main office in Bonham, according to the FDIC and the NCUA.
What is the oldest bank in Bonham?
Legend Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1890.
Which credit unions can I join in Bonham?
Credit Union of Texas, Fannin Credit Union and Fannin County Teachers Credit Union have offices in Bonham. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Bonham in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Bonham?
Nearby cities with more banks include Leonard, Honey Grove, Tom Bean. Leonard is 14 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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