US Bank Directory
Banks in Kemp, TX
1 FDIC-insured bank operates 1 office in Kemp, Texas.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Kemp
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Kemp, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Kemp
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Harmony Bank is the only bank with an office in Kemp. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Harmony Bank Bank · 1
Harmony Bank has 1 branch in Kemp, 12 across Texas and 12 nationwide. FDIC records list its main office in Dallas, TX and show it operating since 2005. With $855.3 million in total assets on June 30, 2026, it ranks No. 1,191 of 4,232 U.S. banks by total assets. The Kemp Branch at 100 S State Highway 274 dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kemp Branch100 S State Highway 274, 75143
Banking in Kemp: the local picture
Short answer: 1 bank runs 1 branch in Kemp according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Harmony Bank has its main office in Dallas, TX, according to the FDIC.
The bank with the longest record here is Harmony Bank, operating since 2005 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Kemp, and where the nearest one is if they do not.
Short answer: No branches in Kemp: Chase (nearest in Forney, 25 mi), Wells Fargo (nearest in Kaufman, 11 mi), Bank of America (nearest in Forney, 26 mi), PNC Bank (nearest in Kaufman, 11 mi), U.S. Bank (nearest in Dallas, 49 mi), Truist (nearest in Mesquite, 34 mi), Fifth Third Bank (nearest in Mesquite, 35 mi), Huntington (nearest in Mesquite, 37 mi), Regions Bank (nearest in Lancaster, 34 mi), TD Bank, BMO (nearest in Dallas, 42 mi).
| Bank | In Kemp | Nearest branch if none here |
|---|---|---|
| Chase | None | Forney, 25 miles away |
| Wells Fargo | None | Kaufman, 11 miles away |
| Bank of America | None | Forney, 26 miles away |
| PNC Bank | None | Kaufman, 11 miles away |
| U.S. Bank | None | Dallas, 49 miles away |
| Truist | None | Mesquite, 34 miles away |
| Fifth Third Bank | None | Mesquite, 35 miles away |
| Huntington | None | Mesquite, 37 miles away |
| Regions Bank | None | Lancaster, 34 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 42 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Kemp to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Kemp residents like anyone else.
Banks near Kemp
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Seven Points (8 miles) and Mabank (9 miles). Canton, 22 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Seven Points, TX | 8 mi | 2 | 3 |
| Banks in Mabank, TX | 9 mi | 2 | 2 |
| Banks in Gun Barrel City, TX | 9 mi | 4 | 4 |
| Banks in Kaufman, TX | 11 mi | 3 | 3 |
| Banks in Terrell, TX | 22 mi | 3 | 4 |
| Banks in Malakoff, TX | 22 mi | 2 | 2 |
| Banks in Canton, TX | 22 mi | 6 | 6 |
| Banks in Wills Point, TX | 23 mi | 2 | 2 |
Bank branch openings and closings in Kemp
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Kemp between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Kemp by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Kemp offices.
Short answer: Harmony Bank is the largest bank with offices in Kemp, with $855.3 million in total assets on June 30, 2026, No. 1,191 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Harmony Bank | $855.3 million | No. 1,191 | 1 | Dallas, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Kemp: FAQ
How many banks are in Kemp, TX?
Kemp has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Harmony Bank in Kemp, TX?
Yes. FDIC data lists 1 Harmony Bank branch in Kemp as of September 5, 2026. The address and directions are under Harmony Bank above.
Is there a Chase in Kemp, TX?
No. FDIC data lists no Chase branch in Kemp as of September 5, 2026. The nearest is in Forney, about 25 miles away in a straight line.
What is the oldest bank in Kemp?
Harmony Bank has the longest record among banks with a branch here: the FDIC shows it operating since 2005.
Did any bank branches open or close in Kemp in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Kemp?
Nearby cities with more banks include Seven Points, Mabank, Gun Barrel City. Seven Points is 8 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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