US Bank Directory
Banks in Floydada, TX
2 FDIC-insured banks operate 2 offices in Floydada, Texas, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Floydada
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Floydada, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Floydada
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Prosperity Bank and First Texas National Bank have the most locations in Floydada, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Texas National Bank Bank · 1
First Texas National Bank has 1 branch in Floydada, 2 across Texas and 2 nationwide. FDIC records list its main office in Floydada, TX and show it operating since 1890. With $216.9 million in total assets on June 30, 2026, it ranks No. 2,895 of 4,232 U.S. banks by total assets. Its main office at 124 S Main St dates to 1890 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Main Office main office124 S Main St, 79235
Prosperity Bank Bank · 1
Prosperity Bank has 1 branch in Floydada, 388 across Texas and 354 nationwide. FDIC records list its main office in El Campo, TX and show it operating since 1949. With $43.88 billion in total assets on June 30, 2026, it ranks No. 54 of 4,232 U.S. banks by total assets. The Floydada Branch at 217 W California St dates to 1972 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Floydada Branch217 W California St, 79235
Texas Plains Credit Union Credit union · 1
Texas Plains Credit Union has 1 office in Floydada, 7 across Texas. It is based in Amarillo, TX and $73.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Floydada Branch105 S Wall St, 79235
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Texas Tech Credit Union Credit union · 1
Texas Tech Credit Union has 1 office in Floydada, 6 across Texas. It is based in Lubbock, TX and $447.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Fcs Branch230 W California St, 79235
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Floydada
2 credit unions have 2 offices here: Texas Tech Credit Union and Texas Plains Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Floydada page has every office in the state's directory.
Banking in Floydada: the local picture
Short answer: 2 banks run 2 branches in Floydada according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 1 has its main office in Floydada, 1 elsewhere in Texas, according to the FDIC.
The bank with the longest record here is First Texas National Bank, operating since 1890 according to the FDIC. In FDIC branch records, the longest-running branch is First Texas National Bank's office at 124 S Main St, dating to 1890; the newest is Prosperity Bank's at 217 W California St, from 1972.
2 credit unions have 2 offices in Floydada, according to the NCUA. Who can join each one is on the credit unions page.
Of the 2 locations with published hours. None open on Saturday. 2 locations have no published hours in these sources.
Saturday hours in Floydada
Short answer: None of the 2 Floydada locations with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Floydada, and where the nearest one is if they do not.
Short answer: No branches in Floydada: Chase (nearest in Lubbock, 41 mi), Wells Fargo (nearest in Plainview, 25 mi), Bank of America (nearest in Lubbock, 41 mi), PNC Bank (nearest in Lubbock, 45 mi), U.S. Bank (nearest in Dallas, 270 mi), Truist (nearest in Midland, 144 mi), Fifth Third Bank (nearest in Fort Worth, 242 mi), Huntington (nearest in Goldthwaite, 238 mi), Regions Bank (nearest in Fort Worth, 245 mi), TD Bank, BMO (nearest in Dallas, 274 mi).
| Bank | In Floydada | Nearest branch if none here |
|---|---|---|
| Chase | None | Lubbock, 41 miles away |
| Wells Fargo | None | Plainview, 25 miles away |
| Bank of America | None | Lubbock, 41 miles away |
| PNC Bank | None | Lubbock, 45 miles away |
| U.S. Bank | None | Dallas, 270 miles away |
| Truist | None | Midland, 144 miles away |
| Fifth Third Bank | None | Fort Worth, 242 miles away |
| Huntington | None | Goldthwaite, 238 miles away |
| Regions Bank | None | Fort Worth, 245 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 274 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Floydada to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Floydada residents like anyone else.
Banks near Floydada
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Plainview (27 miles) and Idalou (30 miles). Lubbock, 45 miles away, has the most banks nearby: 27.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Plainview, TX | 27 mi | 8 | 9 |
| Banks in Idalou, TX | 30 mi | 2 | 2 |
| Banks in Abernathy, TX | 31 mi | 2 | 2 |
| Banks in Silverton, TX | 34 mi | 2 | 2 |
| Banks in Slaton, TX | 42 mi | 3 | 3 |
| Banks in Shallowater, TX | 43 mi | 2 | 2 |
| Banks in Lubbock, TX | 45 mi | 27 | 101 |
| Banks in Tulia, TX | 45 mi | 3 | 3 |
Bank branch openings and closings in Floydada
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Floydada between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Floydada
Short answer: 1 institution has its main office in Floydada: First Texas National Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| First Texas National Bank | Bank | $216.9 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Floydada by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Floydada offices.
Short answer: Prosperity Bank is the largest bank with offices in Floydada, with $43.88 billion in total assets on June 30, 2026, No. 54 among U.S. banks by total assets. First Texas National Bank is second with $216.9 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Prosperity Bank | $43.88 billion | No. 54 | 1 | El Campo, TX |
| First Texas National Bank | $216.9 million | No. 2,895 | 1 | Floydada, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Floydada: FAQ
How many banks are in Floydada, TX?
Floydada has 2 banks with 2 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Floydada?
Prosperity Bank, with 1. First Texas National Bank has 1.
Is there a Prosperity Bank in Floydada, TX?
Yes. FDIC data lists 1 Prosperity Bank branch in Floydada as of September 5, 2026. The address and directions are under Prosperity Bank above.
Is there a First Texas National Bank in Floydada, TX?
Yes. FDIC data lists 1 First Texas National Bank branch in Floydada as of September 5, 2026, the main office at 124 S Main St. The address and directions are under First Texas National Bank above.
Is there a Chase in Floydada, TX?
No. FDIC data lists no Chase branch in Floydada as of September 5, 2026. The nearest is in Lubbock, about 41 miles away in a straight line.
Which banks in Floydada are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Floydada?
First Texas National Bank has its main office in Floydada, according to the FDIC.
What is the oldest bank in Floydada?
First Texas National Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1890.
Which credit unions can I join in Floydada?
Texas Tech Credit Union and Texas Plains Credit Union have offices in Floydada. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Floydada in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Floydada?
Nearby cities with more banks include Plainview, Idalou, Abernathy. Plainview is 27 miles away with 8 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds