US Bank Directory
Banks in Chillicothe, TX
1 FDIC-insured bank operates 1 office in Chillicothe, Texas.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Chillicothe
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Chillicothe, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Chillicothe
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: American National Bank & Trust is the only bank with an office in Chillicothe. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
American National Bank & Trust Bank · 1
American National Bank & Trust has 1 branch in Chillicothe, 14 across Texas and 14 nationwide. FDIC records list its main office in Wichita Falls, TX and show it operating since 1976. With $2.54 billion in total assets on June 30, 2026, it ranks No. 499 of 4,232 U.S. banks by total assets. The The First National Bank Of Chillicothe Branch at 200 Avenue H dates to 1924 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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The First National Bank Of Chillicothe Branch200 Avenue H, 79225
Banking in Chillicothe: the local picture
Short answer: 1 bank runs 1 branch in Chillicothe according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
American National Bank & Trust has its main office in Wichita Falls, TX, according to the FDIC.
The bank with the longest record here is American National Bank & Trust, operating since 1976 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Chillicothe, and where the nearest one is if they do not.
Short answer: No branches in Chillicothe: Chase (nearest in Wichita Falls, 62 mi), Wells Fargo (nearest in Wichita Falls, 62 mi), Bank of America (nearest in Abilene, 128 mi), PNC Bank (nearest in Weatherford, 143 mi), U.S. Bank (nearest in Dallas, 180 mi), Truist (nearest in Denton, 157 mi), Fifth Third Bank (nearest in Fort Worth, 160 mi), Huntington (nearest in Fort Worth, 161 mi), Regions Bank (nearest in Keller, 160 mi), TD Bank, BMO (nearest in Dallas, 186 mi).
| Bank | In Chillicothe | Nearest branch if none here |
|---|---|---|
| Chase | None | Wichita Falls, 62 miles away |
| Wells Fargo | None | Wichita Falls, 62 miles away |
| Bank of America | None | Abilene, 128 miles away |
| PNC Bank | None | Weatherford, 143 miles away |
| U.S. Bank | None | Dallas, 180 miles away |
| Truist | None | Denton, 157 miles away |
| Fifth Third Bank | None | Fort Worth, 160 miles away |
| Huntington | None | Fort Worth, 161 miles away |
| Regions Bank | None | Keller, 160 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 186 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Chillicothe to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Chillicothe residents like anyone else.
Banks near Chillicothe
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Quanah (13 miles) and Vernon (14 miles). Vernon, 14 miles away, has the most banks nearby: 4.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Quanah, TX | 13 mi | 3 | 3 |
| Banks in Vernon, TX | 14 mi | 4 | 6 |
| Banks in Electra, TX | 38 mi | 2 | 2 |
| Banks in Childress, TX | 42 mi | 3 | 3 |
| Banks in Paducah, TX | 48 mi | 2 | 2 |
| Banks in Seymour, TX | 48 mi | 3 | 3 |
| Banks in Iowa Park, TX | 53 mi | 3 | 3 |
| Banks in Burkburnett, TX | 55 mi | 2 | 2 |
Bank branch openings and closings in Chillicothe
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Chillicothe between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Chillicothe by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Chillicothe offices.
Short answer: American National Bank & Trust is the largest bank with offices in Chillicothe, with $2.54 billion in total assets on June 30, 2026, No. 499 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| American National Bank & Trust | $2.54 billion | No. 499 | 1 | Wichita Falls, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Chillicothe: FAQ
How many banks are in Chillicothe, TX?
Chillicothe has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a American National Bank & Trust in Chillicothe, TX?
Yes. FDIC data lists 1 American National Bank & Trust branch in Chillicothe as of September 5, 2026. The address and directions are under American National Bank & Trust above.
Is there a Chase in Chillicothe, TX?
No. FDIC data lists no Chase branch in Chillicothe as of September 5, 2026. The nearest is in Wichita Falls, about 62 miles away in a straight line.
What is the oldest bank in Chillicothe?
American National Bank & Trust has the longest record among banks with a branch here: the FDIC shows it operating since 1976.
Did any bank branches open or close in Chillicothe in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Chillicothe?
Nearby cities with more banks include Quanah, Vernon, Electra. Quanah is 13 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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