US Bank Directory

Banks in West Columbia, TX

2 FDIC-insured banks operate 2 offices in West Columbia, Texas, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: West Columbia

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in West Columbia, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in West Columbia

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Prosperity Bank and Texas Gulf Bank have the most locations in West Columbia, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Prosperity Bank 1 branch · main office El Campo, TX Bank · 1

Prosperity Bank has 1 branch in West Columbia, 388 across Texas and 354 nationwide. FDIC records list its main office in El Campo, TX and show it operating since 1949. With $43.88 billion in total assets on June 30, 2026, it ranks No. 54 of 4,232 U.S. banks by total assets. The West Columbia Branch at 510 E Brazos Ave dates to 1925 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • West Columbia Branch
    510 E Brazos Ave, 77486
    Hours: see the bank's site
Prosperity Bank: profile, branches and contacts
Texas Dow Employees Credit Union 1 office · main office Houston, TX Credit union · 1

Texas Dow Employees Credit Union has 1 office in West Columbia, 34 across Texas. It is based in Houston, TX and $5.10 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Tdecu-Columbia High School
    520 S 16Th St, 77486
    (800) 839-1154Today 8 am to 4 pm
    All hours

    Mon to Fri 8 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Texas Dow Employees Credit Union: profile, branches and contacts
Texas Gulf Bank 1 branch · main office Houston, TX Bank · 1

Texas Gulf Bank has 1 branch in West Columbia, 9 across Texas and 9 nationwide. FDIC records list its main office in Houston, TX and show it operating since 1913. With $726.9 million in total assets on June 30, 2026, it ranks No. 1,350 of 4,232 U.S. banks by total assets. The West Columbia at 109 East Brazos Avenie dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • West Columbia
    109 East Brazos Avenie, 77486
    Hours: see the bank's site
Texas Gulf Bank: profile, branches and contacts

Join a credit union in West Columbia

1 credit union has 1 office here: Texas Dow Employees Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in West Columbia page has every office in the state's directory.

Banking in West Columbia: the local picture

Short answer: 2 banks run 2 branches in West Columbia according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in West Columbia, 2 elsewhere in Texas, according to the FDIC.

The bank with the longest record here is Texas Gulf Bank, operating since 1913 according to the FDIC. In FDIC branch records, the longest-running branch is Prosperity Bank's office at 510 E Brazos Ave, dating to 1925; the newest is Texas Gulf Bank's at 109 East Brazos Avenie, from 2004.

The only credit union with an office here is Texas Dow Employees Credit Union.

Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in West Columbia

Short answer: None of the 1 West Columbia location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in West Columbia, and where the nearest one is if they do not.

Short answer: No branches in West Columbia: Chase (nearest in Missouri City, 28 mi), Wells Fargo (nearest in Angleton, 13 mi), Bank of America (nearest in Missouri City, 28 mi), PNC Bank (nearest in Lake Jackson, 12 mi), U.S. Bank (nearest in Houston, 45 mi), Truist (nearest in Sugar Land, 31 mi), Fifth Third Bank (nearest in Sugar Land, 32 mi), Huntington (nearest in Lake Jackson, 14 mi), Regions Bank (nearest in Missouri City, 28 mi), TD Bank, BMO (nearest in Dallas, 261 mi).

BankIn West ColumbiaNearest branch if none here
ChaseNoneMissouri City, 28 miles away
Wells FargoNoneAngleton, 13 miles away
Bank of AmericaNoneMissouri City, 28 miles away
PNC BankNoneLake Jackson, 12 miles away
U.S. BankNoneHouston, 45 miles away
TruistNoneSugar Land, 31 miles away
Fifth Third BankNoneSugar Land, 32 miles away
HuntingtonNoneLake Jackson, 14 miles away
Regions BankNoneMissouri City, 28 miles away
TD BankNonenone in Texas
BMONoneDallas, 261 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of West Columbia to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to West Columbia residents like anyone else.

Banks near West Columbia

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Brazoria (8 miles) and Angleton (13 miles). Rosenberg, 29 miles away, has the most banks nearby: 11.

Bank branch openings and closings in West Columbia

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in West Columbia between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in West Columbia by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its West Columbia offices.

Short answer: Prosperity Bank is the largest bank with offices in West Columbia, with $43.88 billion in total assets on June 30, 2026, No. 54 among U.S. banks by total assets. Texas Gulf Bank is second with $726.9 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Prosperity Bank$43.88 billionNo. 541El Campo, TX
Texas Gulf Bank$726.9 millionNo. 1,3501Houston, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in West Columbia: FAQ

How many banks are in West Columbia, TX?

West Columbia has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in West Columbia?

Prosperity Bank, with 1. Texas Gulf Bank has 1.

Is there a Prosperity Bank in West Columbia, TX?

Yes. FDIC data lists 1 Prosperity Bank branch in West Columbia as of September 5, 2026. The address and directions are under Prosperity Bank above.

Is there a Texas Gulf Bank in West Columbia, TX?

Yes. FDIC data lists 1 Texas Gulf Bank branch in West Columbia as of September 5, 2026. The address and directions are under Texas Gulf Bank above.

Is there a Chase in West Columbia, TX?

No. FDIC data lists no Chase branch in West Columbia as of September 5, 2026. The nearest is in Missouri City, about 28 miles away in a straight line.

Which banks in West Columbia are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.

What is the oldest bank in West Columbia?

Texas Gulf Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1913.

Which credit unions can I join in West Columbia?

Texas Dow Employees Credit Union has an office in West Columbia. Check each credit union's membership rules before you apply.

Did any bank branches open or close in West Columbia in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near West Columbia?

Nearby cities with more banks include Brazoria, Angleton, Lake Jackson. Brazoria is 8 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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