Banks in Cross Roads, TX

Bank branch map: Cross Roads

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Cross Roads, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 2 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Cross Roads

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bank of America is the only bank with an office in Cross Roads. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Cross Roads, 313 across Texas and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Cross Roads Branch at 11050 Us Highway 380 dates to 2022 in FDIC branch records. Its published hours do not list Saturday.

• Cross Roads Branch

  11050 Us Highway 380, 76227

  (940) 220-2286Today 9 am to 4 pm

  All hours

  Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

  Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Bank of America: profile, branches and contacts

Tinker Credit Union 1 office · main office Oklahoma City, OK Credit union · 1

Tinker Credit Union has 1 office in Cross Roads, 2 across Texas. It is based in Oklahoma City, OK and $6.13 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Cross Roads

  8800 Us Highway 380 Ste 200, 76227

  (940) 440-8916Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Tinker Credit Union: profile, branches and contacts

Join a credit union in Cross Roads

1 credit union has 1 office here: Tinker Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Cross Roads page has every office in the state's directory.

Banking in Cross Roads: the local picture

Short answer: 1 bank runs 1 branch in Cross Roads according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Bank of America has its main office in Charlotte, NC, according to the FDIC.

The bank with the longest record here is Bank of America, operating since 1904 according to the FDIC.

The only credit union with an office here is Tinker Credit Union.

Of the 2 locations with published hours. None open on Saturday.

Saturday hours in Cross Roads

Short answer: None of the 2 Cross Roads locations with published hours lists Saturday hours.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Cross Roads, and where the nearest one is if they do not.

Short answer: In Cross Roads: Bank of America (1). No branches in Cross Roads: Chase (nearest in Prosper, 6 mi), Wells Fargo (nearest in Frisco, 6 mi), PNC Bank (nearest in Hickory Creek, 7 mi), U.S. Bank (nearest in Dallas, 20 mi), Truist (nearest in Frisco, 7 mi), Fifth Third Bank (nearest in Frisco, 10 mi), Huntington (nearest in Frisco, 13 mi), Regions Bank (nearest in Frisco, 6 mi), TD Bank, BMO (nearest in Dallas, 32 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cross Roads to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cross Roads residents like anyone else.

Banks near Cross Roads

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Aubrey (3 miles) and Little Elm (6 miles). Frisco, 11 miles away, has the most banks nearby: 34.

Bank branch openings and closings in Cross Roads

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Cross Roads between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Cross Roads by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cross Roads offices.

Short answer: Bank of America is the largest bank with offices in Cross Roads, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Cross Roads: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.