US Bank Directory

Banks in Rusk, TX

4 FDIC-insured banks operate 4 offices in Rusk, Texas, and 3 credit unions have 3 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Rusk

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 7 banks and credit unions operate 7 locations in Rusk, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

7 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Rusk

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 4 banks share the most locations in Rusk, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Anderson County Credit Union 1 office · main office Palestine, TX Credit union · 1

Anderson County Credit Union has 1 office in Rusk, 3 across Texas. It is based in Palestine, TX and $27.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Cherokee County Fcu
    144 N Henderson St, 75785
    (903) 683-2527Today 9 am to 4:30 pm
    All hours

    Mon to Fri 9 am to 4:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Anderson County Credit Union: profile, branches and contacts
Austin Bank, Texas 1 branch · main office Jacksonville, TX Bank · 1

Austin Bank, Texas has 1 branch in Rusk, 39 across Texas and 39 nationwide. FDIC records list its main office in Jacksonville, TX and show it operating since 1900. With $3.33 billion in total assets on June 30, 2026, it ranks No. 386 of 4,232 U.S. banks by total assets. The Rusk Branch at 216 S Main St dates to 1907 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Austin Bank, Texas: profile, branches and contacts
Cherokee County Credit Union 1 office · main office Rusk, TX Credit union · 1

Cherokee County Credit Union has 1 office in Rusk, 2 across Texas. It is based in Rusk, TX and $45.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    144 N Henderson St, 75785
    (903) 683-2527Today 9 am to 4 pm
    All hours

    Mon to Fri 9 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Cherokee County Credit Union: profile, branches and contacts
Cherokee County Teachers Credit Union 1 office · main office Rusk, TX Credit union · 1

Cherokee County Teachers Credit Union has 1 office in Rusk, 1 across Texas. It is based in Rusk, TX and $13.7 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.

Who can join: see the credit union's site.

Cherokee County Teachers Credit Union: profile, branches and contacts
Citizens 1st Bank 1 branch · main office Tyler, TX Bank · 1

Citizens 1st Bank has 1 branch in Rusk, 4 across Texas and 4 nationwide. FDIC records list its main office in Tyler, TX and show it operating since 1920. With $811.0 million in total assets on June 30, 2026, it ranks No. 1,248 of 4,232 U.S. banks by total assets. The Rusk Branch at 125 N Main St dates to 1990 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Citizens 1st Bank: profile, branches and contacts
Prosperity Bank 1 branch · main office El Campo, TX Bank · 1

Prosperity Bank has 1 branch in Rusk, 388 across Texas and 354 nationwide. FDIC records list its main office in El Campo, TX and show it operating since 1949. With $43.88 billion in total assets on June 30, 2026, it ranks No. 54 of 4,232 U.S. banks by total assets. The Rusk Branch at 147 E 4th St dates to 1992 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Prosperity Bank: profile, branches and contacts
Texas National Bank of Jacksonville 1 branch · main office Jacksonville, TX Bank · 1

Texas National Bank of Jacksonville has 1 branch in Rusk, 9 across Texas and 9 nationwide. FDIC records list its main office in Jacksonville, TX and show it operating since 1985. With $852.4 million in total assets on June 30, 2026, it ranks No. 1,197 of 4,232 U.S. banks by total assets. The Rusk Branch at 484 N Main St dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Texas National Bank of Jacksonville: profile, branches and contacts

Join a credit union in Rusk

3 credit unions have 3 offices here: Cherokee County Credit Union, Anderson County Credit Union and Cherokee County Teachers Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Rusk page has every office in the state's directory.

Banking in Rusk: the local picture

Short answer: 4 banks run 4 branches in Rusk according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Rusk, 4 elsewhere in Texas, according to the FDIC.

The bank with the longest record here is Austin Bank, Texas, operating since 1900 according to the FDIC. In FDIC branch records, the longest-running branch is Austin Bank, Texas's office at 216 S Main St, dating to 1907; the newest is Texas National Bank of Jacksonville's at 484 N Main St, from 2002.

3 credit unions have 3 offices in Rusk, according to the NCUA. Who can join each one is on the credit unions page.

Of the 2 locations with published hours. None open on Saturday. 5 locations have no published hours in these sources.

