US Bank Directory
Banks in Nacogdoches, TX
10 FDIC-insured banks operate 16 offices in Nacogdoches, Texas, and 2 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Nacogdoches
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 12 banks and credit unions operate 20 locations in Nacogdoches, according to the FDIC and the NCUA. 20 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
20 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Nacogdoches
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Commercial Bank of Texas has the most locations in Nacogdoches, with 5. It is followed by Huntington (3). 8 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Commercial Bank of Texas Bank · 5
Commercial Bank of Texas has 5 branches in Nacogdoches, 24 across Texas and 24 nationwide. FDIC records list its main office in Nacogdoches, TX and show it operating since 1901. With $1.69 billion in total assets on June 30, 2026, it ranks No. 671 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Nacogdoches location is its main office at 215 E Main St, dating to 1901; the newest, at 222 Vista Blvd, to 2007. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office215 E Main St, 75961
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James Starr Branch1629 N University Dr, 75961
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Mobile Branch215 E Main St, 75961
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Stephen F Austin State University Branch222 Vista Blvd, 75962
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Stallings Branch4929 North St, 75965
Doches Credit Union Credit union · 3
Doches Credit Union has 3 officees in Nacogdoches, 5 across Texas. It is based in Nacogdoches, TX and $64.3 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Nacogdoches locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office920 Nw Stallings Dr, 75964
All hours
Mon to Fri 8:30 am to 5 pm; Sat 8 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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South St. Branch203 South St., 75961
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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University Branch823 S University Dr, 75961
Huntington Bank · 3
Huntington has 3 branches in Nacogdoches, 152 across Texas and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Nacogdoches location is the Nacogdoches North Street Branch at 2400 North St, dating to 1964; the newest, at 3704 North St, to 1991. It does not publish hours in the sources this page uses; check its site before you go.
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Nacogdoches North Street Branch2400 North St, 75965
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Nacogdoches South Street Branch2601 South St, 75964
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Nacogdoches Parker Road Branch3704 North St, 75965
Austin Bank, Texas Bank · 1
Austin Bank, Texas has 1 branch in Nacogdoches, 39 across Texas and 39 nationwide. FDIC records list its main office in Jacksonville, TX and show it operating since 1900. With $3.33 billion in total assets on June 30, 2026, it ranks No. 386 of 4,232 U.S. banks by total assets. The Nacogdoches Branch at 3120 North St dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Nacogdoches Branch3120 North St, 75965
Citizens 1st Bank Bank · 1
Citizens 1st Bank has 1 branch in Nacogdoches, 4 across Texas and 4 nationwide. FDIC records list its main office in Tyler, TX and show it operating since 1920. With $811.0 million in total assets on June 30, 2026, it ranks No. 1,248 of 4,232 U.S. banks by total assets. The Nacogdoches Branch at 3010 N University Dr dates to 1990 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Nacogdoches Branch3010 N University Dr, 75965
East Texas Professional Credit Union Credit union · 1
East Texas Professional Credit Union has 1 office in Nacogdoches, 22 across Texas. It is based in Longview, TX and $1.44 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Nacogdoches Office1407 Cardinal St, 75961
All hours
Mon to Fri 7:30 am to 6 pm; Sat 8 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Farmers State Bank Bank · 1
Farmers State Bank has 1 branch in Nacogdoches, 8 across Texas and 8 nationwide. FDIC records list its main office in Center, TX and show it operating since 1910. With $391.5 million in total assets on June 30, 2026, it ranks No. 2,105 of 4,232 U.S. banks by total assets. The Nacogdoches Lpo at 3540 Ne Stallings Dr dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Nacogdoches Lpo3540 Ne Stallings Dr, 75965
First National Bank Texas Bank · 1
First National Bank Texas has 1 branch in Nacogdoches, 298 across Texas and 357 nationwide. FDIC records list its main office in Killeen, TX and show it operating since 1901. With $4.64 billion in total assets on June 30, 2026, it ranks No. 302 of 4,232 U.S. banks by total assets. The Nacogdoches Banking Center Rc-611 at 4810 North St dates to 2011 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Nacogdoches Banking Center Rc-6114810 North St, 75965
Regions Bank Bank · 1
Regions Bank has 1 branch in Nacogdoches, 85 across Texas and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The University Dr Nacogdoches Branch at 3000 N University Dr dates to 1981 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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University Dr Nacogdoches Branch3000 N University Dr, 75965
Southside Bank Bank · 1
Southside Bank has 1 branch in Nacogdoches, 58 across Texas and 58 nationwide. FDIC records list its main office in Tyler, TX and show it operating since 1960. With $8.76 billion in total assets on June 30, 2026, it ranks No. 187 of 4,232 U.S. banks by total assets. The Nacogdoches Branch at 1009 N University Dr dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Nacogdoches Branch1009 N University Dr, 75961
Texas Bank Bank · 1
Texas Bank has 1 branch in Nacogdoches, 13 across Texas and 13 nationwide. FDIC records list its main office in Henderson, TX and show it operating since 1973. With $953.9 million in total assets on June 30, 2026, it ranks No. 1,086 of 4,232 U.S. banks by total assets. The Nacogdoches Branch at 500 North St dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Nacogdoches Branch500 North St, 75961
UBank Bank · 1
UBank has 1 branch in Nacogdoches, 8 across Texas and 8 nationwide. FDIC records list its main office in Huntington, TX and show it operating since 1961. With $1.05 billion in total assets on June 30, 2026, it ranks No. 1,011 of 4,232 U.S. banks by total assets. The Nacogdoches Branch at 4822 North St dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Nacogdoches Branch4822 North St, 75965
Join a credit union in Nacogdoches
2 credit unions have 4 offices here: Doches Credit Union and East Texas Professional Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Nacogdoches page has every office in the state's directory.
Banking in Nacogdoches: the local picture
Short answer: 10 banks run 16 branches in Nacogdoches according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 10 banks, 1 has its main office in Nacogdoches, 7 elsewhere in Texas and 2 out of state, according to the FDIC.
The bank with the longest record here is Huntington, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is Commercial Bank of Texas's office at 215 E Main St, dating to 1901; the newest is Farmers State Bank's at 3540 Ne Stallings Dr, from 2018.
2 credit unions have 4 offices in Nacogdoches, according to the NCUA. Who can join each one is on the credit unions page.
Of the 3 locations with published hours. 2 open on Saturday. 17 locations have no published hours in these sources.
Banks by ZIP code in Nacogdoches
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 75965 has the most bank and credit union offices in Nacogdoches (9), followed by 75961 (8) and 75964 (2). Offices are spread across 4 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 75965 | 9 | 8 | Huntington, Austin Bank, Texas, Citizens 1st Bank |
| 75961 | 8 | 5 | Commercial Bank of Texas, Doches Credit Union, East Texas Professional Credit Union |
| 75964 | 2 | 2 | Doches Credit Union, Huntington |
| 75962 | 1 | 1 | Commercial Bank of Texas |
Credit unions open on Saturday in Nacogdoches
Short answer: 2 of the 3 Nacogdoches locations with published hours open on Saturday, run by 2 institutions.
- Doches Credit Union: 1 of 3 offices (920 Nw Stallings Dr: Saturday 8 am to 12 pm)
- East Texas Professional Credit Union: 1 of 1 office (1407 Cardinal St: Saturday 8 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 17 of the 20 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Nacogdoches, and where the nearest one is if they do not.
Short answer: In Nacogdoches: Huntington (3), Regions Bank (1). No branches in Nacogdoches: Chase (nearest in Tyler, 59 mi), Wells Fargo (nearest in Centerville, 82 mi), Bank of America (nearest in Tyler, 60 mi), PNC Bank (nearest in San Augustine, 32 mi), U.S. Bank (nearest in Houston, 138 mi), Truist (nearest in Shenandoah, 110 mi), Fifth Third Bank (nearest in Shenandoah, 111 mi), TD Bank, BMO (nearest in Dallas, 150 mi).
| Bank | In Nacogdoches | Nearest branch if none here |
|---|---|---|
| Huntington | 3 branches | here |
| Regions Bank | 1 branch | here |
| Chase | None | Tyler, 59 miles away |
| Wells Fargo | None | Centerville, 82 miles away |
| Bank of America | None | Tyler, 60 miles away |
| PNC Bank | None | San Augustine, 32 miles away |
| U.S. Bank | None | Houston, 138 miles away |
| Truist | None | Shenandoah, 110 miles away |
| Fifth Third Bank | None | Shenandoah, 111 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 150 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Nacogdoches to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Nacogdoches residents like anyone else.
Banks near Nacogdoches
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Garrison (16 miles) and Lufkin (22 miles). Lufkin, 22 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Garrison, TX | 16 mi | 2 | 2 |
| Banks in Lufkin, TX | 22 mi | 11 | 19 |
| Banks in Timpson, TX | 24 mi | 2 | 2 |
| Banks in Huntington, TX | 25 mi | 2 | 2 |
| Banks in Center, TX | 30 mi | 6 | 9 |
| Banks in Diboll, TX | 31 mi | 2 | 2 |
| Banks in Rusk, TX | 32 mi | 4 | 4 |
| Banks in San Augustine, TX | 32 mi | 4 | 4 |
Bank branch openings and closings in Nacogdoches
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Nacogdoches between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Nacogdoches
Short answer: 2 institutions have their main office in Nacogdoches: Commercial Bank of Texas and Doches Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Commercial Bank of Texas | Bank | $1.69 billion | 5 |
| Doches Credit Union | Credit union | $64.3 million | 3 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Nacogdoches by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Nacogdoches offices.
Short answer: Huntington is the largest bank with offices in Nacogdoches, with $283.07 billion in total assets on June 30, 2026, No. 15 among U.S. banks by total assets. Regions Bank is second with $159.79 billion. 1 of the 10 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Huntington | $283.07 billion | No. 15 | 3 | Columbus, OH |
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
| Southside Bank | $8.76 billion | No. 187 | 1 | Tyler, TX |
| First National Bank Texas | $4.64 billion | No. 302 | 1 | Killeen, TX |
| Austin Bank, Texas | $3.33 billion | No. 386 | 1 | Jacksonville, TX |
| Commercial Bank of Texas | $1.69 billion | No. 671 | 5 | Nacogdoches, TX |
| UBank | $1.05 billion | No. 1,011 | 1 | Huntington, TX |
| Texas Bank | $953.9 million | No. 1,086 | 1 | Henderson, TX |
| Citizens 1st Bank | $811.0 million | No. 1,248 | 1 | Tyler, TX |
| Farmers State Bank | $391.5 million | No. 2,105 | 1 | Center, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Nacogdoches: FAQ
How many banks are in Nacogdoches, TX?
Nacogdoches has 10 banks with 16 branches and 2 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Nacogdoches?
Commercial Bank of Texas, with 5. Huntington has 3 and Regions Bank has 1.
Is there a Commercial Bank of Texas in Nacogdoches, TX?
Yes. FDIC data lists 5 Commercial Bank of Texas branches in Nacogdoches as of September 5, 2026, the main office at 215 E Main St. Its branches are listed under Commercial Bank of Texas above, with the address and directions for each.
Is there a Huntington in Nacogdoches, TX?
Yes. FDIC data lists 3 Huntington branches in Nacogdoches as of September 5, 2026. Its branches are listed under Huntington above, with the address and directions for each.
Is there a Regions Bank in Nacogdoches, TX?
Yes. FDIC data lists 1 Regions Bank branch in Nacogdoches as of September 5, 2026. The address and directions are under Regions Bank above.
Is there a Chase in Nacogdoches, TX?
No. FDIC data lists no Chase branch in Nacogdoches as of September 5, 2026. The nearest is in Tyler, about 59 miles away in a straight line.
Which banks in Nacogdoches are open on Saturday?
Doches Credit Union and East Texas Professional Credit Union publish Saturday hours for one or more Nacogdoches locations. The Saturday section above lists each one with its hours. 17 of the 20 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Nacogdoches?
Commercial Bank of Texas and Doches Credit Union have their main office in Nacogdoches, according to the FDIC and the NCUA.
What is the oldest bank in Nacogdoches?
Huntington has the longest record among banks with a branch here: the FDIC shows it operating since 1866.
Which credit unions can I join in Nacogdoches?
Doches Credit Union and East Texas Professional Credit Union have offices in Nacogdoches. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Nacogdoches in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Nacogdoches?
Nearby cities with more banks include Garrison, Lufkin, Timpson. Garrison is 16 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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