US Bank Directory
Banks in Palacios, TX
2 FDIC-insured banks operate 2 offices in Palacios, Texas.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Palacios
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Palacios, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Palacios
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Prosperity Bank and First Financial Bank have the most locations in Palacios, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Financial Bank Bank · 1
First Financial Bank has 1 branch in Palacios, 83 across Texas and 83 nationwide. FDIC records list its main office in Abilene, TX and show it operating since 1889. With $15.23 billion in total assets on June 30, 2026, it ranks No. 127 of 4,232 U.S. banks by total assets. The The City State Bank Of Palacios Branch at 459 Main St dates to 1940 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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The City State Bank Of Palacios Branch459 Main St, 77465
Prosperity Bank Bank · 1
Prosperity Bank has 1 branch in Palacios, 388 across Texas and 354 nationwide. FDIC records list its main office in El Campo, TX and show it operating since 1949. With $43.88 billion in total assets on June 30, 2026, it ranks No. 54 of 4,232 U.S. banks by total assets. The Palacios Branch at 600 Henderson St dates to 1988 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Palacios Branch600 Henderson St, 77465
Banking in Palacios: the local picture
Short answer: 2 banks run 2 branches in Palacios according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Palacios, 2 elsewhere in Texas, according to the FDIC.
The bank with the longest record here is First Financial Bank, operating since 1889 according to the FDIC. In FDIC branch records, the longest-running branch is First Financial Bank's office at 459 Main St, dating to 1940; the newest is Prosperity Bank's at 600 Henderson St, from 1988.
None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Palacios, and where the nearest one is if they do not.
Short answer: No branches in Palacios: Chase (nearest in Rosenberg, 64 mi), Wells Fargo (nearest in Port Lavaca, 26 mi), Bank of America (nearest in Rosenberg, 64 mi), PNC Bank (nearest in Lake Jackson, 51 mi), U.S. Bank (nearest in Houston, 85 mi), Truist (nearest in Sugar Land, 70 mi), Fifth Third Bank (nearest in Sugar Land, 71 mi), Huntington (nearest in Lake Jackson, 52 mi), Regions Bank (nearest in Rosenberg, 65 mi), TD Bank, BMO (nearest in Dallas, 284 mi).
| Bank | In Palacios | Nearest branch if none here |
|---|---|---|
| Chase | None | Rosenberg, 64 miles away |
| Wells Fargo | None | Port Lavaca, 26 miles away |
| Bank of America | None | Rosenberg, 64 miles away |
| PNC Bank | None | Lake Jackson, 51 miles away |
| U.S. Bank | None | Houston, 85 miles away |
| Truist | None | Sugar Land, 70 miles away |
| Fifth Third Bank | None | Sugar Land, 71 miles away |
| Huntington | None | Lake Jackson, 52 miles away |
| Regions Bank | None | Rosenberg, 65 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 284 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Palacios to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Palacios residents like anyone else.
Banks near Palacios
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Bay City (25 miles) and Port Lavaca (26 miles). Port Lavaca, 26 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Bay City, TX | 25 mi | 5 | 5 |
| Banks in Port Lavaca, TX | 26 mi | 6 | 6 |
| Banks in Ganado, TX | 29 mi | 2 | 2 |
| Banks in Edna, TX | 32 mi | 4 | 4 |
| Banks in El Campo, TX | 34 mi | 5 | 6 |
| Banks in Wharton, TX | 43 mi | 4 | 6 |
| Banks in Brazoria, TX | 46 mi | 2 | 2 |
| Banks in West Columbia, TX | 46 mi | 2 | 2 |
Bank branch openings and closings in Palacios
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Palacios between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Palacios by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Palacios offices.
Short answer: Prosperity Bank is the largest bank with offices in Palacios, with $43.88 billion in total assets on June 30, 2026, No. 54 among U.S. banks by total assets. First Financial Bank is second with $15.23 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Prosperity Bank | $43.88 billion | No. 54 | 1 | El Campo, TX |
| First Financial Bank | $15.23 billion | No. 127 | 1 | Abilene, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Palacios: FAQ
How many banks are in Palacios, TX?
Palacios has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Palacios?
Prosperity Bank, with 1. First Financial Bank has 1.
Is there a Prosperity Bank in Palacios, TX?
Yes. FDIC data lists 1 Prosperity Bank branch in Palacios as of September 5, 2026. The address and directions are under Prosperity Bank above.
Is there a First Financial Bank in Palacios, TX?
Yes. FDIC data lists 1 First Financial Bank branch in Palacios as of September 5, 2026. The address and directions are under First Financial Bank above.
Is there a Chase in Palacios, TX?
No. FDIC data lists no Chase branch in Palacios as of September 5, 2026. The nearest is in Rosenberg, about 64 miles away in a straight line.
What is the oldest bank in Palacios?
First Financial Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1889.
Did any bank branches open or close in Palacios in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Palacios?
Nearby cities with more banks include Bay City, Port Lavaca, Ganado. Bay City is 25 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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