US Bank Directory
Banks in Bells, TX
1 FDIC-insured bank operates 1 office in Bells, Texas.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Bells
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Bells, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Bells
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Cendera Bank is the only bank with an office in Bells. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Cendera Bank Bank · 1
Cendera Bank has 1 branch in Bells, 3 across Texas and 3 nationwide. FDIC records list its main office in Bells, TX and show it operating since 1904. With $257.6 million in total assets on June 30, 2026, it ranks No. 2,685 of 4,232 U.S. banks by total assets. Its main office at 615 E Bells Blvd dates to 1904 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office615 E Bells Blvd, 75414
Banking in Bells: the local picture
Short answer: 1 bank runs 1 branch in Bells according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Cendera Bank has its main office in Bells, according to the FDIC.
The bank with the longest record here is Cendera Bank, operating since 1904 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Bells, and where the nearest one is if they do not.
Short answer: No branches in Bells: Chase (nearest in Sherman, 13 mi), Wells Fargo (nearest in Mckinney, 30 mi), Bank of America (nearest in Mckinney, 30 mi), PNC Bank (nearest in Mckinney, 31 mi), U.S. Bank (nearest in Dallas, 46 mi), Truist (nearest in Mckinney, 35 mi), Fifth Third Bank (nearest in Allen, 36 mi), Huntington (nearest in Tom Bean, 8 mi), Regions Bank (nearest in Allen, 39 mi), TD Bank, BMO (nearest in Dallas, 61 mi).
| Bank | In Bells | Nearest branch if none here |
|---|---|---|
| Chase | None | Sherman, 13 miles away |
| Wells Fargo | None | Mckinney, 30 miles away |
| Bank of America | None | Mckinney, 30 miles away |
| PNC Bank | None | Mckinney, 31 miles away |
| U.S. Bank | None | Dallas, 46 miles away |
| Truist | None | Mckinney, 35 miles away |
| Fifth Third Bank | None | Allen, 36 miles away |
| Huntington | None | Tom Bean, 8 miles away |
| Regions Bank | None | Allen, 39 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 61 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Bells to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Bells residents like anyone else.
Banks near Bells
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Tom Bean (8 miles) and Bonham (12 miles). Sherman, 13 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Tom Bean, TX | 8 mi | 2 | 2 |
| Banks in Bonham, TX | 12 mi | 4 | 5 |
| Banks in Sherman, TX | 13 mi | 14 | 16 |
| Banks in Denison, TX | 15 mi | 5 | 7 |
| Banks in Van Alstyne, TX | 17 mi | 3 | 3 |
| Banks in Leonard, TX | 18 mi | 2 | 2 |
| Banks in Pottsboro, TX | 19 mi | 2 | 2 |
| Banks in Anna, TX | 21 mi | 5 | 5 |
Bank branch openings and closings in Bells
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Bells between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Bells
Short answer: 1 institution has its main office in Bells: Cendera Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Cendera Bank | Bank | $257.6 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Bells by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Bells offices.
Short answer: Cendera Bank is the largest bank with offices in Bells, with $257.6 million in total assets on June 30, 2026, No. 2,685 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Cendera Bank | $257.6 million | No. 2,685 | 1 | Bells, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Bells: FAQ
How many banks are in Bells, TX?
Bells has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Cendera Bank in Bells, TX?
Yes. FDIC data lists 1 Cendera Bank branch in Bells as of September 5, 2026, the main office at 615 E Bells Blvd. The address and directions are under Cendera Bank above.
Is there a Chase in Bells, TX?
No. FDIC data lists no Chase branch in Bells as of September 5, 2026. The nearest is in Sherman, about 13 miles away in a straight line.
Which banks are headquartered in Bells?
Cendera Bank has its main office in Bells, according to the FDIC.
What is the oldest bank in Bells?
Cendera Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1904.
Did any bank branches open or close in Bells in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Bells?
Nearby cities with more banks include Tom Bean, Bonham, Sherman. Tom Bean is 8 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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