Banks in Denison, TX

Bank branch map: Denison

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 6 banks and credit unions operate 8 locations in Denison, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Denison

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Simmons Bank and First United Bank have the most locations in Denison, with 2 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First United Bank First United Bank and Trust Company · 2 branches · main office Durant, OK Bank · 2

First United Bank has 2 branches in Denison, 43 across Texas and 85 nationwide. FDIC records list its main office in Durant, OK and show it operating since 1900. With $16.59 billion in total assets on June 30, 2026, it ranks No. 119 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Denison location is the Denison Main Branch at 931 W Main St, dating to 1963; the newest, at 3326 W Fm 120, to 1998. It does not publish hours in the sources this page uses; check its site before you go.

• Denison West Branch

  3326 W Fm 120, 75020

  Hours: see the bank's site
  DirectionsWebsite
• Denison Main Branch

  931 W Main St, 75020

  Hours: see the bank's site
  DirectionsWebsite

First United Bank: profile, branches and contacts

Simmons Bank 2 branches · main office Pine Bluff, AR Bank · 2

Simmons Bank has 2 branches in Denison, 46 across Texas and 230 nationwide. FDIC records list its main office in Pine Bluff, AR and show it operating since 1903. With $24.73 billion in total assets on June 30, 2026, it ranks No. 87 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Denison location is the Denison Branch at 2820 W Fm 120, dating to 1890; the newest, at 2911 Fm 691, to 2011. It does not publish hours in the sources this page uses; check its site before you go.

• Denison Branch

  2820 W Fm 120, 75020

  Hours: see the bank's site
  DirectionsWebsite
• Denison Tmc Branch

  2911 Fm 691, 75020

  Hours: see the bank's site
  DirectionsWebsite

Simmons Bank: profile, branches and contacts

First State Bank 1 branch · main office Gainesville, TX Bank · 1

First State Bank has 1 branch in Denison, 14 across Texas and 14 nationwide. FDIC records list its main office in Gainesville, TX and show it operating since 1905. With $1.85 billion in total assets on June 30, 2026, it ranks No. 640 of 4,232 U.S. banks by total assets. The Denison Branch at 3427 W Fm 120 dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Denison Branch

  3427 W Fm 120, 75020

  Hours: see the bank's site
  DirectionsWebsite

First State Bank: profile, branches and contacts

SouthState SouthState Bank, National Association · 1 branch · main office Winter Haven, FL Bank · 1

SouthState has 1 branch in Denison, 69 across Texas and 374 nationwide. FDIC records list its main office in Winter Haven, FL and show it operating since 1992. With $68.79 billion in total assets on June 30, 2026, it ranks No. 41 of 4,232 U.S. banks by total assets. The Independent Bank Denison Branch at 900 N. Us Highway 75 dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Independent Bank Denison Branch

  900 N. Us Highway 75, 75020

  Hours: see the bank's site
  DirectionsWebsite

SouthState: profile, branches and contacts

Texoma Educators Credit Union 1 office · main office Sherman, TX Credit union · 1

Texoma Educators Credit Union has 1 office in Denison, 2 across Texas. It is based in Sherman, TX and $131.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Denison Branch Office

  530 W Woodard St, 75020

  (903) 465-1322Today 8 am to 6 pm

  All hours

  Mon to Fri 8 am to 6 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Texoma Educators Credit Union: profile, branches and contacts

Woodforest Woodforest National Bank · 1 branch · main office The Woodlands, TX Bank · 1

Woodforest has 1 branch in Denison, 214 across Texas and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0755 Denison Wal-Mart Branch at 401 N Us Highway 75 dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• 0755 Denison Wal-Mart Branch

  401 N Us Highway 75, 75020

  Hours: see the bank's site
  DirectionsWebsite

Woodforest: profile, branches and contacts

Join a credit union in Denison

1 credit union has 1 office here: Texoma Educators Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Denison page has every office in the state's directory.

Banking in Denison: the local picture

Short answer: 5 banks run 7 branches in Denison according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 0 have their main office in Denison, 2 elsewhere in Texas and 3 out of state, according to the FDIC.

The bank with the longest record here is First United Bank, operating since 1900 according to the FDIC. In FDIC branch records, the longest-running branch is Simmons Bank's office at 2820 W Fm 120, dating to 1890; the newest is First State Bank's at 3427 W Fm 120, from 2025.

The only credit union with an office here is Texoma Educators Credit Union.

Of the 1 location with published hours. None open on Saturday. 7 locations have no published hours in these sources.

Saturday hours in Denison

Short answer: None of the 1 Denison location with published hours lists Saturday hours. 7 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Denison, and where the nearest one is if they do not.

Short answer: No branches in Denison: Chase (nearest in Sherman, 8 mi), Wells Fargo (nearest in Mckinney, 37 mi), Bank of America (nearest in Prosper, 37 mi), PNC Bank (nearest in Celina, 35 mi), U.S. Bank (nearest in Dallas, 52 mi), Truist (nearest in Mckinney, 41 mi), Fifth Third Bank (nearest in Allen, 43 mi), Huntington (nearest in Sherman, 8 mi), Regions Bank (nearest in Frisco, 42 mi), TD Bank, BMO (nearest in Dallas, 68 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Denison to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Denison residents like anyone else.

Banks near Denison

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Pottsboro (5 miles) and Sherman (7 miles). Sherman, 7 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Denison

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Denison between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Denison by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Denison offices.

Short answer: SouthState is the largest bank with offices in Denison, with $68.79 billion in total assets on June 30, 2026, No. 41 among U.S. banks by total assets. Simmons Bank is second with $24.73 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Denison: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.