US Bank Directory

Banks in Crossroads, TX

1 FDIC-insured bank operates 1 office in Crossroads, Texas.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Crossroads

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Crossroads, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Crossroads

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First National Bank Texas is the only bank with an office in Crossroads. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First National Bank Texas 1 branch · main office Killeen, TX Bank · 1

First National Bank Texas has 1 branch in Crossroads, 298 across Texas and 357 nationwide. FDIC records list its main office in Killeen, TX and show it operating since 1901. With $4.64 billion in total assets on June 30, 2026, it ranks No. 302 of 4,232 U.S. banks by total assets. The Cross Roads Banking Center - Rc 464 Branch at 11700 Us Highway 380 dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Cross Roads Banking Center - Rc 464 Branch
    11700 Us Highway 380, 76227
    Hours: see the bank's site
First National Bank Texas: profile, branches and contacts

Banking in Crossroads: the local picture

Short answer: 1 bank runs 1 branch in Crossroads according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

First National Bank Texas has its main office in Killeen, TX, according to the FDIC.

The bank with the longest record here is First National Bank Texas, operating since 1901 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Crossroads, and where the nearest one is if they do not.

Short answer: No branches in Crossroads: Chase (nearest in Prosper, 6 mi), Wells Fargo (nearest in Frisco, 6 mi), Bank of America (nearest in Cross Roads, 1 mi), PNC Bank (nearest in Frisco, 8 mi), U.S. Bank (nearest in Dallas, 20 mi), Truist (nearest in Frisco, 6 mi), Fifth Third Bank (nearest in Frisco, 10 mi), Huntington (nearest in Frisco, 13 mi), Regions Bank (nearest in Frisco, 6 mi), TD Bank, BMO (nearest in Dallas, 32 mi).

BankIn CrossroadsNearest branch if none here
ChaseNoneProsper, 6 miles away
Wells FargoNoneFrisco, 6 miles away
Bank of AmericaNoneCross Roads, 1 mile away
PNC BankNoneFrisco, 8 miles away
U.S. BankNoneDallas, 20 miles away
TruistNoneFrisco, 6 miles away
Fifth Third BankNoneFrisco, 10 miles away
HuntingtonNoneFrisco, 13 miles away
Regions BankNoneFrisco, 6 miles away
TD BankNonenone in Texas
BMONoneDallas, 32 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Crossroads to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Crossroads residents like anyone else.

Banks near Crossroads

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Aubrey (3 miles) and Little Elm (6 miles). Frisco, 11 miles away, has the most banks nearby: 34.

Bank branch openings and closings in Crossroads

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Crossroads between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Crossroads by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Crossroads offices.

Short answer: First National Bank Texas is the largest bank with offices in Crossroads, with $4.64 billion in total assets on June 30, 2026, No. 302 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First National Bank Texas$4.64 billionNo. 3021Killeen, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Crossroads: FAQ

How many banks are in Crossroads, TX?

Crossroads has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a First National Bank Texas in Crossroads, TX?

Yes. FDIC data lists 1 First National Bank Texas branch in Crossroads as of September 5, 2026. The address and directions are under First National Bank Texas above.

Is there a Chase in Crossroads, TX?

No. FDIC data lists no Chase branch in Crossroads as of September 5, 2026. The nearest is in Prosper, about 6 miles away in a straight line.

What is the oldest bank in Crossroads?

First National Bank Texas has the longest record among banks with a branch here: the FDIC shows it operating since 1901.

Did any bank branches open or close in Crossroads in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Crossroads?

Nearby cities with more banks include Aubrey, Little Elm, Corinth. Aubrey is 3 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds