US Bank Directory
Banks in El Campo, TX
5 FDIC-insured banks operate 6 offices in El Campo, Texas, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: El Campo
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 8 locations in El Campo, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in El Campo
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: NewFirst National Bank has the most locations in El Campo, with 2. The other 4 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
NewFirst National Bank Bank · 2
NewFirst National Bank has 2 branches in El Campo, 9 across Texas and 9 nationwide. FDIC records list its main office in El Campo, TX and show it operating since 1902. With $934.9 million in total assets on June 30, 2026, it ranks No. 1,114 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running El Campo location is its main office at 200 E Jackson St, dating to 1902; the newest, at 205 E Calhoun St, to 1980. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office200 E Jackson St, 77437
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Detached Drive-In Facility205 E Calhoun St, 77437
First Financial Bank Bank · 1
First Financial Bank has 1 branch in El Campo, 83 across Texas and 83 nationwide. FDIC records list its main office in Abilene, TX and show it operating since 1889. With $15.23 billion in total assets on June 30, 2026, it ranks No. 127 of 4,232 U.S. banks by total assets. The El Campo Br at 401 N Mechanic St dates to 1921 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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El Campo Br401 N Mechanic St, 77437
First National Bank Texas Bank · 1
First National Bank Texas has 1 branch in El Campo, 298 across Texas and 357 nationwide. FDIC records list its main office in Killeen, TX and show it operating since 1901. With $4.64 billion in total assets on June 30, 2026, it ranks No. 302 of 4,232 U.S. banks by total assets. The El Campo Banking Center - Rc 855 at 3413 West Loop dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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El Campo Banking Center - Rc 8553413 West Loop, 77437
Matagorda County Credit Union Credit union · 1
Matagorda County Credit Union has 1 office in El Campo, 3 across Texas. It is based in Bay City, TX and $36.7 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Texasgulf Fcu1313 West Loop, 77437
Prosperity Bank Bank · 1
Prosperity Bank has 1 branch in El Campo, 388 across Texas and 354 nationwide. FDIC records list its main office in El Campo, TX and show it operating since 1949. With $43.88 billion in total assets on June 30, 2026, it ranks No. 54 of 4,232 U.S. banks by total assets. Its main office at 1301 N Mechanic St dates to 1949 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1301 N Mechanic St, 77437
Texasgulf Credit Union Credit union · 1
Texasgulf Credit Union has 1 office in El Campo, 2 across Texas. It is based in Wharton, TX and $221.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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El Campo1313 West Loop, 77437
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
The First State Bank Bank · 1
The First State Bank has 1 branch in El Campo, 15 across Texas and 15 nationwide. FDIC records list its main office in Louise, TX and show it operating since 1956. With $895.2 million in total assets on June 30, 2026, it ranks No. 1,155 of 4,232 U.S. banks by total assets. The El Campo Branch at 1808 West Loop dates to 1987 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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El Campo Branch1808 West Loop, 77437
Join a credit union in El Campo
2 credit unions have 2 offices here: Texasgulf Credit Union and Matagorda County Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in El Campo page has every office in the state's directory.
Banking in El Campo: the local picture
Short answer: 5 banks run 6 branches in El Campo according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 2 have their main office in El Campo, 3 elsewhere in Texas, according to the FDIC.
The bank with the longest record here is First Financial Bank, operating since 1889 according to the FDIC. In FDIC branch records, the longest-running branch is NewFirst National Bank's office at 200 E Jackson St, dating to 1902; the newest is First National Bank Texas's at 3413 West Loop, from 2004.
2 credit unions have 2 offices in El Campo, according to the NCUA. Who can join each one is on the credit unions page.
Of the 1 location with published hours. None open on Saturday. 7 locations have no published hours in these sources.
Saturday hours in El Campo
Short answer: None of the 1 El Campo location with published hours lists Saturday hours. 7 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in El Campo, and where the nearest one is if they do not.
Short answer: No branches in El Campo: Chase (nearest in Rosenberg, 40 mi), Wells Fargo (nearest in Rosenberg, 38 mi), Bank of America (nearest in Rosenberg, 40 mi), PNC Bank (nearest in Richmond, 40 mi), U.S. Bank (nearest in Houston, 60 mi), Truist (nearest in Sugar Land, 47 mi), Fifth Third Bank (nearest in Katy, 48 mi), Huntington (nearest in Wallis, 32 mi), Regions Bank (nearest in Rosenberg, 40 mi), TD Bank, BMO (nearest in Dallas, 250 mi).
| Bank | In El Campo | Nearest branch if none here |
|---|---|---|
| Chase | None | Rosenberg, 40 miles away |
| Wells Fargo | None | Rosenberg, 38 miles away |
| Bank of America | None | Rosenberg, 40 miles away |
| PNC Bank | None | Richmond, 40 miles away |
| U.S. Bank | None | Houston, 60 miles away |
| Truist | None | Sugar Land, 47 miles away |
| Fifth Third Bank | None | Katy, 48 miles away |
| Huntington | None | Wallis, 32 miles away |
| Regions Bank | None | Rosenberg, 40 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 250 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of El Campo to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to El Campo residents like anyone else.
Banks near El Campo
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Wharton (13 miles) and Ganado (18 miles). Bay City, 25 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Wharton, TX | 13 mi | 4 | 6 |
| Banks in Ganado, TX | 18 mi | 2 | 2 |
| Banks in Bay City, TX | 25 mi | 5 | 5 |
| Banks in East Bernard, TX | 26 mi | 3 | 3 |
| Banks in Edna, TX | 27 mi | 4 | 4 |
| Banks in Needville, TX | 30 mi | 3 | 3 |
| Banks in Wallis, TX | 32 mi | 2 | 2 |
| Banks in Palacios, TX | 34 mi | 2 | 2 |
Bank branch openings and closings in El Campo
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in El Campo between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in El Campo
Short answer: 2 institutions have their main office in El Campo: NewFirst National Bank and Prosperity Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| NewFirst National Bank | Bank | $934.9 million | 2 |
| Prosperity Bank | Bank | $43.88 billion | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in El Campo by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its El Campo offices.
Short answer: Prosperity Bank is the largest bank with offices in El Campo, with $43.88 billion in total assets on June 30, 2026, No. 54 among U.S. banks by total assets. First Financial Bank is second with $15.23 billion. 2 of the 5 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Prosperity Bank | $43.88 billion | No. 54 | 1 | El Campo, TX |
| First Financial Bank | $15.23 billion | No. 127 | 1 | Abilene, TX |
| First National Bank Texas | $4.64 billion | No. 302 | 1 | Killeen, TX |
| NewFirst National Bank | $934.9 million | No. 1,114 | 2 | El Campo, TX |
| The First State Bank | $895.2 million | No. 1,155 | 1 | Louise, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in El Campo: FAQ
How many banks are in El Campo, TX?
El Campo has 5 banks with 6 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in El Campo?
NewFirst National Bank, with 2. Prosperity Bank has 1 and First Financial Bank has 1.
Is there a NewFirst National Bank in El Campo, TX?
Yes. FDIC data lists 2 NewFirst National Bank branches in El Campo as of September 5, 2026, the main office at 200 E Jackson St. Its branches are listed under NewFirst National Bank above, with the address and directions for each.
Is there a Prosperity Bank in El Campo, TX?
Yes. FDIC data lists 1 Prosperity Bank branch in El Campo as of September 5, 2026, the main office at 1301 N Mechanic St. The address and directions are under Prosperity Bank above.
Is there a First Financial Bank in El Campo, TX?
Yes. FDIC data lists 1 First Financial Bank branch in El Campo as of September 5, 2026. The address and directions are under First Financial Bank above.
Is there a Chase in El Campo, TX?
No. FDIC data lists no Chase branch in El Campo as of September 5, 2026. The nearest is in Rosenberg, about 40 miles away in a straight line.
Which banks in El Campo are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 7 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in El Campo?
NewFirst National Bank and Prosperity Bank have their main office in El Campo, according to the FDIC.
What is the oldest bank in El Campo?
First Financial Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1889.
Which credit unions can I join in El Campo?
Texasgulf Credit Union and Matagorda County Credit Union have offices in El Campo. Check each credit union's membership rules before you apply.
Did any bank branches open or close in El Campo in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near El Campo?
Nearby cities with more banks include Wharton, Ganado, Bay City. Wharton is 13 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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