US Bank Directory

Banks in Lorenzo, TX

1 FDIC-insured bank operates 1 office in Lorenzo, Texas.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Lorenzo

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Lorenzo, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Lorenzo

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Cornerstone Capital Bank, SSB is the only bank with an office in Lorenzo. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Cornerstone Capital Bank, SSB 1 branch · main office Houston, TX Bank · 1

Cornerstone Capital Bank, SSB has 1 branch in Lorenzo, 17 across Texas and 19 nationwide. FDIC records list its main office in Houston, TX and show it operating since 1906. With $3.67 billion in total assets on June 30, 2026, it ranks No. 357 of 4,232 U.S. banks by total assets. The Lorenzo Branch at 416 Harrison Avenue dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Lorenzo Branch
    416 Harrison Avenue, 79343
    Hours: see the bank's site
Cornerstone Capital Bank, SSB: profile, branches and contacts

Banking in Lorenzo: the local picture

Short answer: 1 bank runs 1 branch in Lorenzo according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Cornerstone Capital Bank, SSB has its main office in Houston, TX, according to the FDIC.

The bank with the longest record here is Cornerstone Capital Bank, SSB, operating since 1906 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Lorenzo, and where the nearest one is if they do not.

Short answer: No branches in Lorenzo: Chase (nearest in Lubbock, 20 mi), Wells Fargo (nearest in Lubbock, 19 mi), Bank of America (nearest in Lubbock, 20 mi), PNC Bank (nearest in Lubbock, 23 mi), U.S. Bank (nearest in Dallas, 277 mi), Truist (nearest in Midland, 120 mi), Fifth Third Bank (nearest in Fort Worth, 247 mi), Huntington (nearest in Goldthwaite, 231 mi), Regions Bank (nearest in Fort Worth, 250 mi), TD Bank, BMO (nearest in Dallas, 280 mi).

BankIn LorenzoNearest branch if none here
ChaseNoneLubbock, 20 miles away
Wells FargoNoneLubbock, 19 miles away
Bank of AmericaNoneLubbock, 20 miles away
PNC BankNoneLubbock, 23 miles away
U.S. BankNoneDallas, 277 miles away
TruistNoneMidland, 120 miles away
Fifth Third BankNoneFort Worth, 247 miles away
HuntingtonNoneGoldthwaite, 231 miles away
Regions BankNoneFort Worth, 250 miles away
TD BankNonenone in Texas
BMONoneDallas, 280 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lorenzo to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lorenzo residents like anyone else.

Banks near Lorenzo

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Idalou (9 miles) and Slaton (18 miles). Lubbock, 23 miles away, has the most banks nearby: 27.

Bank branch openings and closings in Lorenzo

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Lorenzo between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Lorenzo by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lorenzo offices.

Short answer: Cornerstone Capital Bank, SSB is the largest bank with offices in Lorenzo, with $3.67 billion in total assets on June 30, 2026, No. 357 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Cornerstone Capital Bank, SSB$3.67 billionNo. 3571Houston, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Lorenzo: FAQ

How many banks are in Lorenzo, TX?

Lorenzo has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Cornerstone Capital Bank, SSB in Lorenzo, TX?

Yes. FDIC data lists 1 Cornerstone Capital Bank, SSB branch in Lorenzo as of September 5, 2026. The address and directions are under Cornerstone Capital Bank, SSB above.

Is there a Chase in Lorenzo, TX?

No. FDIC data lists no Chase branch in Lorenzo as of September 5, 2026. The nearest is in Lubbock, about 20 miles away in a straight line.

What is the oldest bank in Lorenzo?

Cornerstone Capital Bank, SSB has the longest record among banks with a branch here: the FDIC shows it operating since 1906.

Did any bank branches open or close in Lorenzo in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Lorenzo?

Nearby cities with more banks include Idalou, Slaton, Abernathy. Idalou is 9 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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