US Bank Directory
Banks in Elkhart, TX
1 FDIC-insured bank operates 1 office in Elkhart, Texas.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Elkhart
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Elkhart, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Elkhart
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Commercial Bank of Texas is the only bank with an office in Elkhart. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Commercial Bank of Texas Bank · 1
Commercial Bank of Texas has 1 branch in Elkhart, 24 across Texas and 24 nationwide. FDIC records list its main office in Nacogdoches, TX and show it operating since 1901. With $1.69 billion in total assets on June 30, 2026, it ranks No. 671 of 4,232 U.S. banks by total assets. The Elkhart Branch at 109 W Parker St dates to 1911 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Elkhart Branch109 W Parker St, 75839
Banking in Elkhart: the local picture
Short answer: 1 bank runs 1 branch in Elkhart according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Commercial Bank of Texas has its main office in Nacogdoches, TX, according to the FDIC.
The bank with the longest record here is Commercial Bank of Texas, operating since 1901 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Elkhart, and where the nearest one is if they do not.
Short answer: No branches in Elkhart: Chase (nearest in Tyler, 48 mi), Wells Fargo (nearest in Centerville, 35 mi), Bank of America (nearest in Tyler, 48 mi), PNC Bank (nearest in Tyler, 50 mi), U.S. Bank (nearest in Dallas, 116 mi), Truist (nearest in Bryan, 81 mi), Fifth Third Bank (nearest in The Woodlands, 100 mi), Huntington (nearest in Alto, 30 mi), Regions Bank (nearest in Palestine, 8 mi), TD Bank, BMO (nearest in Dallas, 108 mi).
| Bank | In Elkhart | Nearest branch if none here |
|---|---|---|
| Chase | None | Tyler, 48 miles away |
| Wells Fargo | None | Centerville, 35 miles away |
| Bank of America | None | Tyler, 48 miles away |
| PNC Bank | None | Tyler, 50 miles away |
| U.S. Bank | None | Dallas, 116 miles away |
| Truist | None | Bryan, 81 miles away |
| Fifth Third Bank | None | The Woodlands, 100 miles away |
| Huntington | None | Alto, 30 miles away |
| Regions Bank | None | Palestine, 8 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 108 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Elkhart to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Elkhart residents like anyone else.
Banks near Elkhart
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Palestine (9 miles) and Grapeland (11 miles). Palestine, 9 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Palestine, TX | 9 mi | 9 | 10 |
| Banks in Grapeland, TX | 11 mi | 2 | 3 |
| Banks in Crockett, TX | 23 mi | 4 | 4 |
| Banks in Rusk, TX | 28 mi | 4 | 4 |
| Banks in Jacksonville, TX | 29 mi | 6 | 7 |
| Banks in Buffalo, TX | 31 mi | 2 | 2 |
| Banks in Centerville, TX | 35 mi | 3 | 3 |
| Banks in Fairfield, TX | 35 mi | 3 | 3 |
Bank branch openings and closings in Elkhart
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Elkhart between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Elkhart by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Elkhart offices.
Short answer: Commercial Bank of Texas is the largest bank with offices in Elkhart, with $1.69 billion in total assets on June 30, 2026, No. 671 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Commercial Bank of Texas | $1.69 billion | No. 671 | 1 | Nacogdoches, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Elkhart: FAQ
How many banks are in Elkhart, TX?
Elkhart has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Commercial Bank of Texas in Elkhart, TX?
Yes. FDIC data lists 1 Commercial Bank of Texas branch in Elkhart as of September 5, 2026. The address and directions are under Commercial Bank of Texas above.
Is there a Chase in Elkhart, TX?
No. FDIC data lists no Chase branch in Elkhart as of September 5, 2026. The nearest is in Tyler, about 48 miles away in a straight line.
What is the oldest bank in Elkhart?
Commercial Bank of Texas has the longest record among banks with a branch here: the FDIC shows it operating since 1901.
Did any bank branches open or close in Elkhart in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Elkhart?
Nearby cities with more banks include Palestine, Grapeland, Crockett. Palestine is 9 miles away with 9 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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