US Bank Directory

Banks in Idalou, TX

2 FDIC-insured banks operate 2 offices in Idalou, Texas.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Idalou

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Idalou, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Idalou

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: City Bank and First United Bank have the most locations in Idalou, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

City Bank 1 branch · main office Lubbock, TX Bank · 1

City Bank has 1 branch in Idalou, 35 across Texas and 36 nationwide. FDIC records list its main office in Lubbock, TX and show it operating since 1984. With $5.39 billion in total assets on June 30, 2026, it ranks No. 274 of 4,232 U.S. banks by total assets. The Idalou Branch at 304 W 1st St dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

City Bank: profile, branches and contacts
First United Bank 1 branch · main office Dimmitt, TX Bank · 1

First United Bank has 1 branch in Idalou, 25 across Texas and 25 nationwide. FDIC records list its main office in Dimmitt, TX and show it operating since 1907. With $2.41 billion in total assets on June 30, 2026, it ranks No. 516 of 4,232 U.S. banks by total assets. The Idalou Branch at 930 Frontage Rd dates to 1955 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First United Bank: profile, branches and contacts

Banking in Idalou: the local picture

Short answer: 2 banks run 2 branches in Idalou according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Idalou, 2 elsewhere in Texas, according to the FDIC.

The bank with the longest record here is First United Bank, operating since 1907 according to the FDIC. In FDIC branch records, the longest-running branch is First United Bank's office at 930 Frontage Rd, dating to 1955; the newest is City Bank's at 304 W 1st St, from 2007.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Idalou, and where the nearest one is if they do not.

Short answer: No branches in Idalou: Chase (nearest in Lubbock, 12 mi), Wells Fargo (nearest in Lubbock, 11 mi), Bank of America (nearest in Lubbock, 12 mi), PNC Bank (nearest in Lubbock, 15 mi), U.S. Bank (nearest in Dallas, 286 mi), Truist (nearest in Midland, 117 mi), Fifth Third Bank (nearest in Fort Worth, 255 mi), Huntington (nearest in Goldthwaite, 237 mi), Regions Bank (nearest in Fort Worth, 258 mi), TD Bank, BMO (nearest in Dallas, 289 mi).

BankIn IdalouNearest branch if none here
ChaseNoneLubbock, 12 miles away
Wells FargoNoneLubbock, 11 miles away
Bank of AmericaNoneLubbock, 12 miles away
PNC BankNoneLubbock, 15 miles away
U.S. BankNoneDallas, 286 miles away
TruistNoneMidland, 117 miles away
Fifth Third BankNoneFort Worth, 255 miles away
HuntingtonNoneGoldthwaite, 237 miles away
Regions BankNoneFort Worth, 258 miles away
TD BankNonenone in Texas
BMONoneDallas, 289 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Idalou to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Idalou residents like anyone else.

Banks near Idalou

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Abernathy (15 miles) and Lubbock (15 miles). Lubbock, 15 miles away, has the most banks nearby: 27.

Bank branch openings and closings in Idalou

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Idalou between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Idalou by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Idalou offices.

Short answer: City Bank is the largest bank with offices in Idalou, with $5.39 billion in total assets on June 30, 2026, No. 274 among U.S. banks by total assets. First United Bank is second with $2.41 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
City Bank$5.39 billionNo. 2741Lubbock, TX
First United Bank$2.41 billionNo. 5161Dimmitt, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Idalou: FAQ

How many banks are in Idalou, TX?

Idalou has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Idalou?

City Bank, with 1. First United Bank has 1.

Is there a City Bank in Idalou, TX?

Yes. FDIC data lists 1 City Bank branch in Idalou as of September 5, 2026. The address and directions are under City Bank above.

Is there a First United Bank in Idalou, TX?

Yes. FDIC data lists 1 First United Bank branch in Idalou as of September 5, 2026. The address and directions are under First United Bank above.

Is there a Chase in Idalou, TX?

No. FDIC data lists no Chase branch in Idalou as of September 5, 2026. The nearest is in Lubbock, about 12 miles away in a straight line.

What is the oldest bank in Idalou?

First United Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1907.

Did any bank branches open or close in Idalou in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Idalou?

Nearby cities with more banks include Abernathy, Lubbock, Slaton. Abernathy is 15 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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