US Bank Directory

Banks in Stephenville, TX

7 FDIC-insured banks operate 11 offices in Stephenville, Texas, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Stephenville

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 9 banks and credit unions operate 13 locations in Stephenville, according to the FDIC and the NCUA. 12 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

12 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Stephenville

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: InterBank has the most locations in Stephenville, with 3. It is followed by First Financial Bank (2), TexasBank (2). 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

InterBank 3 branches · main office Oklahoma City, OK Bank · 3

InterBank has 3 branches in Stephenville, 28 across Texas and 47 nationwide. FDIC records list its main office in Oklahoma City, OK and show it operating since 1988. With $5.33 billion in total assets on June 30, 2026, it ranks No. 279 of 4,232 U.S. banks by total assets. The Stephenville Branch at 150 S Harbin Dr dates to 1978 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Mobile Branch
    150 S Harbin Dr, 76401
    Hours: see the bank's site
  • Stephenville Branch
    150 S Harbin Dr, 76401
    Hours: see the bank's site
  • Stephenville Branch
    200 W Lingleville Rd, 76401
    Hours: see the bank's site
InterBank: profile, branches and contacts
First Financial Bank 2 branches · main office Abilene, TX Bank · 2

First Financial Bank has 2 branches in Stephenville, 83 across Texas and 83 nationwide. FDIC records list its main office in Abilene, TX and show it operating since 1889. With $15.23 billion in total assets on June 30, 2026, it ranks No. 127 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Stephenville location is the First Financial Bank, N.A./ River North Branch at 1875 W Lingleville Rd, dating to 1990; the newest, at 2201 W South Loop, to 1997. It does not publish hours in the sources this page uses; check its site before you go.

  • First Financial Bank, N.A./ River North Branch
    1875 W Lingleville Rd, 76401
    Hours: see the bank's site
  • First Financial Stephenville Branch
    2201 W South Loop, 76401
    Hours: see the bank's site
First Financial Bank: profile, branches and contacts
TexasBank 2 branches · main office Fort Worth, TX Bank · 2

TexasBank has 2 branches in Stephenville, 20 across Texas and 20 nationwide. FDIC records list its main office in Fort Worth, TX and show it operating since 1966. With $2.48 billion in total assets on June 30, 2026, it ranks No. 506 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Stephenville location is the Stephenville Branch at 998 Wolfe Nursery Rd, dating to 1955; the newest, at 200 N Graham St, to 2018. It does not publish hours in the sources this page uses; check its site before you go.

  • Texasbank Stephenville Banking Center 2
    200 N Graham St, 76401
    Hours: see the bank's site
  • Stephenville Branch
    998 Wolfe Nursery Rd, 76401
    Hours: see the bank's site
TexasBank: profile, branches and contacts
Citizens National Bank of Texas 1 branch · main office Waxahachie, TX Bank · 1

Citizens National Bank of Texas has 1 branch in Stephenville, 11 across Texas and 12 nationwide. FDIC records list its main office in Waxahachie, TX and show it operating since 1868. With $2.19 billion in total assets on June 30, 2026, it ranks No. 568 of 4,232 U.S. banks by total assets. The Stephenville Branch at 2207 W Washington St dates to 2016 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Stephenville Branch
    2207 W Washington St, 76401
    Hours: see the bank's site
Citizens National Bank of Texas: profile, branches and contacts
Eecu Credit Union 1 office · main office Fort Worth, TX Credit union · 1

Eecu Credit Union has 1 office in Stephenville, 23 across Texas. It is based in Fort Worth, TX and $4.76 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Eecu
    1865 W Washington St, 76401
    (254) 440-1241Today 9 am to 6 pm
    All hours

    Mon to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Eecu Credit Union: profile, branches and contacts
Farmers and Merchants Bank 1 branch · main office De Leon, TX Bank · 1

Farmers and Merchants Bank has 1 branch in Stephenville, 7 across Texas and 7 nationwide. FDIC records list its main office in De Leon, TX and show it operating since 1905. With $269.8 million in total assets on June 30, 2026, it ranks No. 2,623 of 4,232 U.S. banks by total assets. The Farmers And Merchants Bank - Stephenville Branch at 2653 W Washington St dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Farmers And Merchants Bank - Stephenville Branch
    2653 W Washington St, 76401
    Hours: see the bank's site
Farmers and Merchants Bank: profile, branches and contacts
First National Bank Texas 1 branch · main office Killeen, TX Bank · 1

First National Bank Texas has 1 branch in Stephenville, 298 across Texas and 357 nationwide. FDIC records list its main office in Killeen, TX and show it operating since 1901. With $4.64 billion in total assets on June 30, 2026, it ranks No. 302 of 4,232 U.S. banks by total assets. The Stephenville Banking Center - Rc 804 at 2765 W Washington St dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Stephenville Banking Center - Rc 804
    2765 W Washington St, 76401
    Hours: see the bank's site
First National Bank Texas: profile, branches and contacts
Members Trust of the Southwest Credit Union 1 office · main office Houston, TX Credit union · 1

Members Trust of the Southwest Credit Union has 1 office in Stephenville, 2 across Texas. It is based in Houston, TX and $267.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Stephenville
    2311 Robert J Glasgow Loop, 76401
    (254) 968-8543Today 7:30 am to 5 pm
    All hours

    Mon to Thu 7:30 am to 5 pm; Fri 7:30 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Members Trust of the Southwest Credit Union: profile, branches and contacts
Wellington State Bank 1 branch · main office Wellington, TX Bank · 1

Wellington State Bank has 1 branch in Stephenville, 14 across Texas and 14 nationwide. FDIC records list its main office in Wellington, TX and show it operating since 1906. With $659.7 million in total assets on June 30, 2026, it ranks No. 1,442 of 4,232 U.S. banks by total assets. The First National Bank Of Paducah Branch at 2895 Northwest Loop dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • First National Bank Of Paducah Branch
    2895 Northwest Loop, 76401
    Hours: see the bank's site
Wellington State Bank: profile, branches and contacts

Join a credit union in Stephenville

2 credit unions have 2 offices here: Eecu Credit Union and Members Trust of the Southwest Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Stephenville page has every office in the state's directory.

