US Bank Directory

Banks in Sweetwater, TX

3 FDIC-insured banks operate 3 offices in Sweetwater, Texas, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Sweetwater

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Sweetwater, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Sweetwater

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Financial Bank, Cornerstone Capital Bank, SSB and Texas National Bank have the most locations in Sweetwater, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Cornerstone Capital Bank, SSB 1 branch · main office Houston, TX Bank · 1

Cornerstone Capital Bank, SSB has 1 branch in Sweetwater, 17 across Texas and 19 nationwide. FDIC records list its main office in Houston, TX and show it operating since 1906. With $3.67 billion in total assets on June 30, 2026, it ranks No. 357 of 4,232 U.S. banks by total assets. The Roscoe Bank Sweetwater Branch at 209 Cedar St dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Roscoe Bank Sweetwater Branch
    209 Cedar St, 79556
    Hours: see the bank's site
Cornerstone Capital Bank, SSB: profile, branches and contacts
First Financial Bank 1 branch · main office Abilene, TX Bank · 1

First Financial Bank has 1 branch in Sweetwater, 83 across Texas and 83 nationwide. FDIC records list its main office in Abilene, TX and show it operating since 1889. With $15.23 billion in total assets on June 30, 2026, it ranks No. 127 of 4,232 U.S. banks by total assets. The First Financial Sweetwater Branch at 201 Elm St dates to 1948 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • First Financial Sweetwater Branch
    201 Elm St, 79556
    Hours: see the bank's site
First Financial Bank: profile, branches and contacts
Sweetwater Regional Credit Union 1 office · main office Sweetwater, TX Credit union · 1

Sweetwater Regional Credit Union has 1 office in Sweetwater, 2 across Texas. It is based in Sweetwater, TX and $6.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    1900 Preston Rd, 79556
    (325) 235-4319Today 9 am to 4:30 pm
    All hours

    Mon to Fri 9 am to 4:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Sweetwater Regional Credit Union: profile, branches and contacts
Texas National Bank 1 branch · main office Sweetwater, TX Bank · 1

Texas National Bank has 1 branch in Sweetwater, 2 across Texas and 2 nationwide. FDIC records list its main office in Sweetwater, TX and show it operating since 1995. With $139.1 million in total assets on June 30, 2026, it ranks No. 3,405 of 4,232 U.S. banks by total assets. Its main office at 400 E Broadway St dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    400 E Broadway St, 79556
    Hours: see the bank's site
Texas National Bank: profile, branches and contacts

Join a credit union in Sweetwater

1 credit union has 1 office here: Sweetwater Regional Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Sweetwater page has every office in the state's directory.

Banking in Sweetwater: the local picture

Short answer: 3 banks run 3 branches in Sweetwater according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 1 has its main office in Sweetwater, 2 elsewhere in Texas, according to the FDIC.

The bank with the longest record here is First Financial Bank, operating since 1889 according to the FDIC. In FDIC branch records, the longest-running branch is First Financial Bank's office at 201 Elm St, dating to 1948; the newest is Cornerstone Capital Bank, SSB's at 209 Cedar St, from 1996.

The only credit union with an office here is Sweetwater Regional Credit Union.

Of the 1 location with published hours. None open on Saturday. 3 locations have no published hours in these sources.

Saturday hours in Sweetwater

Short answer: None of the 1 Sweetwater location with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Sweetwater, and where the nearest one is if they do not.

Short answer: No branches in Sweetwater: Chase (nearest in Abilene, 38 mi), Wells Fargo (nearest in Big Spring, 64 mi), Bank of America (nearest in Abilene, 38 mi), PNC Bank (nearest in Big Spring, 64 mi), U.S. Bank (nearest in Dallas, 211 mi), Truist (nearest in Midland, 105 mi), Fifth Third Bank (nearest in Fort Worth, 175 mi), Huntington (nearest in Goldthwaite, 129 mi), Regions Bank (nearest in Fort Worth, 178 mi), TD Bank, BMO (nearest in Dallas, 211 mi).

BankIn SweetwaterNearest branch if none here
ChaseNoneAbilene, 38 miles away
Wells FargoNoneBig Spring, 64 miles away
Bank of AmericaNoneAbilene, 38 miles away
PNC BankNoneBig Spring, 64 miles away
U.S. BankNoneDallas, 211 miles away
TruistNoneMidland, 105 miles away
Fifth Third BankNoneFort Worth, 175 miles away
HuntingtonNoneGoldthwaite, 129 miles away
Regions BankNoneFort Worth, 178 miles away
TD BankNonenone in Texas
BMONoneDallas, 211 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sweetwater to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sweetwater residents like anyone else.

Banks near Sweetwater

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Merkel (23 miles) and Colorado City (27 miles). Abilene, 39 miles away, has the most banks nearby: 15.

Bank branch openings and closings in Sweetwater

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Sweetwater between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Sweetwater

Short answer: 2 institutions have their main office in Sweetwater: Texas National Bank and Sweetwater Regional Credit Union.

InstitutionTypeTotal assets, June 30, 2026Offices here
Texas National BankBank$139.1 million1
Sweetwater Regional Credit UnionCredit union$6.5 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Sweetwater by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sweetwater offices.

Short answer: First Financial Bank is the largest bank with offices in Sweetwater, with $15.23 billion in total assets on June 30, 2026, No. 127 among U.S. banks by total assets. Cornerstone Capital Bank, SSB is second with $3.67 billion. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First Financial Bank$15.23 billionNo. 1271Abilene, TX
Cornerstone Capital Bank, SSB$3.67 billionNo. 3571Houston, TX
Texas National Bank$139.1 millionNo. 3,4051Sweetwater, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Sweetwater: FAQ

How many banks are in Sweetwater, TX?

Sweetwater has 3 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Sweetwater?

First Financial Bank, with 1. Cornerstone Capital Bank, SSB has 1 and Texas National Bank has 1.

Is there a First Financial Bank in Sweetwater, TX?

Yes. FDIC data lists 1 First Financial Bank branch in Sweetwater as of September 5, 2026. The address and directions are under First Financial Bank above.

Is there a Cornerstone Capital Bank, SSB in Sweetwater, TX?

Yes. FDIC data lists 1 Cornerstone Capital Bank, SSB branch in Sweetwater as of September 5, 2026. The address and directions are under Cornerstone Capital Bank, SSB above.

Is there a Texas National Bank in Sweetwater, TX?

Yes. FDIC data lists 1 Texas National Bank branch in Sweetwater as of September 5, 2026, the main office at 400 E Broadway St. The address and directions are under Texas National Bank above.

Is there a Chase in Sweetwater, TX?

No. FDIC data lists no Chase branch in Sweetwater as of September 5, 2026. The nearest is in Abilene, about 38 miles away in a straight line.

Which banks in Sweetwater are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 3 locations do not publish hours in our sources; call ahead.

Which banks are headquartered in Sweetwater?

Texas National Bank and Sweetwater Regional Credit Union have their main office in Sweetwater, according to the FDIC and the NCUA.

What is the oldest bank in Sweetwater?

First Financial Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1889.

Which credit unions can I join in Sweetwater?

Sweetwater Regional Credit Union has an office in Sweetwater. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Sweetwater in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Sweetwater?

Nearby cities with more banks include Merkel, Colorado City, Snyder. Merkel is 23 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds