Banks in Junction, TX

Bank branch map: Junction

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Junction, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Junction

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Junction National Bank and First State Bank have the most locations in Junction, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First State Bank 1 branch · main office Junction, TX Bank · 1

First State Bank has 1 branch in Junction, 1 across Texas and 1 nationwide. FDIC records list its main office in Junction, TX and show it operating since 1947. With $58.2 million in total assets on June 30, 2026, it ranks No. 3,999 of 4,232 U.S. banks by total assets. Its main office at 601 College St dates to 1947 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  601 College St, 76849

  Hours: see the bank's site
  DirectionsWebsite

First State Bank: profile, branches and contacts

Junction National Bank 1 branch · main office Junction, TX Bank · 1

Junction National Bank has 1 branch in Junction, 1 across Texas and 1 nationwide. FDIC records list its main office in Junction, TX and show it operating since 1935. With $93.0 million in total assets on June 30, 2026, it ranks No. 3,749 of 4,232 U.S. banks by total assets. Its main office at 701 Main St dates to 1935 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  701 Main St, 76849

  Hours: see the bank's site
  DirectionsWebsite

Junction National Bank: profile, branches and contacts

Kerr County Credit Union 1 office · main office Kerrville, TX Credit union · 1

Kerr County Credit Union has 1 office in Junction, 4 across Texas. It is based in Kerrville, TX and $156.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Junction Branch

  2200 Main St, 76849

  (325) 446-9300Today 8:30 am to 5 pm

  All hours

  Mon to Fri 8:30 am to 5 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Kerr County Credit Union: profile, branches and contacts

Join a credit union in Junction

1 credit union has 1 office here: Kerr County Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Junction page has every office in the state's directory.

Banking in Junction: the local picture

Short answer: 2 banks run 2 branches in Junction according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 2 have their main office in Junction, according to the FDIC.

The bank with the longest record here is Junction National Bank, operating since 1935 according to the FDIC. In FDIC branch records, the longest-running branch is Junction National Bank's office at 701 Main St, dating to 1935; the newest is First State Bank's at 601 College St, from 1947.

The only credit union with an office here is Kerr County Credit Union.

Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Junction

Short answer: None of the 1 Junction location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Junction, and where the nearest one is if they do not.

Short answer: No branches in Junction: Chase (nearest in Fredericksburg, 55 mi), Wells Fargo (nearest in Kerrville, 48 mi), Bank of America (nearest in Boerne, 78 mi), PNC Bank (nearest in Kerrville, 48 mi), U.S. Bank (nearest in Dallas, 242 mi), Truist (nearest in San Antonio, 96 mi), Fifth Third Bank (nearest in Ingram, 43 mi), Huntington (nearest in Mason, 36 mi), Regions Bank (nearest in Cedar Park, 116 mi), TD Bank, BMO (nearest in Dallas, 236 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Junction to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Junction residents like anyone else.

Banks near Junction

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Menard (30 miles) and Mason (37 miles). Kerrville, 48 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Junction

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Junction between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Junction

Short answer: 2 institutions have their main office in Junction: Junction National Bank and First State Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Junction by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Junction offices.

Short answer: Junction National Bank is the largest bank with offices in Junction, with $93.0 million in total assets on June 30, 2026, No. 3,749 among U.S. banks by total assets. First State Bank is second with $58.2 million. 2 of the 2 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Junction: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.