Banking in Stephenville: the local picture

Short answer: 7 banks run 11 branches in Stephenville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 7 banks, 0 have their main office in Stephenville, 6 elsewhere in Texas and 1 out of state, according to the FDIC.

The bank with the longest record here is Citizens National Bank of Texas, operating since 1868 according to the FDIC. In FDIC branch records, the longest-running branch is TexasBank's office at 998 Wolfe Nursery Rd, dating to 1955; the newest is TexasBank's at 200 N Graham St, from 2018.

2 credit unions have 2 offices in Stephenville, according to the NCUA. Who can join each one is on the credit unions page.

Of the 2 locations with published hours. 1 opens on Saturday. 11 locations have no published hours in these sources.

Credit unions open on Saturday in Stephenville

Short answer: 1 of the 2 Stephenville locations with published hours opens on Saturday, run by 1 institution.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 11 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Stephenville, and where the nearest one is if they do not.

Short answer: No branches in Stephenville: Chase (nearest in Granbury, 31 mi), Wells Fargo (nearest in Cleburne, 48 mi), Bank of America (nearest in Hudson Oaks, 48 mi), PNC Bank (nearest in Granbury, 32 mi), U.S. Bank (nearest in Dallas, 96 mi), Truist (nearest in Fort Worth, 60 mi), Fifth Third Bank (nearest in Fort Worth, 57 mi), Huntington (nearest in Hamilton, 36 mi), Regions Bank (nearest in Fort Worth, 63 mi), TD Bank, BMO (nearest in Dallas, 92 mi).

BankIn StephenvilleNearest branch if none here
ChaseNoneGranbury, 31 miles away
Wells FargoNoneCleburne, 48 miles away
Bank of AmericaNoneHudson Oaks, 48 miles away
PNC BankNoneGranbury, 32 miles away
U.S. BankNoneDallas, 96 miles away
TruistNoneFort Worth, 60 miles away
Fifth Third BankNoneFort Worth, 57 miles away
HuntingtonNoneHamilton, 36 miles away
Regions BankNoneFort Worth, 63 miles away
TD BankNonenone in Texas
BMONoneDallas, 92 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Stephenville to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Stephenville residents like anyone else.

Banks near Stephenville

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Dublin (11 miles) and De Leon (19 miles). Granbury, 32 miles away, has the most banks nearby: 12.

Bank branch openings and closings in Stephenville

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Stephenville between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Stephenville by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Stephenville offices.

Short answer: First Financial Bank is the largest bank with offices in Stephenville, with $15.23 billion in total assets on June 30, 2026, No. 127 among U.S. banks by total assets. InterBank is second with $5.33 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First Financial Bank$15.23 billionNo. 1272Abilene, TX
InterBank$5.33 billionNo. 2793Oklahoma City, OK
First National Bank Texas$4.64 billionNo. 3021Killeen, TX
TexasBank$2.48 billionNo. 5062Fort Worth, TX
Citizens National Bank of Texas$2.19 billionNo. 5681Waxahachie, TX
Wellington State Bank$659.7 millionNo. 1,4421Wellington, TX
Farmers and Merchants Bank$269.8 millionNo. 2,6231De Leon, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Stephenville: FAQ

How many banks are in Stephenville, TX?

Stephenville has 7 banks with 11 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Stephenville?

InterBank, with 3. First Financial Bank has 2 and TexasBank has 2.

Is there a InterBank in Stephenville, TX?

Yes. FDIC data lists 3 InterBank branches in Stephenville as of September 5, 2026. Its branches are listed under InterBank above, with the address and directions for each.

Is there a First Financial Bank in Stephenville, TX?

Yes. FDIC data lists 2 First Financial Bank branches in Stephenville as of September 5, 2026. Its branches are listed under First Financial Bank above, with the address and directions for each.

Is there a TexasBank in Stephenville, TX?

Yes. FDIC data lists 2 TexasBank branches in Stephenville as of September 5, 2026. Its branches are listed under TexasBank above, with the address and directions for each.

Is there a Chase in Stephenville, TX?

No. FDIC data lists no Chase branch in Stephenville as of September 5, 2026. The nearest is in Granbury, about 31 miles away in a straight line.

Which banks in Stephenville are open on Saturday?

Eecu Credit Union publishes Saturday hours for one or more Stephenville locations. The Saturday section above lists each one with its hours. 11 of the 13 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Stephenville?

Citizens National Bank of Texas has the longest record among banks with a branch here: the FDIC shows it operating since 1868.

Which credit unions can I join in Stephenville?

Eecu Credit Union and Members Trust of the Southwest Credit Union have offices in Stephenville. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Stephenville in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Stephenville?

Nearby cities with more banks include Dublin, De Leon, Hico. Dublin is 11 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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