US Bank Directory
Banks in Emory, TX
4 FDIC-insured banks operate 5 offices in Emory, Texas.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Emory
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 5 locations in Emory, according to the FDIC. 5 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Emory
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: The First National Bank of East Texas has the most locations in Emory, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
The First National Bank of East Texas Bank · 2
The First National Bank of East Texas has 2 branches in Emory, 12 across Texas and 12 nationwide. FDIC records list its main office in Gilmer, TX and show it operating since 1900. With $594.8 million in total assets on June 30, 2026, it ranks No. 1,577 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Emory location is the Lake Country Branch at 1947 Fm 2946, dating to 1999; the newest, at 105 Tawakoni Dr, to 2021. It does not publish hours in the sources this page uses; check its site before you go.
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First National Bank Emory Branch105 Tawakoni Dr, 75440
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Lake Country Branch1947 Fm 2946, 75440
Austin Bank, Texas Bank · 1
Austin Bank, Texas has 1 branch in Emory, 39 across Texas and 39 nationwide. FDIC records list its main office in Jacksonville, TX and show it operating since 1900. With $3.33 billion in total assets on June 30, 2026, it ranks No. 386 of 4,232 U.S. banks by total assets. The Emory Branch at 610 W Lennon Dr dates to 1962 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Emory Branch610 W Lennon Dr, 75440
Commercial Bank of Texas Bank · 1
Commercial Bank of Texas has 1 branch in Emory, 24 across Texas and 24 nationwide. FDIC records list its main office in Nacogdoches, TX and show it operating since 1901. With $1.69 billion in total assets on June 30, 2026, it ranks No. 671 of 4,232 U.S. banks by total assets. The Emory Branch at 107 E Quitman St dates to 1903 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Emory Branch107 E Quitman St, 75440
The City National Bank of Sulphur Springs Bank · 1
The City National Bank of Sulphur Springs has 1 branch in Emory, 17 across Texas and 17 nationwide. FDIC records list its main office in Sulphur Springs, TX and show it operating since 1889. With $1.37 billion in total assets on June 30, 2026, it ranks No. 804 of 4,232 U.S. banks by total assets. The Emory Branch at 711 E Lennon Dr dates to 2016 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Emory Branch711 E Lennon Dr, 75440
Banking in Emory: the local picture
Short answer: 4 banks run 5 branches in Emory according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Emory, 4 elsewhere in Texas, according to the FDIC.
The bank with the longest record here is The City National Bank of Sulphur Springs, operating since 1889 according to the FDIC. In FDIC branch records, the longest-running branch is Commercial Bank of Texas's office at 107 E Quitman St, dating to 1903; the newest is The First National Bank of East Texas's at 105 Tawakoni Dr, from 2021.
None of the 5 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Emory, and where the nearest one is if they do not.
Short answer: No branches in Emory: Chase (nearest in Greenville, 26 mi), Wells Fargo (nearest in Terrell, 32 mi), Bank of America (nearest in Greenville, 26 mi), PNC Bank (nearest in Kaufman, 39 mi), U.S. Bank (nearest in Dallas, 59 mi), Truist (nearest in Caddo Mills, 31 mi), Fifth Third Bank (nearest in Mesquite, 51 mi), Huntington (nearest in Tyler, 46 mi), Regions Bank (nearest in Rockwall, 42 mi), TD Bank, BMO (nearest in Dallas, 62 mi).
| Bank | In Emory | Nearest branch if none here |
|---|---|---|
| Chase | None | Greenville, 26 miles away |
| Wells Fargo | None | Terrell, 32 miles away |
| Bank of America | None | Greenville, 26 miles away |
| PNC Bank | None | Kaufman, 39 miles away |
| U.S. Bank | None | Dallas, 59 miles away |
| Truist | None | Caddo Mills, 31 miles away |
| Fifth Third Bank | None | Mesquite, 51 miles away |
| Huntington | None | Tyler, 46 miles away |
| Regions Bank | None | Rockwall, 42 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 62 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Emory to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Emory residents like anyone else.
Banks near Emory
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Grand Saline (14 miles) and Edgewood (15 miles). Sulphur Springs, 19 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Grand Saline, TX | 14 mi | 3 | 3 |
| Banks in Edgewood, TX | 15 mi | 2 | 2 |
| Banks in Quitman, TX | 18 mi | 3 | 3 |
| Banks in Sulphur Springs, TX | 19 mi | 7 | 13 |
| Banks in Wills Point, TX | 19 mi | 2 | 2 |
| Banks in Mineola, TX | 21 mi | 5 | 6 |
| Banks in Quinlan, TX | 22 mi | 2 | 2 |
| Banks in Canton, TX | 24 mi | 6 | 6 |
Bank branch openings and closings in Emory
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Emory between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Emory by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Emory offices.
Short answer: Austin Bank, Texas is the largest bank with offices in Emory, with $3.33 billion in total assets on June 30, 2026, No. 386 among U.S. banks by total assets. Commercial Bank of Texas is second with $1.69 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Austin Bank, Texas | $3.33 billion | No. 386 | 1 | Jacksonville, TX |
| Commercial Bank of Texas | $1.69 billion | No. 671 | 1 | Nacogdoches, TX |
| The City National Bank of Sulphur Springs | $1.37 billion | No. 804 | 1 | Sulphur Springs, TX |
| The First National Bank of East Texas | $594.8 million | No. 1,577 | 2 | Gilmer, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Emory: FAQ
How many banks are in Emory, TX?
Emory has 4 banks with 5 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Emory?
The First National Bank of East Texas, with 2. Austin Bank, Texas has 1 and Commercial Bank of Texas has 1.
Is there a The First National Bank of East Texas in Emory, TX?
Yes. FDIC data lists 2 The First National Bank of East Texas branches in Emory as of September 5, 2026. Its branches are listed under The First National Bank of East Texas above, with the address and directions for each.
Is there a Austin Bank, Texas in Emory, TX?
Yes. FDIC data lists 1 Austin Bank, Texas branch in Emory as of September 5, 2026. The address and directions are under Austin Bank, Texas above.
Is there a Commercial Bank of Texas in Emory, TX?
Yes. FDIC data lists 1 Commercial Bank of Texas branch in Emory as of September 5, 2026. The address and directions are under Commercial Bank of Texas above.
Is there a Chase in Emory, TX?
No. FDIC data lists no Chase branch in Emory as of September 5, 2026. The nearest is in Greenville, about 26 miles away in a straight line.
What is the oldest bank in Emory?
The City National Bank of Sulphur Springs has the longest record among banks with a branch here: the FDIC shows it operating since 1889.
Did any bank branches open or close in Emory in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Emory?
Nearby cities with more banks include Grand Saline, Edgewood, Quitman. Grand Saline is 14 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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