US Bank Directory
Banks in East Ridge, TN
1 FDIC-insured bank operates 1 office in East Ridge, Tennessee.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: East Ridge
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in East Ridge, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in East Ridge
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: SmartBank is the only bank with an office in East Ridge. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
SmartBank Bank · 1
SmartBank has 1 branch in East Ridge, 25 across Tennessee and 43 nationwide. FDIC records list its main office in Pigeon Forge, TN and show it operating since 2007. With $6.11 billion in total assets on June 30, 2026, it ranks No. 249 of 4,232 U.S. banks by total assets. The East Ridge Branch at 4154 Ringgold Rd dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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East Ridge Branch4154 Ringgold Rd, 37412
Banking in East Ridge: the local picture
Short answer: 1 bank runs 1 branch in East Ridge according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
SmartBank has its main office in Pigeon Forge, TN, according to the FDIC.
The bank with the longest record here is SmartBank, operating since 2007 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in East Ridge, and where the nearest one is if they do not.
Short answer: No branches in East Ridge: Chase (nearest in Chattanooga, 2 mi), Wells Fargo (nearest in Murfreesboro, 89 mi), Bank of America (nearest in Chattanooga, 5 mi), PNC Bank (nearest in Murfreesboro, 90 mi), U.S. Bank (nearest in Mcminnville, 57 mi), Truist (nearest in Chattanooga, 1 mi), Fifth Third Bank (nearest in Murfreesboro, 85 mi), Huntington (nearest in Chattanooga, 5 mi), Regions Bank (nearest in Chattanooga, 1 mi), TD Bank, BMO.
| Bank | In East Ridge | Nearest branch if none here |
|---|---|---|
| Chase | None | Chattanooga, 2 miles away |
| Wells Fargo | None | Murfreesboro, 89 miles away |
| Bank of America | None | Chattanooga, 5 miles away |
| PNC Bank | None | Murfreesboro, 90 miles away |
| U.S. Bank | None | Mcminnville, 57 miles away |
| Truist | None | Chattanooga, 1 mile away |
| Fifth Third Bank | None | Murfreesboro, 85 miles away |
| Huntington | None | Chattanooga, 5 miles away |
| Regions Bank | None | Chattanooga, 1 mile away |
| TD Bank | None | none in Tennessee |
| BMO | None | none in Tennessee |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of East Ridge to the nearest branch in Tennessee.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to East Ridge residents like anyone else.
Banks near East Ridge
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Chattanooga (3 miles) and Hixson (10 miles). Chattanooga, 3 miles away, has the most banks nearby: 22.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Chattanooga, TN | 3 mi | 22 | 68 |
| Banks in Hixson, TN | 10 mi | 8 | 9 |
| Banks in Signal Mountain, TN | 11 mi | 4 | 4 |
| Banks in Ooltewah, TN | 12 mi | 11 | 13 |
| Banks in Soddy Daisy, TN | 18 mi | 5 | 5 |
| Banks in Whitwell, TN | 21 mi | 3 | 3 |
| Banks in Jasper, TN | 22 mi | 4 | 6 |
| Banks in Cleveland, TN | 25 mi | 14 | 27 |
Bank branch openings and closings in East Ridge
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in East Ridge between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in East Ridge by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its East Ridge offices.
Short answer: SmartBank is the largest bank with offices in East Ridge, with $6.11 billion in total assets on June 30, 2026, No. 249 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| SmartBank | $6.11 billion | No. 249 | 1 | Pigeon Forge, TN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in East Ridge: FAQ
How many banks are in East Ridge, TN?
East Ridge has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a SmartBank in East Ridge, TN?
Yes. FDIC data lists 1 SmartBank branch in East Ridge as of September 5, 2026. The address and directions are under SmartBank above.
Is there a Chase in East Ridge, TN?
No. FDIC data lists no Chase branch in East Ridge as of September 5, 2026. The nearest is in Chattanooga, about 2 miles away in a straight line.
What is the oldest bank in East Ridge?
SmartBank has the longest record among banks with a branch here: the FDIC shows it operating since 2007.
Did any bank branches open or close in East Ridge in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near East Ridge?
Nearby cities with more banks include Chattanooga, Hixson, Signal Mountain. Chattanooga is 3 miles away with 22 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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