US Bank Directory
Banks in Alba, TX
1 FDIC-insured bank operates 1 office in Alba, Texas, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Alba
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Alba, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Alba
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Commercial Bank of Texas is the only bank with an office in Alba. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Alba-golden Credit Union Credit union · 1
Alba-golden Credit Union has 1 office in Alba, 1 across Texas. It is based in Alba, TX and $21.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office140 Broadway St, 75410
All hours
Mon to Thu 8 am to 3 pm; Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Commercial Bank of Texas Bank · 1
Commercial Bank of Texas has 1 branch in Alba, 24 across Texas and 24 nationwide. FDIC records list its main office in Nacogdoches, TX and show it operating since 1901. With $1.69 billion in total assets on June 30, 2026, it ranks No. 671 of 4,232 U.S. banks by total assets. The Alba Branch at 7463 E Us Highway 69 dates to 1987 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Alba Branch7463 E Us Highway 69, 75410
Yantis Credit Union Credit union · 1
Yantis Credit Union has 1 office in Alba, 3 across Texas. It is based in Yantis, TX and $28.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Alba Federal Credit Union110 E Quitman St, 75410
All hours
Mon to Fri 9 am to 3 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Alba
2 credit unions have 2 offices here: Yantis Credit Union and Alba-golden Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Alba page has every office in the state's directory.
Banking in Alba: the local picture
Short answer: 1 bank runs 1 branch in Alba according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Commercial Bank of Texas has its main office in Nacogdoches, TX, according to the FDIC.
The bank with the longest record here is Commercial Bank of Texas, operating since 1901 according to the FDIC.
2 credit unions have 2 offices in Alba, according to the NCUA. Who can join each one is on the credit unions page.
Of the 2 locations with published hours. None open on Saturday. 1 location has no published hours in these sources.
Saturday hours in Alba
Short answer: None of the 2 Alba locations with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Alba, and where the nearest one is if they do not.
Short answer: No branches in Alba: Chase (nearest in Lindale, 24 mi), Wells Fargo (nearest in Terrell, 37 mi), Bank of America (nearest in Greenville, 35 mi), PNC Bank (nearest in Tyler, 39 mi), U.S. Bank (nearest in Dallas, 66 mi), Truist (nearest in Caddo Mills, 39 mi), Fifth Third Bank (nearest in Mesquite, 57 mi), Huntington (nearest in Tyler, 38 mi), Regions Bank (nearest in Tyler, 37 mi), TD Bank, BMO (nearest in Dallas, 67 mi).
| Bank | In Alba | Nearest branch if none here |
|---|---|---|
| Chase | None | Lindale, 24 miles away |
| Wells Fargo | None | Terrell, 37 miles away |
| Bank of America | None | Greenville, 35 miles away |
| PNC Bank | None | Tyler, 39 miles away |
| U.S. Bank | None | Dallas, 66 miles away |
| Truist | None | Caddo Mills, 39 miles away |
| Fifth Third Bank | None | Mesquite, 57 miles away |
| Huntington | None | Tyler, 38 miles away |
| Regions Bank | None | Tyler, 37 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 67 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Alba to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Alba residents like anyone else.
Banks near Alba
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Emory (8 miles) and Grand Saline (9 miles). Canton, 21 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Emory, TX | 8 mi | 4 | 5 |
| Banks in Grand Saline, TX | 9 mi | 3 | 3 |
| Banks in Quitman, TX | 11 mi | 3 | 3 |
| Banks in Mineola, TX | 12 mi | 5 | 6 |
| Banks in Edgewood, TX | 16 mi | 2 | 2 |
| Banks in Van, TX | 19 mi | 2 | 2 |
| Banks in Canton, TX | 21 mi | 6 | 6 |
| Banks in Wills Point, TX | 22 mi | 2 | 2 |
Bank branch openings and closings in Alba
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Alba between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Alba
Short answer: 1 institution has its main office in Alba: Alba-golden Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Alba-golden Credit Union | Credit union | $21.9 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Alba by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Alba offices.
Short answer: Commercial Bank of Texas is the largest bank with offices in Alba, with $1.69 billion in total assets on June 30, 2026, No. 671 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Commercial Bank of Texas | $1.69 billion | No. 671 | 1 | Nacogdoches, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Alba: FAQ
How many banks are in Alba, TX?
Alba has 1 bank with 1 branch and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Is there a Commercial Bank of Texas in Alba, TX?
Yes. FDIC data lists 1 Commercial Bank of Texas branch in Alba as of September 5, 2026. The address and directions are under Commercial Bank of Texas above.
Is there a Chase in Alba, TX?
No. FDIC data lists no Chase branch in Alba as of September 5, 2026. The nearest is in Lindale, about 24 miles away in a straight line.
Which banks in Alba are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.
Which banks are headquartered in Alba?
Alba-golden Credit Union has its main office in Alba, according to the FDIC and the NCUA.
What is the oldest bank in Alba?
Commercial Bank of Texas has the longest record among banks with a branch here: the FDIC shows it operating since 1901.
Which credit unions can I join in Alba?
Yantis Credit Union and Alba-golden Credit Union have offices in Alba. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Alba in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Alba?
Nearby cities with more banks include Emory, Grand Saline, Quitman. Emory is 8 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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