US Bank Directory
Banks in Lockney, TX
1 FDIC-insured bank operates 1 office in Lockney, Texas.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Lockney
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Lockney, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Lockney
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Centennial Bank is the only bank with an office in Lockney. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Centennial Bank Bank · 1
Centennial Bank has 1 branch in Lockney, 61 across Texas and 243 nationwide. FDIC records list its main office in Conway, AR and show it operating since 1903. With $24.55 billion in total assets on June 30, 2026, it ranks No. 89 of 4,232 U.S. banks by total assets. The Lockney Branch at 201 North Main Street dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lockney Branch201 North Main Street, 79241
Banking in Lockney: the local picture
Short answer: 1 bank runs 1 branch in Lockney according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Centennial Bank has its main office in Conway, AR, according to the FDIC.
The bank with the longest record here is Centennial Bank, operating since 1903 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Lockney, and where the nearest one is if they do not.
Short answer: No branches in Lockney: Chase (nearest in Lubbock, 45 mi), Wells Fargo (nearest in Plainview, 16 mi), Bank of America (nearest in Lubbock, 45 mi), PNC Bank (nearest in Lubbock, 49 mi), U.S. Bank (nearest in Dallas, 279 mi), Truist (nearest in Midland, 152 mi), Fifth Third Bank (nearest in Fort Worth, 251 mi), Huntington (nearest in Goldthwaite, 249 mi), Regions Bank (nearest in Fort Worth, 254 mi), TD Bank, BMO (nearest in Dallas, 283 mi).
| Bank | In Lockney | Nearest branch if none here |
|---|---|---|
| Chase | None | Lubbock, 45 miles away |
| Wells Fargo | None | Plainview, 16 miles away |
| Bank of America | None | Lubbock, 45 miles away |
| PNC Bank | None | Lubbock, 49 miles away |
| U.S. Bank | None | Dallas, 279 miles away |
| Truist | None | Midland, 152 miles away |
| Fifth Third Bank | None | Fort Worth, 251 miles away |
| Huntington | None | Goldthwaite, 249 miles away |
| Regions Bank | None | Fort Worth, 254 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 283 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lockney to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lockney residents like anyone else.
Banks near Lockney
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Floydada (11 miles) and Plainview (18 miles). Plainview, 18 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Floydada, TX | 11 mi | 2 | 2 |
| Banks in Plainview, TX | 18 mi | 8 | 9 |
| Banks in Silverton, TX | 25 mi | 2 | 2 |
| Banks in Abernathy, TX | 31 mi | 2 | 2 |
| Banks in Tulia, TX | 34 mi | 3 | 3 |
| Banks in Idalou, TX | 35 mi | 2 | 2 |
| Banks in Olton, TX | 40 mi | 2 | 2 |
| Banks in Shallowater, TX | 44 mi | 2 | 2 |
Bank branch openings and closings in Lockney
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lockney between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Lockney by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lockney offices.
Short answer: Centennial Bank is the largest bank with offices in Lockney, with $24.55 billion in total assets on June 30, 2026, No. 89 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Centennial Bank | $24.55 billion | No. 89 | 1 | Conway, AR |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lockney: FAQ
How many banks are in Lockney, TX?
Lockney has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Centennial Bank in Lockney, TX?
Yes. FDIC data lists 1 Centennial Bank branch in Lockney as of September 5, 2026. The address and directions are under Centennial Bank above.
Is there a Chase in Lockney, TX?
No. FDIC data lists no Chase branch in Lockney as of September 5, 2026. The nearest is in Lubbock, about 45 miles away in a straight line.
What is the oldest bank in Lockney?
Centennial Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1903.
Did any bank branches open or close in Lockney in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lockney?
Nearby cities with more banks include Floydada, Plainview, Silverton. Floydada is 11 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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