US Bank Directory
Banks in Hico, TX
2 FDIC-insured banks operate 2 offices in Hico, Texas.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Hico
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Hico, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Hico
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Sunflower Bank and MCBank have the most locations in Hico, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
MCBank Bank · 1
MCBank has 1 branch in Hico, 4 across Texas and 4 nationwide. FDIC records list its main office in Goldthwaite, TX and show it operating since 1908. With $467.2 million in total assets on June 30, 2026, it ranks No. 1,872 of 4,232 U.S. banks by total assets. The Mills County State Bank Hico Branch at 135 N Pecan St dates to 1890 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Mills County State Bank Hico Branch135 N Pecan St, 76457
Sunflower Bank Bank · 1
Sunflower Bank has 1 branch in Hico, 23 across Texas and 103 nationwide. FDIC records list its main office in Dallas, TX and show it operating since 1892. With $15.65 billion in total assets on June 30, 2026, it ranks No. 125 of 4,232 U.S. banks by total assets. The Hico E. Second Branch at 302 E Second St dates to 1955 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Hico E. Second Branch302 E Second St, 76457
Banking in Hico: the local picture
Short answer: 2 banks run 2 branches in Hico according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Hico, 2 elsewhere in Texas, according to the FDIC.
The bank with the longest record here is Sunflower Bank, operating since 1892 according to the FDIC. In FDIC branch records, the longest-running branch is MCBank's office at 135 N Pecan St, dating to 1890; the newest is Sunflower Bank's at 302 E Second St, from 1955.
None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Hico, and where the nearest one is if they do not.
Short answer: No branches in Hico: Chase (nearest in Granbury, 35 mi), Wells Fargo (nearest in Cleburne, 43 mi), Bank of America (nearest in Hudson Oaks, 56 mi), PNC Bank (nearest in Granbury, 36 mi), U.S. Bank (nearest in Dallas, 97 mi), Truist (nearest in Fort Worth, 63 mi), Fifth Third Bank (nearest in Fort Worth, 60 mi), Huntington (nearest in Hamilton, 20 mi), Regions Bank (nearest in Fort Worth, 66 mi), TD Bank, BMO (nearest in Dallas, 91 mi).
| Bank | In Hico | Nearest branch if none here |
|---|---|---|
| Chase | None | Granbury, 35 miles away |
| Wells Fargo | None | Cleburne, 43 miles away |
| Bank of America | None | Hudson Oaks, 56 miles away |
| PNC Bank | None | Granbury, 36 miles away |
| U.S. Bank | None | Dallas, 97 miles away |
| Truist | None | Fort Worth, 63 miles away |
| Fifth Third Bank | None | Fort Worth, 60 miles away |
| Huntington | None | Hamilton, 20 miles away |
| Regions Bank | None | Fort Worth, 66 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 91 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Hico to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Hico residents like anyone else.
Banks near Hico
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Dublin (20 miles) and Stephenville (20 miles). Stephenville, 20 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Dublin, TX | 20 mi | 3 | 3 |
| Banks in Stephenville, TX | 20 mi | 7 | 11 |
| Banks in Hamilton, TX | 20 mi | 3 | 3 |
| Banks in Meridian, TX | 22 mi | 3 | 3 |
| Banks in Glen Rose, TX | 24 mi | 3 | 3 |
| Banks in Clifton, TX | 30 mi | 3 | 3 |
| Banks in De Leon, TX | 31 mi | 2 | 3 |
| Banks in Comanche, TX | 34 mi | 4 | 4 |
Bank branch openings and closings in Hico
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Hico between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Hico by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Hico offices.
Short answer: Sunflower Bank is the largest bank with offices in Hico, with $15.65 billion in total assets on June 30, 2026, No. 125 among U.S. banks by total assets. MCBank is second with $467.2 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Sunflower Bank | $15.65 billion | No. 125 | 1 | Dallas, TX |
| MCBank | $467.2 million | No. 1,872 | 1 | Goldthwaite, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Hico: FAQ
How many banks are in Hico, TX?
Hico has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Hico?
Sunflower Bank, with 1. MCBank has 1.
Is there a Sunflower Bank in Hico, TX?
Yes. FDIC data lists 1 Sunflower Bank branch in Hico as of September 5, 2026. The address and directions are under Sunflower Bank above.
Is there a MCBank in Hico, TX?
Yes. FDIC data lists 1 MCBank branch in Hico as of September 5, 2026. The address and directions are under MCBank above.
Is there a Chase in Hico, TX?
No. FDIC data lists no Chase branch in Hico as of September 5, 2026. The nearest is in Granbury, about 35 miles away in a straight line.
What is the oldest bank in Hico?
Sunflower Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1892.
Did any bank branches open or close in Hico in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Hico?
Nearby cities with more banks include Dublin, Stephenville, Hamilton. Dublin is 20 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds