Banks in Merkel, TX

Bank branch map: Merkel

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Merkel, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Merkel

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Prosperity Bank and First Financial Bank have the most locations in Merkel, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Financial Bank 1 branch · main office Abilene, TX Bank · 1

First Financial Bank has 1 branch in Merkel, 83 across Texas and 83 nationwide. FDIC records list its main office in Abilene, TX and show it operating since 1889. With $15.23 billion in total assets on June 30, 2026, it ranks No. 127 of 4,232 U.S. banks by total assets. The Merkel Branch at 301 Edwards dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Merkel Branch

  301 Edwards, 79536

  Hours: see the bank's site
  DirectionsWebsite

First Financial Bank: profile, branches and contacts

Prosperity Bank 1 branch · main office El Campo, TX Bank · 1

Prosperity Bank has 1 branch in Merkel, 388 across Texas and 354 nationwide. FDIC records list its main office in El Campo, TX and show it operating since 1949. With $43.88 billion in total assets on June 30, 2026, it ranks No. 54 of 4,232 U.S. banks by total assets. The Merkel Branch at 111 Edwards dates to 1904 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Merkel Branch

  111 Edwards, 79536

  Hours: see the bank's site
  DirectionsWebsite

Prosperity Bank: profile, branches and contacts

Banking in Merkel: the local picture

Short answer: 2 banks run 2 branches in Merkel according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Merkel, 2 elsewhere in Texas, according to the FDIC.

The bank with the longest record here is First Financial Bank, operating since 1889 according to the FDIC. In FDIC branch records, the longest-running branch is Prosperity Bank's office at 111 Edwards, dating to 1904; the newest is First Financial Bank's at 301 Edwards, from 2008.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Merkel, and where the nearest one is if they do not.

Short answer: No branches in Merkel: Chase (nearest in Abilene, 15 mi), Wells Fargo (nearest in San Angelo, 73 mi), Bank of America (nearest in Abilene, 16 mi), PNC Bank (nearest in Big Spring, 87 mi), U.S. Bank (nearest in Dallas, 188 mi), Truist (nearest in Midland, 127 mi), Fifth Third Bank (nearest in Fort Worth, 152 mi), Huntington (nearest in Goldthwaite, 110 mi), Regions Bank (nearest in Fort Worth, 155 mi), TD Bank, BMO (nearest in Dallas, 188 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Merkel to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Merkel residents like anyone else.

Banks near Merkel

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Abilene (16 miles) and Sweetwater (23 miles). Abilene, 16 miles away, has the most banks nearby: 15.

Bank branch openings and closings in Merkel

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Merkel between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Merkel by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Merkel offices.

Short answer: Prosperity Bank is the largest bank with offices in Merkel, with $43.88 billion in total assets on June 30, 2026, No. 54 among U.S. banks by total assets. First Financial Bank is second with $15.23 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Merkel: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.