US Bank Directory

Banks in Wills Point, TX

2 FDIC-insured banks operate 2 offices in Wills Point, Texas.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Wills Point

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Wills Point, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Wills Point

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: The American National Bank of Texas and The City National Bank of Sulphur Springs have the most locations in Wills Point, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

The American National Bank of Texas 1 branch · main office Terrell, TX Bank · 1

The American National Bank of Texas has 1 branch in Wills Point, 28 across Texas and 28 nationwide. FDIC records list its main office in Terrell, TX and show it operating since 1981. With $5.51 billion in total assets on June 30, 2026, it ranks No. 267 of 4,232 U.S. banks by total assets. The Wills Point Branch at 340 W North Commerce St dates to 1879 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Wills Point Branch
    340 W North Commerce St, 75169
    Hours: see the bank's site
The American National Bank of Texas: profile, branches and contacts
The City National Bank of Sulphur Springs 1 branch · main office Sulphur Springs, TX Bank · 1

The City National Bank of Sulphur Springs has 1 branch in Wills Point, 17 across Texas and 17 nationwide. FDIC records list its main office in Sulphur Springs, TX and show it operating since 1889. With $1.37 billion in total assets on June 30, 2026, it ranks No. 804 of 4,232 U.S. banks by total assets. The Wills Point Br at 500 N 4th St dates to 1981 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

The City National Bank of Sulphur Springs: profile, branches and contacts

Banking in Wills Point: the local picture

Short answer: 2 banks run 2 branches in Wills Point according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Wills Point, 2 elsewhere in Texas, according to the FDIC.

The bank with the longest record here is The City National Bank of Sulphur Springs, operating since 1889 according to the FDIC. In FDIC branch records, the longest-running branch is The American National Bank of Texas's office at 340 W North Commerce St, dating to 1879; the newest is The City National Bank of Sulphur Springs's at 500 N 4th St, from 1981.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Wills Point, and where the nearest one is if they do not.

Short answer: No branches in Wills Point: Chase (nearest in Forney, 26 mi), Wells Fargo (nearest in Terrell, 16 mi), Bank of America (nearest in Forney, 27 mi), PNC Bank (nearest in Kaufman, 20 mi), U.S. Bank (nearest in Dallas, 48 mi), Truist (nearest in Caddo Mills, 28 mi), Fifth Third Bank (nearest in Mesquite, 36 mi), Huntington (nearest in Mesquite, 37 mi), Regions Bank (nearest in Rockwall, 30 mi), TD Bank, BMO (nearest in Dallas, 47 mi).

BankIn Wills PointNearest branch if none here
ChaseNoneForney, 26 miles away
Wells FargoNoneTerrell, 16 miles away
Bank of AmericaNoneForney, 27 miles away
PNC BankNoneKaufman, 20 miles away
U.S. BankNoneDallas, 48 miles away
TruistNoneCaddo Mills, 28 miles away
Fifth Third BankNoneMesquite, 36 miles away
HuntingtonNoneMesquite, 37 miles away
Regions BankNoneRockwall, 30 miles away
TD BankNonenone in Texas
BMONoneDallas, 47 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Wills Point to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Wills Point residents like anyone else.

Banks near Wills Point

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Edgewood (7 miles) and Canton (14 miles). Canton, 14 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Wills Point

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Wills Point between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Wills Point by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Wills Point offices.

Short answer: The American National Bank of Texas is the largest bank with offices in Wills Point, with $5.51 billion in total assets on June 30, 2026, No. 267 among U.S. banks by total assets. The City National Bank of Sulphur Springs is second with $1.37 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
The American National Bank of Texas$5.51 billionNo. 2671Terrell, TX
The City National Bank of Sulphur Springs$1.37 billionNo. 8041Sulphur Springs, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Wills Point: FAQ

How many banks are in Wills Point, TX?

Wills Point has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Wills Point?

The American National Bank of Texas, with 1. The City National Bank of Sulphur Springs has 1.

Is there a The American National Bank of Texas in Wills Point, TX?

Yes. FDIC data lists 1 The American National Bank of Texas branch in Wills Point as of September 5, 2026. The address and directions are under The American National Bank of Texas above.

Is there a The City National Bank of Sulphur Springs in Wills Point, TX?

Yes. FDIC data lists 1 The City National Bank of Sulphur Springs branch in Wills Point as of September 5, 2026. The address and directions are under The City National Bank of Sulphur Springs above.

Is there a Chase in Wills Point, TX?

No. FDIC data lists no Chase branch in Wills Point as of September 5, 2026. The nearest is in Forney, about 26 miles away in a straight line.

What is the oldest bank in Wills Point?

The City National Bank of Sulphur Springs has the longest record among banks with a branch here: the FDIC shows it operating since 1889.

Did any bank branches open or close in Wills Point in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Wills Point?

Nearby cities with more banks include Edgewood, Canton, Quinlan. Edgewood is 7 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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