Saturday hours in Rusk

Short answer: None of the 2 Rusk locations with published hours lists Saturday hours. 5 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Rusk, and where the nearest one is if they do not.

Short answer: No branches in Rusk: Chase (nearest in Tyler, 34 mi), Wells Fargo (nearest in Centerville, 61 mi), Bank of America (nearest in Tyler, 35 mi), PNC Bank (nearest in Tyler, 36 mi), U.S. Bank (nearest in Dallas, 125 mi), Truist (nearest in Bryan, 106 mi), Fifth Third Bank (nearest in Mesquite, 111 mi), Huntington (nearest in Alto, 11 mi), Regions Bank (nearest in Palestine, 28 mi), TD Bank, BMO (nearest in Dallas, 119 mi).

BankIn RuskNearest branch if none here
ChaseNoneTyler, 34 miles away
Wells FargoNoneCenterville, 61 miles away
Bank of AmericaNoneTyler, 35 miles away
PNC BankNoneTyler, 36 miles away
U.S. BankNoneDallas, 125 miles away
TruistNoneBryan, 106 miles away
Fifth Third BankNoneMesquite, 111 miles away
HuntingtonNoneAlto, 11 miles away
Regions BankNonePalestine, 28 miles away
TD BankNonenone in Texas
BMONoneDallas, 119 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Rusk to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Rusk residents like anyone else.

Banks near Rusk

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Jacksonville (13 miles) and Troup (24 miles). Nacogdoches, 32 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Rusk

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Rusk between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Rusk

Short answer: 2 institutions have their main office in Rusk: Cherokee County Credit Union and Cherokee County Teachers Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
Cherokee County Credit UnionCredit union$45.5 million1
Cherokee County Teachers Credit UnionCredit union$13.7 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Rusk by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Rusk offices.

Short answer: Prosperity Bank is the largest bank with offices in Rusk, with $43.88 billion in total assets on June 30, 2026, No. 54 among U.S. banks by total assets. Austin Bank, Texas is second with $3.33 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Prosperity Bank$43.88 billionNo. 541El Campo, TX
Austin Bank, Texas$3.33 billionNo. 3861Jacksonville, TX
Texas National Bank of Jacksonville$852.4 millionNo. 1,1971Jacksonville, TX
Citizens 1st Bank$811.0 millionNo. 1,2481Tyler, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Rusk: FAQ

How many banks are in Rusk, TX?

Rusk has 4 banks with 4 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Rusk?

Prosperity Bank, with 1. Austin Bank, Texas has 1 and Texas National Bank of Jacksonville has 1.

Is there a Prosperity Bank in Rusk, TX?

Yes. FDIC data lists 1 Prosperity Bank branch in Rusk as of September 5, 2026. The address and directions are under Prosperity Bank above.

Is there a Austin Bank, Texas in Rusk, TX?

Yes. FDIC data lists 1 Austin Bank, Texas branch in Rusk as of September 5, 2026. The address and directions are under Austin Bank, Texas above.

Is there a Texas National Bank of Jacksonville in Rusk, TX?

Yes. FDIC data lists 1 Texas National Bank of Jacksonville branch in Rusk as of September 5, 2026. The address and directions are under Texas National Bank of Jacksonville above.

Is there a Chase in Rusk, TX?

No. FDIC data lists no Chase branch in Rusk as of September 5, 2026. The nearest is in Tyler, about 34 miles away in a straight line.

Which banks in Rusk are open on Saturday?

None of the 2 locations with published hours lists Saturday hours. 5 locations do not publish hours in our sources; call ahead.

Which banks are headquartered in Rusk?

Cherokee County Credit Union and Cherokee County Teachers Credit Union have their main office in Rusk, according to the FDIC and the NCUA.

What is the oldest bank in Rusk?

Austin Bank, Texas has the longest record among banks with a branch here: the FDIC shows it operating since 1900.

Which credit unions can I join in Rusk?

Cherokee County Credit Union, Anderson County Credit Union and Cherokee County Teachers Credit Union have offices in Rusk. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Rusk in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Rusk?

Nearby cities with more banks include Jacksonville, Troup, Bullard. Jacksonville is 13 miles away with 6 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 3 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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