US Bank Directory
Banks in Loraine, TX
1 FDIC-insured bank operates 1 office in Loraine, Texas.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Loraine
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Loraine, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Loraine
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Lone Oak Bank is the only bank with an office in Loraine. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Lone Oak Bank Bank · 1
Lone Oak Bank has 1 branch in Loraine, 2 across Texas and 2 nationwide. FDIC records list its main office in Eldorado, TX and show it operating since 1907. With $119.6 million in total assets on June 30, 2026, it ranks No. 3,553 of 4,232 U.S. banks by total assets. The Loraine Branch at 100 S Main Street dates to 1908 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Loraine Branch100 S Main Street, 79532
Banking in Loraine: the local picture
Short answer: 1 bank runs 1 branch in Loraine according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Lone Oak Bank has its main office in Eldorado, TX, according to the FDIC.
The bank with the longest record here is Lone Oak Bank, operating since 1907 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Loraine, and where the nearest one is if they do not.
Short answer: No branches in Loraine: Chase (nearest in Abilene, 56 mi), Wells Fargo (nearest in Big Spring, 46 mi), Bank of America (nearest in Abilene, 56 mi), PNC Bank (nearest in Big Spring, 46 mi), U.S. Bank (nearest in Dallas, 229 mi), Truist (nearest in Midland, 87 mi), Fifth Third Bank (nearest in Ingram, 184 mi), Huntington (nearest in Goldthwaite, 142 mi), Regions Bank (nearest in Fort Worth, 197 mi), TD Bank, BMO (nearest in Dallas, 229 mi).
| Bank | In Loraine | Nearest branch if none here |
|---|---|---|
| Chase | None | Abilene, 56 miles away |
| Wells Fargo | None | Big Spring, 46 miles away |
| Bank of America | None | Abilene, 56 miles away |
| PNC Bank | None | Big Spring, 46 miles away |
| U.S. Bank | None | Dallas, 229 miles away |
| Truist | None | Midland, 87 miles away |
| Fifth Third Bank | None | Ingram, 184 miles away |
| Huntington | None | Goldthwaite, 142 miles away |
| Regions Bank | None | Fort Worth, 197 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 229 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Loraine to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Loraine residents like anyone else.
Banks near Loraine
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Colorado City (9 miles) and Sweetwater (18 miles). Abilene, 56 miles away, has the most banks nearby: 15.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Colorado City, TX | 9 mi | 2 | 2 |
| Banks in Sweetwater, TX | 18 mi | 3 | 3 |
| Banks in Snyder, TX | 24 mi | 5 | 5 |
| Banks in Merkel, TX | 41 mi | 2 | 2 |
| Banks in Big Spring, TX | 46 mi | 7 | 8 |
| Banks in Abilene, TX | 56 mi | 15 | 34 |
| Banks in Ballinger, TX | 65 mi | 2 | 2 |
| Banks in Stamford, TX | 65 mi | 2 | 2 |
Bank branch openings and closings in Loraine
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Loraine between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Loraine by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Loraine offices.
Short answer: Lone Oak Bank is the largest bank with offices in Loraine, with $119.6 million in total assets on June 30, 2026, No. 3,553 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Lone Oak Bank | $119.6 million | No. 3,553 | 1 | Eldorado, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Loraine: FAQ
How many banks are in Loraine, TX?
Loraine has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Lone Oak Bank in Loraine, TX?
Yes. FDIC data lists 1 Lone Oak Bank branch in Loraine as of September 5, 2026. The address and directions are under Lone Oak Bank above.
Is there a Chase in Loraine, TX?
No. FDIC data lists no Chase branch in Loraine as of September 5, 2026. The nearest is in Abilene, about 56 miles away in a straight line.
What is the oldest bank in Loraine?
Lone Oak Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1907.
Did any bank branches open or close in Loraine in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Loraine?
Nearby cities with more banks include Colorado City, Sweetwater, Snyder. Colorado City is 9 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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