US Bank Directory
Banks in West Columbia, TX
2 FDIC-insured banks operate 2 offices in West Columbia, Texas, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: West Columbia
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in West Columbia, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in West Columbia
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Prosperity Bank and Texas Gulf Bank have the most locations in West Columbia, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Prosperity Bank Bank · 1
Prosperity Bank has 1 branch in West Columbia, 388 across Texas and 354 nationwide. FDIC records list its main office in El Campo, TX and show it operating since 1949. With $43.88 billion in total assets on June 30, 2026, it ranks No. 54 of 4,232 U.S. banks by total assets. The West Columbia Branch at 510 E Brazos Ave dates to 1925 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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West Columbia Branch510 E Brazos Ave, 77486
Texas Dow Employees Credit Union Credit union · 1
Texas Dow Employees Credit Union has 1 office in West Columbia, 34 across Texas. It is based in Houston, TX and $5.10 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Tdecu-Columbia High School520 S 16Th St, 77486
All hours
Mon to Fri 8 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Texas Gulf Bank Bank · 1
Texas Gulf Bank has 1 branch in West Columbia, 9 across Texas and 9 nationwide. FDIC records list its main office in Houston, TX and show it operating since 1913. With $726.9 million in total assets on June 30, 2026, it ranks No. 1,350 of 4,232 U.S. banks by total assets. The West Columbia at 109 East Brazos Avenie dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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West Columbia109 East Brazos Avenie, 77486
Join a credit union in West Columbia
1 credit union has 1 office here: Texas Dow Employees Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in West Columbia page has every office in the state's directory.
Banking in West Columbia: the local picture
Short answer: 2 banks run 2 branches in West Columbia according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in West Columbia, 2 elsewhere in Texas, according to the FDIC.
The bank with the longest record here is Texas Gulf Bank, operating since 1913 according to the FDIC. In FDIC branch records, the longest-running branch is Prosperity Bank's office at 510 E Brazos Ave, dating to 1925; the newest is Texas Gulf Bank's at 109 East Brazos Avenie, from 2004.
The only credit union with an office here is Texas Dow Employees Credit Union.
Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.
Saturday hours in West Columbia
Short answer: None of the 1 West Columbia location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in West Columbia, and where the nearest one is if they do not.
Short answer: No branches in West Columbia: Chase (nearest in Missouri City, 28 mi), Wells Fargo (nearest in Angleton, 13 mi), Bank of America (nearest in Missouri City, 28 mi), PNC Bank (nearest in Lake Jackson, 12 mi), U.S. Bank (nearest in Houston, 45 mi), Truist (nearest in Sugar Land, 31 mi), Fifth Third Bank (nearest in Sugar Land, 32 mi), Huntington (nearest in Lake Jackson, 14 mi), Regions Bank (nearest in Missouri City, 28 mi), TD Bank, BMO (nearest in Dallas, 261 mi).
| Bank | In West Columbia | Nearest branch if none here |
|---|---|---|
| Chase | None | Missouri City, 28 miles away |
| Wells Fargo | None | Angleton, 13 miles away |
| Bank of America | None | Missouri City, 28 miles away |
| PNC Bank | None | Lake Jackson, 12 miles away |
| U.S. Bank | None | Houston, 45 miles away |
| Truist | None | Sugar Land, 31 miles away |
| Fifth Third Bank | None | Sugar Land, 32 miles away |
| Huntington | None | Lake Jackson, 14 miles away |
| Regions Bank | None | Missouri City, 28 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 261 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of West Columbia to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to West Columbia residents like anyone else.
Banks near West Columbia
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Brazoria (8 miles) and Angleton (13 miles). Rosenberg, 29 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Brazoria, TX | 8 mi | 2 | 2 |
| Banks in Angleton, TX | 13 mi | 6 | 6 |
| Banks in Lake Jackson, TX | 13 mi | 9 | 9 |
| Banks in Clute, TX | 17 mi | 2 | 2 |
| Banks in Needville, TX | 21 mi | 3 | 3 |
| Banks in Bay City, TX | 22 mi | 5 | 5 |
| Banks in Manvel, TX | 28 mi | 2 | 2 |
| Banks in Rosenberg, TX | 29 mi | 11 | 12 |
Bank branch openings and closings in West Columbia
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in West Columbia between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in West Columbia by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its West Columbia offices.
Short answer: Prosperity Bank is the largest bank with offices in West Columbia, with $43.88 billion in total assets on June 30, 2026, No. 54 among U.S. banks by total assets. Texas Gulf Bank is second with $726.9 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Prosperity Bank | $43.88 billion | No. 54 | 1 | El Campo, TX |
| Texas Gulf Bank | $726.9 million | No. 1,350 | 1 | Houston, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in West Columbia: FAQ
How many banks are in West Columbia, TX?
West Columbia has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in West Columbia?
Prosperity Bank, with 1. Texas Gulf Bank has 1.
Is there a Prosperity Bank in West Columbia, TX?
Yes. FDIC data lists 1 Prosperity Bank branch in West Columbia as of September 5, 2026. The address and directions are under Prosperity Bank above.
Is there a Texas Gulf Bank in West Columbia, TX?
Yes. FDIC data lists 1 Texas Gulf Bank branch in West Columbia as of September 5, 2026. The address and directions are under Texas Gulf Bank above.
Is there a Chase in West Columbia, TX?
No. FDIC data lists no Chase branch in West Columbia as of September 5, 2026. The nearest is in Missouri City, about 28 miles away in a straight line.
Which banks in West Columbia are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.
What is the oldest bank in West Columbia?
Texas Gulf Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1913.
Which credit unions can I join in West Columbia?
Texas Dow Employees Credit Union has an office in West Columbia. Check each credit union's membership rules before you apply.
Did any bank branches open or close in West Columbia in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near West Columbia?
Nearby cities with more banks include Brazoria, Angleton, Lake Jackson. Brazoria is 8 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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