US Bank Directory

Banks in Palacios, TX

2 FDIC-insured banks operate 2 offices in Palacios, Texas.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Palacios

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Palacios, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Palacios

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Prosperity Bank and First Financial Bank have the most locations in Palacios, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Financial Bank 1 branch · main office Abilene, TX Bank · 1

First Financial Bank has 1 branch in Palacios, 83 across Texas and 83 nationwide. FDIC records list its main office in Abilene, TX and show it operating since 1889. With $15.23 billion in total assets on June 30, 2026, it ranks No. 127 of 4,232 U.S. banks by total assets. The The City State Bank Of Palacios Branch at 459 Main St dates to 1940 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • The City State Bank Of Palacios Branch
    459 Main St, 77465
    Hours: see the bank's site
First Financial Bank: profile, branches and contacts
Prosperity Bank 1 branch · main office El Campo, TX Bank · 1

Prosperity Bank has 1 branch in Palacios, 388 across Texas and 354 nationwide. FDIC records list its main office in El Campo, TX and show it operating since 1949. With $43.88 billion in total assets on June 30, 2026, it ranks No. 54 of 4,232 U.S. banks by total assets. The Palacios Branch at 600 Henderson St dates to 1988 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Palacios Branch
    600 Henderson St, 77465
    Hours: see the bank's site
Prosperity Bank: profile, branches and contacts

Banking in Palacios: the local picture

Short answer: 2 banks run 2 branches in Palacios according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Palacios, 2 elsewhere in Texas, according to the FDIC.

The bank with the longest record here is First Financial Bank, operating since 1889 according to the FDIC. In FDIC branch records, the longest-running branch is First Financial Bank's office at 459 Main St, dating to 1940; the newest is Prosperity Bank's at 600 Henderson St, from 1988.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Palacios, and where the nearest one is if they do not.

Short answer: No branches in Palacios: Chase (nearest in Rosenberg, 64 mi), Wells Fargo (nearest in Port Lavaca, 26 mi), Bank of America (nearest in Rosenberg, 64 mi), PNC Bank (nearest in Lake Jackson, 51 mi), U.S. Bank (nearest in Houston, 85 mi), Truist (nearest in Sugar Land, 70 mi), Fifth Third Bank (nearest in Sugar Land, 71 mi), Huntington (nearest in Lake Jackson, 52 mi), Regions Bank (nearest in Rosenberg, 65 mi), TD Bank, BMO (nearest in Dallas, 284 mi).

BankIn PalaciosNearest branch if none here
ChaseNoneRosenberg, 64 miles away
Wells FargoNonePort Lavaca, 26 miles away
Bank of AmericaNoneRosenberg, 64 miles away
PNC BankNoneLake Jackson, 51 miles away
U.S. BankNoneHouston, 85 miles away
TruistNoneSugar Land, 70 miles away
Fifth Third BankNoneSugar Land, 71 miles away
HuntingtonNoneLake Jackson, 52 miles away
Regions BankNoneRosenberg, 65 miles away
TD BankNonenone in Texas
BMONoneDallas, 284 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Palacios to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Palacios residents like anyone else.

Banks near Palacios

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Bay City (25 miles) and Port Lavaca (26 miles). Port Lavaca, 26 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Palacios

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Palacios between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Palacios by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Palacios offices.

Short answer: Prosperity Bank is the largest bank with offices in Palacios, with $43.88 billion in total assets on June 30, 2026, No. 54 among U.S. banks by total assets. First Financial Bank is second with $15.23 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Prosperity Bank$43.88 billionNo. 541El Campo, TX
First Financial Bank$15.23 billionNo. 1271Abilene, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Palacios: FAQ

How many banks are in Palacios, TX?

Palacios has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Palacios?

Prosperity Bank, with 1. First Financial Bank has 1.

Is there a Prosperity Bank in Palacios, TX?

Yes. FDIC data lists 1 Prosperity Bank branch in Palacios as of September 5, 2026. The address and directions are under Prosperity Bank above.

Is there a First Financial Bank in Palacios, TX?

Yes. FDIC data lists 1 First Financial Bank branch in Palacios as of September 5, 2026. The address and directions are under First Financial Bank above.

Is there a Chase in Palacios, TX?

No. FDIC data lists no Chase branch in Palacios as of September 5, 2026. The nearest is in Rosenberg, about 64 miles away in a straight line.

What is the oldest bank in Palacios?

First Financial Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1889.

Did any bank branches open or close in Palacios in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Palacios?

Nearby cities with more banks include Bay City, Port Lavaca, Ganado. Bay City is 25 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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