US Bank Directory
Banks in Cross Plains, TX
1 FDIC-insured bank operates 1 office in Cross Plains, Texas.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Cross Plains
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Cross Plains, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Cross Plains
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Liberty Capital Bank is the only bank with an office in Cross Plains. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Liberty Capital Bank Bank · 1
Liberty Capital Bank has 1 branch in Cross Plains, 5 across Texas and 5 nationwide. FDIC records list its main office in Addison, TX and show it operating since 2008. With $767.9 million in total assets on June 30, 2026, it ranks No. 1,307 of 4,232 U.S. banks by total assets. The Cross Plains Branch at 101 N Main St dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cross Plains Branch101 N Main St, 76443
Banking in Cross Plains: the local picture
Short answer: 1 bank runs 1 branch in Cross Plains according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Liberty Capital Bank has its main office in Addison, TX, according to the FDIC.
The bank with the longest record here is Liberty Capital Bank, operating since 2008 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Cross Plains, and where the nearest one is if they do not.
Short answer: No branches in Cross Plains: Chase (nearest in Abilene, 40 mi), Wells Fargo (nearest in San Angelo, 88 mi), Bank of America (nearest in Abilene, 40 mi), PNC Bank (nearest in Granbury, 85 mi), U.S. Bank (nearest in Dallas, 148 mi), Truist (nearest in Fort Worth, 111 mi), Fifth Third Bank (nearest in Fort Worth, 109 mi), Huntington (nearest in Goldthwaite, 58 mi), Regions Bank (nearest in Fort Worth, 114 mi), TD Bank, BMO (nearest in Dallas, 145 mi).
| Bank | In Cross Plains | Nearest branch if none here |
|---|---|---|
| Chase | None | Abilene, 40 miles away |
| Wells Fargo | None | San Angelo, 88 miles away |
| Bank of America | None | Abilene, 40 miles away |
| PNC Bank | None | Granbury, 85 miles away |
| U.S. Bank | None | Dallas, 148 miles away |
| Truist | None | Fort Worth, 111 miles away |
| Fifth Third Bank | None | Fort Worth, 109 miles away |
| Huntington | None | Goldthwaite, 58 miles away |
| Regions Bank | None | Fort Worth, 114 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 145 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cross Plains to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cross Plains residents like anyone else.
Banks near Cross Plains
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Cisco (21 miles) and Coleman (25 miles). Brownwood, 30 miles away, has the most banks nearby: 4.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Cisco, TX | 21 mi | 2 | 2 |
| Banks in Coleman, TX | 25 mi | 2 | 4 |
| Banks in Clyde, TX | 28 mi | 2 | 2 |
| Banks in Eastland, TX | 28 mi | 3 | 3 |
| Banks in Early, TX | 29 mi | 3 | 3 |
| Banks in Brownwood, TX | 30 mi | 4 | 8 |
| Banks in Comanche, TX | 37 mi | 4 | 4 |
| Banks in De Leon, TX | 37 mi | 2 | 3 |
Bank branch openings and closings in Cross Plains
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Cross Plains between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Cross Plains by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cross Plains offices.
Short answer: Liberty Capital Bank is the largest bank with offices in Cross Plains, with $767.9 million in total assets on June 30, 2026, No. 1,307 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Liberty Capital Bank | $767.9 million | No. 1,307 | 1 | Addison, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Cross Plains: FAQ
How many banks are in Cross Plains, TX?
Cross Plains has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Liberty Capital Bank in Cross Plains, TX?
Yes. FDIC data lists 1 Liberty Capital Bank branch in Cross Plains as of September 5, 2026. The address and directions are under Liberty Capital Bank above.
Is there a Chase in Cross Plains, TX?
No. FDIC data lists no Chase branch in Cross Plains as of September 5, 2026. The nearest is in Abilene, about 40 miles away in a straight line.
What is the oldest bank in Cross Plains?
Liberty Capital Bank has the longest record among banks with a branch here: the FDIC shows it operating since 2008.
Did any bank branches open or close in Cross Plains in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Cross Plains?
Nearby cities with more banks include Cisco, Coleman, Clyde. Cisco is 21 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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